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How to create a new Gmail account and customize your settings

You can create a new Gmail account in a desktop browser or using the Gmail mobile app, and access all of Google's services. Having a Gmail account gives you access to all of Google's features, like Google Drive. Image Source/Getty Images When you create a Gmail account, Google automatically gives you a Google account which grants you access to dozens of apps and services. You can create a new Gmail account on a browser or using the Gmail mobile app. You can customize Gmail settings like your profile picture, inbox appearance, and vacation auto-responder. Visit Insider's Tech Reference library for more stories. While Gmail is just one of the many services you get when you create a Google account, for all intents and purposes you can think of them as the same thing. When you sign up for a Google account you automatically get Gmail, and if you have a Gmail account that means you already have a Google account. In other words, if you have one you already have the other. Your Google or Gmail account also gives you free access to a large library of other apps and services, including Google Docs, Google Drive, Google Maps, and dozens more. Here's how to set up a new Gmail account to use with all of Google's services. Quick tip: If you ever need to sign in to your Google account to access a Google product, use your Gmail username and password. How to create a Gmail accountYou can create a Gmail account using a web browser on your computer or on the mobile app. No matter where you create your account, you'll be able to access it from any of your web browsers or devices. On desktop:1. On your Mac or PC, go to Google's Create your Google Account page. You can go there directly or find it by going to Google.com, clicking Sign In, and then clicking Create account.2. Follow the instructions to complete the first page; start by entering your first and last name. It doesn't need to be your legal name, but it should be the way you want to be identified in Gmail. As you complete the form for your Google account, it will also generate your Gmail address. Dave Johnson 3. Enter the email username you'd like to use. Keep in mind that there are billions of Gmail users, so your first choice might not be available. 4. Enter your desired password and enter it a second time in the Confirm field. For safety and security, your password should be strong - use a combination of upper- and lower-case characters, numbers, and symbols that's at least 8 characters long (and preferably 12 characters).5. Click Next.6. Continue to follow the instructions to set up your account. Enter your mobile phone number - this is an optional step, but highly recommended, to help recover your account if there's a problem signing in. Likewise, you should also add a secondary email address to help in account recovery. Also enter your birthday and gender. A phone number makes it easy to recover your account if you forget your password. Dave Johnson 7. Click Next. 8. Google may ask you to verify your phone number. Click Send to receive a code at your designated mobile phone number, and then enter the code to verify the phone number is yours. 9. If you want to use this number with other Google services (like using it for video calls with Google Meet) click Yes, I'm in. Otherwise, click Skip. 10. Finally, click I agree after reviewing Google's terms of service.You're now logged into this new Google account in this browser. Once it's set up, you can access your personal contacts in Gmail, and use your Google account to find, add, and manage those contacts. On the Gmail mobile app:1. Open the Gmail app and tap the account icon at the top-right. 2. Tap Add another account. 3. On the Add account screen, tap Google. 4. On the Google Sign in screen, tap Create account and choose For myself. Follow the instructions in the Gmail app to create a new Google account. Dave Johnson 5. Enter your first and last name. It doesn't need to be your legal name, but it should be the way you want to be identified in Gmail. Tap Next.6. Enter your birthday and gender, then tap Next. 7. Choose one of the premade Gmail addresses or tap Create your own Gmail address to make your own unique address. Tap Next. Google will offer you several email addresses, or you can make your own. Dave Johnson 8. Create a strong password for your new Google account and then tap Next.9. You can add a phone number that can be used to recover your account if you forget your password, and with other Google services (like using it for video calls with Google Meet). If you want to do this, enter a mobile phone number and then click Yes, I'm in. Otherwise, click Skip. 10. If you added a phone number, enter the verification code that's texted to your number. 11. Finally, click I agree after reviewing Google's terms of service.Gmail mailbox settingsIf you regularly use Gmail, you might want to change the mail app's settings. Google gives you a lot of options for configuring Gmail. One of the first things you may want to do is change your Google profile picture; after that, you can access a wide variety of other settings from the web and your mobile device. On desktop:1. Open Gmail in a web browser and sign in if needed. 2. Click the gear-shaped Settings icon at the top-right. You should see some quick settings that let you change the overall appearance of the inbox. 3. Click See all Settings at the top of the menu. Here you'll find the Settings page. Google tends to change the organization and content of Settings often, but you should be able to find what you need with a little browsing. There are a number of tabs at the top of the page, such as General, Labels, Accounts and Import, and others. The Settings page has a lot of options for configuring your Gmail inbox. Dave Johnson Each of these tabs has its own group of settings, though you'll probably find most of the features you need in General. Here you can configure your vacation auto-responder, for example, as well as turn on and off features like grammar checking, spell check, and autocorrect. On the Gmail mobile app:1. Open the Gmail app.2. Tap the three-line icon at the top-left and tap Settings.3. Tap the Gmail account that you want to configure. If you have several Gmail accounts, there might be more than one account in the list.Here you'll find a list of all the settings you can configure. Your options will be a little different than in a web browser - the display options are very different on a mobile device, for example - and there are no tabs at the top of the page. The Gmail app gives you access to a wealth of inbox settings. Dave Johnson Even so, it's easy to browse, because you can scroll to see all the available settings. For example, instead of the Labels tab in the browser, you can tap Label Settings in the Settings menu to create folders in Gmail. How to log into your Gmail account on a computer or mobile deviceHow to clear your Google search history from your Google Account and on various web browsersHow to reverse image search on Google to find information related to a specific photoHow to send a Google Calendar invite to anyone using the desktop site or a mobile deviceRead the original article on Business Insider.....»»

Category: topSource: businessinsider3 hr. 5 min. ago Related News

Last Week Marked A Huge Milestone For Crypto

After years in the making, it finally happened… Q3 2021 hedge fund letters, conferences and more ProShares Bitcoin Strategy ETF Debuts On October 15, the Securities and Exchange Commission (SEC) approved the first-ever bitcoin ETF. On October 19, the ProShares Bitcoin Strategy ETF (BITO) debuted on the New York Stock Exchange. This is a big, big milestone. […] After years in the making, it finally happened… if (typeof jQuery == 'undefined') { document.write(''); } .first{clear:both;margin-left:0}.one-third{width:31.034482758621%;float:left;margin-left:3.448275862069%}.two-thirds{width:65.51724137931%;float:left}form.ebook-styles .af-element input{border:0;border-radius:0;padding:8px}form.ebook-styles .af-element{width:220px;float:left}form.ebook-styles .af-element.buttonContainer{width:115px;float:left;margin-left: 6px;}form.ebook-styles .af-element.buttonContainer input.submit{width:115px;padding:10px 6px 8px;text-transform:uppercase;border-radius:0;border:0;font-size:15px}form.ebook-styles .af-body.af-standards input.submit{width:115px}form.ebook-styles .af-element.privacyPolicy{width:100%;font-size:12px;margin:10px auto 0}form.ebook-styles .af-element.privacyPolicy p{font-size:11px;margin-bottom:0}form.ebook-styles .af-body input.text{height:40px;padding:2px 10px !important} form.ebook-styles .error, form.ebook-styles #error { color:#d00; } form.ebook-styles .formfields h1, form.ebook-styles .formfields #mg-logo, form.ebook-styles .formfields #mg-footer { display: none; } form.ebook-styles .formfields { font-size: 12px; } form.ebook-styles .formfields p { margin: 4px 0; } Get The Full Walter Schloss Series in PDF Get the entire 10-part series on Walter Schloss in PDF. Save it to your desktop, read it on your tablet, or email to your colleagues. (function($) {window.fnames = new Array(); window.ftypes = new Array();fnames[0]='EMAIL';ftypes[0]='email';}(jQuery));var $mcj = jQuery.noConflict(true); Q3 2021 hedge fund letters, conferences and more ProShares Bitcoin Strategy ETF Debuts On October 15, the Securities and Exchange Commission (SEC) approved the first-ever bitcoin ETF. On October 19, the ProShares Bitcoin Strategy ETF (BITO) debuted on the New York Stock Exchange. This is a big, big milestone. In short, this new ETF makes it easier than ever to access bitcoin (BTC)—through the stock market. It’s an opportunity for millions of investors who want exposure to bitcoin without having to open a dedicated crypto account. Owning BITO isn’t quite the same as owning bitcoin directly. But it’s close. And it’s a lot better than the current options… Until now, the closest thing to a bitcoin ETF was the extremely popular Greyscale Bitcoin Trust (GBTC). GBTC only loosely tracked the actual price of bitcoin—and often diverged from it by 20% or more. BITO should track the price of bitcoin much more closely. Now that the SEC has greenlit it as a crypto ETF, GBTC has announced it intends to convert to an ETF as well. This is a great step forward for the growth of the crypto market… I’m glad bitcoin has brought so much attention to cryptos. But make no mistake. Bitcoin is just the tip of the iceberg in this opportunity. What's going on underneath the surface is far more important. And ultimately, it will be more profitable... Investing In The World’s Most Disruptive Young Tech Companies In short: A whole new “stock market” is forming in crypto… Cryptos are a place where everyday investors with as little as $10 can invest in the world’s most disruptive young tech companies. This has never existed before. It’s an exciting new frontier for investors. And it’s the main reason why the popular narrative on cryptos is completely wrong… Most folks think of cryptos as “currencies” that compete with the US dollar. They think people might someday keep their savings accounts in bitcoin, and pay for everyday things with bitcoin. This is the least exciting aspect of cryptos. The cryptos I’m most interested in represent true ownership stakes in real, disruptive, cash-generating businesses. As I explained earlier this month, the technology behind bitcoin and all other cryptos is called “blockchain.” Blockchain has essentially transformed what computers can do. I won’t bore you with the technical details. All you need to know is that today’s newest and most innovative companies are being built on the blockchain. I’m talking real companies… making real money… using the blockchain to disrupt some of today’s most exciting industries. You can invest in these companies by buying crypto “tokens” in them. Which is just like buying shares in a company that trades on the stock market. Think of a token like equity or shares in the business. Cutting-Edge Business Ideas Today, many of the most exciting, cutting-edge business ideas are happening on the blockchain: not in the stock market. When asked about bitcoin late last year, legendary trader Paul Tudor Jones said the crypto was like “investing in a startup tech company.” That’s important because all sorts of rules and barriers typically stop everyday investors from accessing early-stage opportunities. For example, you have to be “accredited” to invest in most private companies. And you often need to invest a minimum of $50,000 or $100,000. So the average guy is locked out. Cryptos knock down those barriers. Unlike the stock market, cryptos aren’t dominated by Wall Street. And you can buy tokens in many crypto startups for $10. Sometimes less. For example, consider the startup called Helium. This company sells hotspot routers you can install on your roof. Their signal reaches about 200X further than a standard Wi-Fi connection. You can then “sell” internet to nearby folks through this Helium router. For doing that, you get rewarded with Helium tokens which you can exchange for real US dollars. Helium’s making real money selling these routers today. But Helium’s not listed on the stock market. You must buy its token, HNT, to participate in its rapid growth. Helium’s token has appreciated over 2,500% in the last year. A question I often get is: “Can I buy Coinbase (COIN) stock to profit off the growth of crypto?” Coinbase is the largest crypto brokerage in the US. It’s opening up this “new world” of cryptos to millions of people… in an easy-to-use app. The short answer is “yes”—owning Coinbase is an easy way to profit off the growth of crypto. But you should know what you’re buying in Coinbase. You ARE buying a very large company that should do well as crypto continues to grow. You’re NOT buying an early-stage crypto project that could return 100–1. You have to buy the specific early-stage tokens for that. The Great Disruptors: 3 Breakthrough Stocks Set to Double Your Money" Get my latest report where I reveal my three favorite stocks that will hand you 100% gains as they disrupt whole industries. Get your free copy here. Article By Stephen McBride, Editor - Disruption Investor Updated on Oct 27, 2021, 4:41 pm (function() { var sc = document.createElement("script"); sc.type = "text/javascript"; sc.async = true;sc.src = "//mixi.media/data/js/95481.js"; sc.charset = "utf-8";var s = document.getElementsByTagName("script")[0]; s.parentNode.insertBefore(sc, s); }()); window._F20 = window._F20 || []; _F20.push({container: 'F20WidgetContainer', placement: '', count: 3}); _F20.push({finish: true});.....»»

Category: blogSource: valuewalk4 hr. 33 min. ago Related News

The 15 best winter gloves for every need - whether you"re skiing, hiking, or shoveling your walk

A good pair of gloves is a necessity in the winter. These are the 15 best pairs we've found in 2021. Rafael Elias/Getty Images Whether you're hiking, skiing, or just shoveling your walk, you need a good pair of winter gloves. You might need different pairs of gloves made of different materials for multiple situations. Winter gloves come in a variety of materials each with its own benefits and downsides. When the temperatures drop and the chill gets into your bones, it's time to slip on some winter gloves. Like other cold-weather gear essentials, you need to consider what you'll be using them for. Fine leather driving gloves won't cut it snowboarding and thick ski gloves probably aren't the best for driving. We've included some all-purpose gloves and purpose-designed selections. If you're looking for mittens, see our guide here. At the very least, winter gloves should have some sort of water resistance and a modicum of insulation. From there, you'll find styles that offer a wide range of water and windproofing and insulating materials, like PrimaLoft and Thinsulate (the same synthetic fibers found in many winter coats). There are even gloves with built-in battery-powered heaters. Some selections in this roundup also offer touchscreen compatibility and while they all work to varying degrees, the Moshi Digits gets the best reviews in this area. Even so, you're never going to have the same level of touchability as your bare fingers, so you might want to save your Tweeting for indoors this winter. Many of the selections have unisex sizing. Some come in gendered sizing, but can be worn by any gender identity. Here are the best winter gloves in 2021:Table of Contents: Masthead Sticky Patagonia R1 Daily Gloves Patagonia Patagonia's R1 Daily Gloves are sustainable, sleek, stretchy, and versatile.Sizing options: XS to XLColor options: Ink Black, Classic NavyPatagonia's unisex R1 Daily Gloves are great all-around winter gloves that are made from recycled polyester and spandex (making them environmentally friendly), low-profile enough to use as liners if need be, and stretchy so you have lots of mobility. They're also touchscreen compatible at the thumb and forefinger, moisture-wicking, and have a grippy palm with an aesthetically appealing design.  Moshi Digits Touchscreen Gloves Moshi Moshi's Digits Touchscreen Gloves give you touchscreen compatibility with all 10 fingers in a knit fabric with a soft, warm microfleece interior.Sizing options: S to LColor options: Light GreyThe Moshi Digits Touchscreen gloves have been getting rave reviews for their true touchscreen compatibility at all 10 fingertips, along with their minimalist looks and ability to keep your hands warm. These unisex knit gloves combine high-tech conductive fiber with a soft, warm microfleece interior. They only come in three sizes but are stretchy enough to fit onto larger hands. Norrona Unisex Trollveggen Gore-Tex Gloves Norrona The Trollveggen Gore-Tex Gloves from Norrona, a Norwegian brand with a storied history of creating products able to tackle the infamous Scandinavian winters, are perfect for whatever cold-weather adventure you throw at them.Sizing options: XS to XLColor options: BlackThe Norrona Trollveggen Gore-Tex Gloves have you covered for all your winter sports adventures, whether you're skiing, hiking, or even ice climbing. The outer shell is made from a combination of durable goat leather and Cordura ripstop fabric with a waterproof Gore-Tex liner and 130 grams of PrimaLoft insulation. The inside is lined in warm, soft wool. These unisex gloves from this storied Norwegian brand are water and windproof while still being breathable, and come in a wide range of sizes so you should be able to find a perfect fit. Kate Spade Quilted Leather Gloves Zappos The Kate Spade Quilted Leather Gloves are attractive, subtle, made from supple lamb leather, and lined in polyester for extra warmth. Sizing options: XS to XLColor options: BlackIf you're looking for gloves that are as stylish as they are warm, the Kate Spade leather gloves with a quilted spade pattern on the back, are a good option. Sleek but with a pop of eye appeal from the monochrome pattern, these gloves are made from buttery lamb leather and lined in polyester.  The North Face Men's Denali Etip Gloves The North Face The North Face's Denali Etip Gloves improve upon traditional fleece gloves with touchscreen compatibility, nylon at the knuckles and fingers for added durability, and a hefty fleece to keep your hands warm in the dead of winter. Sizing options: S to XXLColor options: TNF Medium Grey Heather, TNF BlackFleece gloves are an excellent winter companion for their freedom of movement, warmth, and softness. The North Face improves on this with touchscreen compatibility, a silicon gripper print on the palm, and nylon over the knuckles and fingers for added durability. They're also super soft and are made from 300-weight fleece (that's a high count!) that can handle cold winter weather.  Smartwool Merino Sport Fleece Training Glove Smartwool Smartwool is best known for its performance socks, but the brand also makes exceptional winter gloves for running and other outdoor athletic activities.Sizing option: XS to XLColor options: BlackSmartwool, an outdoor industry innovator that turned Merino wool into the beloved performance fabric it is today, may be best known for its socks, but they also make fantastic running gloves. The Merino Fleece Training Glove—like the brand's socks—is moisture-wicking, warm, soft, and naturally antimicrobial, making them perfect for winter runs, or other physical activities. They also feature silicone grippers on the palm and fingers to keep a grip on your ski pole or snow shovel. These aren't 100 percent wool but a poly-wool-elastane blend for better finger mobility and durability. Find men's sizes here.Find womnen's sizes here. Hestra Heli Insulated Gloves Hestra Hestra's Heli Insulated Gloves offer dexterity and exceptional warmth for your next skiing or snowboarding outing. Sizing options: 6 to 11 (XS to XL)Color options: Black, GreyHestra, another old-school Scandinavian brand, makes some of the best winter gloves around. The Heli Insulated Gloves combine tough goat leather and wind and nylon that's both wind and waterproof, yet breathable, along with a lot of insulation. These unisex gloves offer dexterity and exceptional warmth in extremely cold conditions so you can focus on avoiding other skiers and trees on your downhill run and not on having chilly hands. Barbour Insulated Leather Gloves Barbour Barbour's men's Insulated Leather Gloves are handsome enough for a night out but still rugged enough for winter chores.Sizing options: M to XLColor options: Olive, Black, TanBritish heritage brand Barbour has been making rugged and handsome country wear for more than 120 years. Their men's Insulated Leather Gloves combine style with substance, making them perfect for any number of occasions, whether it's a night out in the city or a brisk walk in the country. The water-resistant nubuck outers are classically good-looking and feature a wrist strap to keep the wind and snow out. Inside, the gloves are lined with thermal fleece for a warm and comfortable feel. Harssidanzar Women's Winter Lambskin Gloves Amazon Harssidanzar's Women's Winter Gloves are made from smooth lambskin, lined in cashmere, offer a wide range of sizes and colors, and come in at under $30. Sizing options: S to XXLColor options: 13 colorwaysHarssidanzar's Women's Winter Gloves are made of a smooth lambskin, lined in cashmere, and come in at under $30. They offer a wide range of sizes and colors, from basic black to bright orange. These make great driving gloves and are elegant enough for an evening out.  Give'r 4 Season Gloves Huckberry Give'r 4 unisex Season Gloves are some of the best overall winter gloves for whatever you get up to when the temperatures drop.  Sizing options: S to XXLColor options: 3 ColorwaysGive'r 4 Season Gloves are some of the best all-around winter gloves around whether you're on the slopes, chopping wood, or yanking a log out of the fire (yes, you can apparently do that with these gloves). They're made from wax-coated heavy-duty leather, have a waterproof membrane, and are insulated with 40 grams of Thinsulate. These unisex gloves are ruggedly good-looking and breathable so you can look good and feel good no matter what you get up to in them. Marmot Unisex BTU Gloves Marmot Marmot's Unisex BTU Gloves can tackle the wind and snow and still keep your hands comfortable and dry. Sizing options: S to XLColor options: BlackMy wife, a longtime skier, swears by Marmot and she's both a gearhead and very choosy. The BTU gloves are gauntlet-style—meaning they extend past the wrist—for more protection from the elements, waterproof, breathable, and warm thanks to the high-loft fleece lining and Thermal R insulation. They have a good weight-to-warmth ratio, a removable waterproof liner, and even include an absorbent nose wipe for when there's no Kleenex around. L.L. Bean Katahdin Gloves L.L. Bean Get that retro look with L.L.Bean's classic knit Katahdin gloves. Sizing options: S/M, L/XLColor options: 3 ColorwaysSometimes you just want a classic and the L.L.Bean unisex Katahdin Gloves have that retro feel with their throwback colorways that feature a stylized image of Maine's highest mountain, Mount Katahdin. Pair them with the Katahdin Pom Hat, and a puffer jacket, and you'll nail that nostalgic 80s vibe. M Gore Windstoppers Gorewear The M Gore Unisex Windstoppers are my favorite winter running gloves. They're windproof, warm, water-resistant with a lightweight design. Sizing options: XS to XXXLColor options: 3 ColorwaysThese are my winter running gloves. I wore them all last winter (I live in New York's Hudson Valley and winter can be pretty brutal) and my hands stayed dry and warm during four-mile runs along the Hudson River. The Gore Windstoppers are especially windproof, as the name suggests, but are also water-resistant, and very breathable. These unisex gloves are light, especially considering how well they keep your hands warm, fit snugly, and have reflective details if you're into evening runs. Snow Deer Waterproof Heated Gloves Amazon When it's time to bring out the big guns against winter weather, the Snow Deer Waterproof Heated Gloves get the job done.  Sizing options: XS to XXXLColor options: BlackSometimes you need to bring out the big guns when winter weather becomes unrelenting. The unisex Snow Deer Waterproof Heated Gloves are definitely big guns against the cold. They're made from a combination of lambskin and polyester, have an adjustable temperature setting (low, medium, high), and the battery power lasts up to 6.5 hours, giving you plenty of time to ski or shovel the walk. The heating element gets the fingers and back of the hands warm in only 30 seconds, according to the company, and they're wind and waterproof too. Carhartt Women's Quilts Gloves Amazon Carhartt's Quilts Gloves have everything you'd expect from the iconic workwear brand plus some nice color choices, quilting, and an adjustable strap. Sizing options: S to LColor options: 4 ColorwaysCarhartt is well known for its tough workwear, but the company also has a more colorful side. The Women's Quilts Gloves have all the qualities you'd expect from the brand—waterproofing, a soft microfiber liner that's quick-drying, tough ripstop taffeta outer shell, reinforcement in all the right places—plus quilting and nice color choices like Nightshade (dark purple) and Crabapple (bright red). It also features an adjustable strap to keep snow and wind out and a stretch fleece cuff.  Read the original article on Business Insider.....»»

Category: topSource: businessinsider4 hr. 33 min. ago Related News

33 personalized gifts that are unique and memorable, from a birthstone ring to a portrait made from cheese

From monogrammed aprons to vinyl subscriptions, these 33 personalized gifts are especially thoughtful and something they're unlikely to own already. Grafomap When you buy through our links, Insider may earn an affiliate commission. Learn more. Personalized gifts are a special way to show someone you're thinking of them. Your giftee will treasure a custom gift like a monogrammed passport cover or portrait of their pet. Now is a good time to start thinking of one-of-a-kind gifts, since processing times can be long. Ideally, every gift you give should feel as though you selected it just for your recipient. If you're looking to go the extra mile, gifting a personalized gift can make your selection feel even more special. These customized gifts can reference their interests, allow them to try something new, or serve as a reminder of a past event. Below are over 30 personalized gifts that include a monogrammed card holder, personalized wine and tea subscriptions, and even a made-to-measure suit. Each of these gifts offers giftees a unique item that they surely haven't received before.Due to the custom nature of these gifts, they will likely take a while to arrive. Be sure to take a look at processing and shipping times if you're shopping close to the holidays. If you're looking for more gift ideas, check out all of our gift guides here.Here are 33 personalized gifts that feel special and unique: A monogrammed passport cover Mark and Graham Fillmore Vegan Leather Passport Case, available at Mark and Graham, $39 (add monogrammed initials for $12.50)For the giftee that loves to travel, treat them to a custom vegan leather passport cover for wherever their travels take them. A custom portrait made of cheese Whisps Custom Cheese Head, available at Whisps, $200Surprise your gift recipient with a portrait of them made out of cheese. They're not only wildly creative but delicious as well. A pushpin world map with customizable names Uncommon Goods Personalized Anniversary Pushpin World Map, available at Uncommon Goods, $155A gift for newlyweds or those with anniversaries coming up, this personalized world map is a sentimental and thoughtful gift for them to use whenever they travel together. Read our guide to the best anniversary gifts or best sentimental gifts for more inspiration.  A special book for parents and kids Uncommon Goods Personalized Goodnight Little Me Book, available at Uncommon Goods, $40A sweet gift for both parents and children, this picture book will be a great new addition to their bedtime routine. You can customize the name on the cover and throughout the book for a special nightly read. Take a look at our guide to the best personalized gifts for kids for more gift ideas.  A glassware set that's uniquely theirs Mark and Graham Decanter and Glass Set, available at Mark and Graham, $99 (free monogramming)For the spirit connoisseur, this decanter and glass set from Mark and Graham comes with free monogramming for a personal touch to this useful gift. A mug they'll always recognize in a crowd Yeti Rambler Mug, available at Yeti, $29.99 (monogramming available from $5)The Rambler Mug from Yeti comes in 10 colors and can be customized with words, initials, images, or a design of your choice. It's perfect for on-the-go trips or spending time outdoors. A pizza-making kit with their last name on it Bed Bath and Beyond Family Pizzeria 3-Piece Gift Set, available at Bed Bath and Beyond, $43.99A pizza-making kit is a sweet gift for couples or families that love to cook together. The three-piece set comes with a monogrammable pizza board, a rocker, and a crisper for delicious results. A nostalgic bracelet BaubleBar Custom Multi Disc Pisa Bracelet, available at BaubleBar, $40This custom beaded bracelet can spell out a name or phrase in a rainbow of colors. You can stack it with other bracelets for a stylish '90s look. A ceramic bowl with their pet's name on it Megan Louise Ceramics/Etsy Custom Pet Bowl, available at Etsy, from $30.16Some people prefer to spoil their pets instead of themselves. A custom bowl with the name of their favorite animal on it is a gift they'll love.  A lovely birthstone ring Pandora Pandora Birthstone Ring, available at Pandora, $50This personalized ring is an intimate gift that signifies that you remember their ring size and birthday (even if you can't remember the exact date). A stylish monogrammed notebook Papier Colourblock Notebook, available at Papier, $26.99If they're a writer, list maker, or note-taker, they're sure to appreciate this personalized notebook from Papier. Choose from eight different color block patterns and lined, plain, or dotted paper to make this gift feel even more personal. A custom star map Etsy Custom Night Sky Star Map, available at Etsy, from $35Celebrate a special event or time by gifting them a snapshot of that night's sky. Each map can be customized by color, text and font styles, and map shape. The seller will work with you to create a vibrant map that perfectly captures any moment. A curated wine subscription based on their preferences Winc Winc Gift Card, available at Winc, from $60If they're new to the world of wine, gifting them a Winc subscription will help them choose their favorite styles by testing several wines each month. Winc is one of our favorite wine delivery options due to its extensive selection and interactive wine quiz that each subscriber takes before receiving wines to try. A handcrafted recipe board UncommonGoods Personalized Family Recipe Board, available at UncommonGoods, $100Help them save precious family recipes with this wood recipe board that's available in maple or cherry wood finishes. Simply send over a scan of their favorite recipe, and it will be transferred onto the board in the writer's handwriting. A candle to express your gratitude Homesick Thanks Candle, available at Homesick, from $34 [add a handwritten card note and printed candle note for $5 to $15]This candle is a great way to thank someone in a more personal way. Scented with lemon, cucumber, and patchouli, this candle adds a refreshing scent into any space. For an additional cost, you can add a personal message to the candle's packaging or on the candle itself.  A portrait of their furry (or scaly) best friend CanvasPop Pet Portrait, available at CanvasPop, from $89If their pet is more like family, this fun portrait of their favorite furry or scaly best friend is sure to make their day. Choose from three art styles and canvas sizes and several background colors to make this gift even more unique. A desktop photo calendar Artifact Uprising Walnut Desktop Photo Calendar, available at Artifact Uprising, from $35This walnut photo calendar makes a beautiful desktop display. The personalized selection of photos makes an ordinary calendar feel more special, though choosing only 12 of your favorite photos could prove to be difficult. A set of coasters with their favorite memories Uncommon Goods Custom Travel Photo Coasters, available at Uncommon Goods, from $65Gift them these coasters so they can relive their favorite travel stories every time they use them. Add location captions to each coaster for an additional cost.   A monogrammed leather cardholder Cuyana Zip Cardholder, available at Cuyana, $75 [add a monogram for $15]This stylish wallet will give your recipient a luxury experience at a relatively affordable price. The sleek wallet offers a surprising amount of storage and can comfortably fit five cards, cash, and coins. It comes in seven shades and can be monogrammed for $15 to add personalization. An apron loved by professional chefs Hedley & Bennett The Essential Apron, available at Hedley & Bennett, from $85 [add embroidery for $15]A sturdy, comfortable, and stylish apron becomes even more stylish and personal with the addition of embroidery on the apron chest or waist strap. You can choose from script or block font in a variety of colors. While we love the classic styles, now might also be a good time to take advantage of their limited-edition aprons.  A made-to-measure suit Indochino Gift Card, available at Indochino, from $50Nothing feels quite as bespoke as a custom-made suit. The startup Indochino makes that gift a bit more achievable and a lot less expensive.  A thoughtful map of their favorite place on earth Grafomap/Instagram Customized Poster, available at Grafomap, from $49Grafomap is a website that lets you design posters with maps of any place in the world. You can make one of their hometown, college town, or favorite travel destination — you're only limited by your imagination. A gold letter charm from an ethical jewelry startup AUrate Mini Gold Letter Charm Pendant, available at AUrate, $250AUrate makes beautiful, personalized letter charms that are meant to represent a no-compromise mix of quality, price, and ethical practices. They use luxury materials like 14-karat gold, original designs, transparent pricing, and sustainable production. In partnership with Mastery Charter, the startup has also given thousands of books to NYC students and schools.  A leather toiletry case they can take with them for years to come Leatherology Double Zip Toiletry Bag, available at Leatherology, $120 [add a monogram for $10 and up]This luxe Double Zip bag is one accessory I never travel without. The dual compartments keep all essentials close, and the leather ages into something soft and personal over time. If you're looking for wallets, travel gift sets, or duffels instead, you can find pretty much any leather good at a good price and superior quality here — most available for monogramming. New vinyl records that match their musical taste VNYL Three-Month VNYL Gift Membership Subscription, available at VNYL, $69.99 (originally $120)VNYL's team of curators studies your music profile — assembled via a quiz and connected Spotify, Soundcloud, Instagram, etc. — to hand-pick new albums that they think you'll love. Then they send you a tailored pick to your door. If your giftee is a music-lover and has a record player, this is a cool subscription that will help them discover even more music to love.  Customizable Nikes Nike Customizable Nikes, available at Nike, from $110Nike makes great products, and they're popular for a reason. But it's nice to get the benefits of the design team without forsaking what makes something unique. You can customize a pair of Nike's for them or gift them a gift card so they can get creative making something one-of-a-kind on their own.  Tumblers personalized for family members' hobbies Uncommon Goods Personalized Hobby Tumblers, available at Uncommon Goods, from $32These fun tumblers celebrate each family member's unique passions, letting them feel appreciated by you. They'll also enjoy seeing themselves in fun illustrations.  An engraved shave set Harry's Winston Set, available at Harry's, from $25 [add engraving for $15]If they take pride in having nice tools or taking the necessary grooming routine as time for themselves, they'll appreciate Harry's luxe gift set. It can be engraved for $15, and the special Winston handle is weighty, die-cast zinc with a polished chrome finish. The German-engineered blades come with a travel cover so they don't dull during travel, and the Foaming Shave Gel works up to a rich lather.  A coffee subscription that caters to their likes and dislikes Driftaway Facebook Three-Month Coffee Subscription, available at Driftaway, from $56Driftaway is a gourmet coffee subscription that gets smarter the longer you use it — remembering your preferences and steering you towards increasingly accurate brews for your palette. The first shipment is a tasting kit with four coffee profiles, which users rate online or in the app for the site to use as a flavor baseline. If they love coffee, this is a great way to ensure they'll discover new favorites and enjoy each morning cup. A subscription that lets them try tea from all over the world Sips by Personalized Tea Gift Card (3-month Subscription), available at Sips by, $48If they're more of a tea person, there's a personalized service for them, too. Sips by takes their tastes and matches them to four tea brands (chosen from more than 150 tea brands around the world) each month. There's enough tea to make more than 45 cups of tea (if they re-steep) — the perfect amount to keep them warm and cozy through the winter.  Bath towels embroidered with a monogram or full word Weezie/Instagram Piped Edge Starter Pack, available at Weezie, $230 [add embroidery for $15 per towel]Weezie's soft and fluffy organic cotton towels are already gift-worthy on their own. To make them even more covetable, add embroidery. You can go with the classic monogram in a variety of eye-catching styles or spell out a full name in a cursive script. There are a few unique embroidery colors, like bright pink and mint.  A zodiac necklace that mixes luxury with personalization Mejuri Capricorn Necklace, available at Mejuri, $90Mejuri's popular zodiac necklaces are a great way to gift jewelry that manages to feel both luxurious and intimate — something that can be lacking in refined gifts. The Canadian startup as a whole is a unique mix of approachability and elegance, which may be why they're known for waitlists that top out at 40,000 people.  Shampoo and conditioner designed for their specific hair needs Function of Beauty Gift Card, available at Function of Beauty, from $50To get their personalized hair care, they'll start with a quiz that asks them about their hair concerns and needs. The final formulation addresses those needs and is also free of parabens, sulfates, mineral oil, and GMOs. Plus, the bottle labels will feature their name.  Read the original article on Business Insider.....»»

Category: topSource: businessinsider5 hr. 33 min. ago Related News

Shoppers should prepare for unprecedented delivery delays this holiday season - here are the shipping deadlines you need to know

December 15 for most shipping services' ground shipping, but retailers are encouraging shopping earlier this year through pre-Black Friday sales. When you buy through our links, Insider may earn an affiliate commission. Learn more. With expected shipping delays and supply shortages in 2021, it's advised to get your holiday shopping done extra early this year. Here are the 2021 holiday shipping deadlines so far. Crystal Cox/Business Insider Expected supply chain delays mean you'll want to get a head start on holiday shopping this year. Retailers like Amazon, Best Buy, and Walmart have 2021 pre-Black Friday sales for early shopping. If you're looking for other options, consider virtual gifts or picking up online orders in-store. Finding the perfect gift for everyone in your life is rarely an easy process (thankfully, we have tons of gift guides to help you out).But the search isn't over once you finally pick something. You need to make sure it actually arrives in time, which will be especially challenging this year, as "out of stock" warnings have tripled since January 2020. A global supply chain crisis has affected everything from ugly Christmas sweaters to cardboard, with no guarantees of improving even as new facilities are being added.So while Black Friday is traditionally the start of holiday gift shopping, it's advised to start even earlier this year if you want your gifts to arrive on time. Additionally, it'd be good to look at the 2021 shipping deadlines released by FedEx, UPS, and the US Postal Service to make sure you allow enough time to ship your gift.If time gets away from you, many major retailers offer pick-up in-store options, which let you bypass the holiday shipping delays and grab your gifts as early as the same day you ordered them. You'll just have to make sure you ship your gifts according to the shipping deadlines below.The other option is to consider e-gifts, such as gift cards your recipients can cash in on a later date or virtual classes, digital books, and audiobook subscriptions they can use right away.If you want to receive your gifts by Christmas, these are the dates, times, and shipping options you should know:Table of Contents: Masthead Sticky2021 carrier shipping deadlinesFedEx:Of the shipping services, FedEx offers the most options for you to get your package delivered, with options even available on Christmas Eve. Note: The deadlines listed below are exclusive to the US.FedEx Ground and Home Delivery: December 15FedEx Express Saver: December 21FedEx 2Day and 2DayAM: December 22FedEx 1 Day Freight: December 23FedEx Same Day: December 24UPS:With the options listed below, you can ship as late as December 23 using UPS. UPS stores are closed on Christmas Day, but you can still look into UPS Express Critical service if you're in dire need.UPS Ground: Calculate on the UPS websiteUPS 3 Day Select: December 21UPS 2nd Day Air: December 22UPS Next Day Air: December 23US Postal Service:With USPS, it's as easy as getting shipping supplies online or from your local post office, printing shipping labels, and dropping off your package (or scheduling a pickup).Post office locations might have varying hours as we get closer to the holidays, so save yourself the hassle and check if your location is open here.USPS Retail Ground: December 15USPS First-Class Mail: December 17USPS Priority Mail: December 18USPS Priority Mail Express: December 23For deadlines for Alaska, Hawaii, and international shipping, read more here.DHL:DHL has yet to release an official calendar of shipping deadlines for 2021, but it's probably safe to assume a cut-off of December 15 for all of its domestic shipping services. Shipping internationally is trickier, but you can get a rate and time quote for your specific shipment here. Read the original article on Business Insider.....»»

Category: topSource: businessinsider5 hr. 49 min. ago Related News

The best curling irons, according to professional hairstylists

We asked professional hairstylists to share the best curling irons for every hair type and budget based on their own experiences. When you buy through our links, Insider may earn an affiliate commission. Learn more. Shutterstock With so many types of curling irons on the market, it's can be tough to know which is best for you. To narrow down the search, we asked professional stylists to share their go-to tools. See the best curling irons for every hair type and budget according to the pros. Table of Contents: Masthead StickySimilar to straighteners and blow dryers, curling irons are not all created equally. This can make finding the best option for your hair type and desired look tricky if not tedious. To save you from trial and error, stylist Shelly Aguirre of Maxine Salon in Chicago tells Insider there are three features to consider when shopping for hot tools: adjustable heat settings, the size of the barrel, and whether or not the iron is ionic and ceramic. The next step is to cross-check what the tool offers and if it meets your specific needs. For example, if you have shorter hair, Aguirre recommends a shorter-sized iron "so the hair is able to go around the iron at least 1.5 times." And if you're a novice, Aguirre suggests using an iron with a clamp as opposed to a wand, as the latter requires more experience. Needless to say, before you commit to a curling iron, it's best to do your research. However, because there are so many options cluttering the market, it's helpful to have expert insight, so we asked a few professional stylists to list their best recs below.The best curling irons in 2021, according to hairstylists: The best curling iron overall Ulta Barrel size: 1 inch, 1.25 inches, and 1.5 inchesMaximum temperature setting: 450 degrees FahrenheitWhen asked about the best curling iron for all hair types, stylists flooded my inbox singing the praises of the Babyliss Pro. International makeup artist and hairstylist Fernanda Celidonio commented that the Nano Titanium Spring Curling Iron's titanium and ceramic barrel is "super lightweight and it heats up pretty quickly — up to 450°F." Los Angeles-based stylist Fae Norris agreed, adding that the tool's heat dial is especially helpful when working with coarse, fragile, and colored hair, all of which require a cooler setting. "[The curling iron] is a bit more expensive up-front," Norris says, "but pays for itself over time." The best curling iron for beginners.....»»

Category: topSource: businessinsider6 hr. 5 min. ago Related News

Iran says it"s returning to nuclear deal talks after stalling for months

A State Department spokesperson warned Iran that the window for reviving the 2015 nuclear deal will not "remain open forever." Iranian President Ebrahim Raisi meets the governors and deputies of the East and West Azerbaijan provinces in Tehran, Iran on October 21, 2021. Getty Images Iran says it will return to nuclear negotiations by the end of November. Iran suspended the indirect talks with the US in June and has since stalled on resuming them. Biden has made restoring the 2015 nuclear deal a major foreign policy goal. Iran on Wednesday announced that it's returning to negotiations aimed at restoring the 2015 nuclear deal by the end of November. Ali Bagheri, the deputy foreign minister, tweeted that he's been involved in "very serious and constructive dialogue" on the "essential elements for successful negotiations" with Enrique Mora, the European Union's deputy secretary general for political affairs."We agree to start negotiations before the end of November. Exact date would be announced in the course of the next week," Bagheri added.Iran suspended the indirect talks with the US, which began in April in Vienna, following Ebrahim Raisi's victory in the country's presidential election in June. The Iranian government has stalled on returning to the negotiations for months, raising concerns that the deal would never be revived. Raisi is a hardliner who frequently rails against the West. President Joe Biden has made restoring the landmark pact a major foreign policy goal. The deal was orchestrated under the Obama administration when Biden was vice president.The agreement, formally known as the Joint Comprehensive Plan of Action (JCPOA), was designed to prevent Iran from developing a nuclear weapon in exchange for relief from economic sanctions. Then-President Donald Trump in May 2018 controversially withdrew the US from the deal, going against the wishes of key US allies like France, Germany, and the UK. Trump implemented a "maximum pressure" strategy against Iran, attempting to squeeze it into negotiating a more stringent version of the 2015 deal via harsh economic sanctions. But his approach failed, and raised tensions between Washington and Tehran to historic heights.After Trump ordered a January 2020 drone strike that killed Iran's top general, Qassem Soleimani, there were fears a new war was on the horizon in the Middle East. Both countries ultimately walked away from a broader conflict. But tensions remain - particularly in relation to attacks on US troops by Iran-backed militias in Iraq and Syria - and the animosity has threatened to derail Biden's goal of reviving the 2015 deal. Iran over the past few years has taken significant steps away from the deal, and the Biden administration in July warned that the JCPOA could soon be beyond saving.Secretary of State Antony Blinken in a joint press conference with the Israeli foreign minister, Yair Lapid, earlier this month underscored that "time is running short" to restore the agreement. "We are prepared to turn to other options if Iran doesn't change course, and these consultations with our allies and partners are part of it," Blinken said."We will look at every option to deal with the challenge posed by Iran," Blinken added. "And we continue to believe that diplomacy is the most effective way to do that. But, it takes two to engage in diplomacy, and we have not seen from Iran a willingness to do that at this point."Though Iran has agreed to return to the Vienna talks - the deal's future is still up in the air. "We have seen the reports but do not have any further details about a possible return to Vienna talks in November," a State Department spokesperson told Insider. "As we have said many times, we are prepared to return to Vienna, and we believe that it remains possible to quickly reach and implement an understanding on return to mutual full compliance with the JCPOA by closing the small number of issues that remained outstanding at the end of the sixth round of talks in June.""As we have also been clear, this window will not remain open forever as Iran continues to take provocative nuclear steps, so we hope that they come to Vienna to negotiate quickly and in good faith," the spokesperson added.Read the original article on Business Insider.....»»

Category: topSource: businessinsider6 hr. 5 min. ago Related News

The 15 best winter gloves for whatever your situation - whether you"re skiing, hiking, or shoveling your walk

A good pair of gloves is a necessity in the winter. These are the 15 best pairs we've found in 2021. Rafael Elias/Getty Images Whether you're hiking, skiing, or just shoveling your walk, you need a good pair of winter gloves. You might need different pairs of gloves made of different materials for multiple situations. Winter gloves come in a variety of materials each with its own benefits and downsides. When the temperatures drop and the chill gets into your bones, it's time to slip on some winter gloves. Like other cold-weather gear essentials, you need to consider what you'll be using them for. Fine leather driving gloves won't cut it snowboarding and thick ski gloves probably aren't the best for driving. We've included some all-purpose gloves and purpose-designed selections. If you're looking for mittens, see our guide here. At the very least, winter gloves should have some sort of water resistance and a modicum of insulation. From there, you'll find styles that offer a wide range of water and windproofing and insulating materials, like PrimaLoft and Thinsulate (the same synthetic fibers found in many winter coats). There are even gloves with built-in battery-powered heaters. Some selections in this roundup also offer touchscreen compatibility and while they all work to varying degrees, the Moshi Digits gets the best reviews in this area. Even so, you're never going to have the same level of touchability as your bare fingers, so you might want to save your Tweeting for indoors this winter. Many of the selections have unisex sizing. Some come in gendered sizing, but can be worn by any gender identity. Here are the best winter gloves in 2021:Table of Contents: Masthead Sticky Patagonia R1 Daily Gloves Patagonia Patagonia's R1 Daily Gloves are sustainable, sleek, stretchy, and versatile.Sizing options: XS to XLColor options: Ink Black, Classic NavyPatagonia's unisex R1 Daily Gloves are great all-around winter gloves that are made from recycled polyester and spandex (making them environmentally friendly), low-profile enough to use as liners if need be, and stretchy so you have lots of mobility. They're also touchscreen compatible at the thumb and forefinger, moisture-wicking, and have a grippy palm with an aesthetically appealing design.  Moshi Digits Touchscreen Gloves Moshi Moshi's Digits Touchscreen Gloves give you touchscreen compatibility with all 10 fingers in a knit fabric with a soft, warm microfleece interior.Sizing options: S to LColor options: Light GreyThe Moshi Digits Touchscreen gloves have been getting rave reviews for their true touchscreen compatibility at all 10 fingertips, along with their minimalist looks and ability to keep your hands warm. These unisex knit gloves combine high-tech conductive fiber with a soft, warm microfleece interior. They only come in three sizes but are stretchy enough to fit onto larger hands. Norrona Unisex Trollveggen Gore-Tex Gloves Norrona The Trollveggen Gore-Tex Gloves from Norrona, a Norwegian brand with a storied history of creating products able to tackle the infamous Scandinavian winters, are perfect for whatever cold-weather adventure you throw at them.Sizing options: XS to XLColor options: BlackThe Norrona Trollveggen Gore-Tex Gloves have you covered for all your winter sports adventures, whether you're skiing, hiking, or even ice climbing. The outer shell is made from a combination of durable goat leather and Cordura ripstop fabric with a waterproof Gore-Tex liner and 130 grams of PrimaLoft insulation. The inside is lined in warm, soft wool. These unisex gloves from this storied Norwegian brand are water and windproof while still being breathable, and come in a wide range of sizes so you should be able to find a perfect fit. Kate Spade Quilted Leather Gloves Zappos The Kate Spade Quilted Leather Gloves are attractive, subtle, made from supple lamb leather, and lined in polyester for extra warmth. Sizing options: XS to XLColor options: BlackIf you're looking for gloves that are as stylish as they are warm, the Kate Spade leather gloves with a quilted spade pattern on the back, are a good option. Sleek but with a pop of eye appeal from the monochrome pattern, these gloves are made from buttery lamb leather and lined in polyester.  The North Face Men's Denali Etip Gloves The North Face The North Face's Denali Etip Gloves improve upon traditional fleece gloves with touchscreen compatibility, nylon at the knuckles and fingers for added durability, and a hefty fleece to keep your hands warm in the dead of winter. Sizing options: S to XXLColor options: TNF Medium Grey Heather, TNF BlackFleece gloves are an excellent winter companion for their freedom of movement, warmth, and softness. The North Face improves on this with touchscreen compatibility, a silicon gripper print on the palm, and nylon over the knuckles and fingers for added durability. They're also super soft and are made from 300-weight fleece (that's a high count!) that can handle cold winter weather.  Smartwool Merino Sport Fleece Training Glove Smartwool Smartwool is best known for its performance socks, but the brand also makes exceptional winter gloves for running and other outdoor athletic activities.Sizing option: XS to XLColor options: BlackSmartwool, an outdoor industry innovator that turned Merino wool into the beloved performance fabric it is today, may be best known for its socks, but they also make fantastic running gloves. The Merino Fleece Training Glove—like the brand's socks—is moisture-wicking, warm, soft, and naturally antimicrobial, making them perfect for winter runs, or other physical activities. They also feature silicone grippers on the palm and fingers to keep a grip on your ski pole or snow shovel. These aren't 100 percent wool but a poly-wool-elastane blend for better finger mobility and durability. Find men's sizes here.Find womnen's sizes here. Hestra Heli Insulated Gloves Hestra Hestra's Heli Insulated Gloves offer dexterity and exceptional warmth for your next skiing or snowboarding outing. Sizing options: 6 to 11 (XS to XL)Color options: Black, GreyHestra, another old-school Scandinavian brand, makes some of the best winter gloves around. The Heli Insulated Gloves combine tough goat leather and wind and nylon that's both wind and waterproof, yet breathable, along with a lot of insulation. These unisex gloves offer dexterity and exceptional warmth in extremely cold conditions so you can focus on avoiding other skiers and trees on your downhill run and not on having chilly hands. Barbour Insulated Leather Gloves Barbour Barbour's men's Insulated Leather Gloves are handsome enough for a night out but still rugged enough for winter chores.Sizing options: M to XLColor options: Olive, Black, TanBritish heritage brand Barbour has been making rugged and handsome country wear for more than 120 years. Their men's Insulated Leather Gloves combine style with substance, making them perfect for any number of occasions, whether it's a night out in the city or a brisk walk in the country. The water-resistant nubuck outers are classically good-looking and feature a wrist strap to keep the wind and snow out. Inside, the gloves are lined with thermal fleece for a warm and comfortable feel. Harssidanzar Women's Winter Lambskin Gloves Amazon Harssidanzar's Women's Winter Gloves are made from smooth lambskin, lined in cashmere, offer a wide range of sizes and colors, and come in at under $30. Sizing options: S to XXLColor options: 13 colorwaysHarssidanzar's Women's Winter Gloves are made of a smooth lambskin, lined in cashmere, and come in at under $30. They offer a wide range of sizes and colors, from basic black to bright orange. These make great driving gloves and are elegant enough for an evening out.  Give'r 4 Season Gloves Huckberry Give'r 4 unisex Season Gloves are some of the best overall winter gloves for whatever you get up to when the temperatures drop.  Sizing options: S to XXLColor options: 3 ColorwaysGive'r 4 Season Gloves are some of the best all-around winter gloves around whether you're on the slopes, chopping wood, or yanking a log out of the fire (yes, you can apparently do that with these gloves). They're made from wax-coated heavy-duty leather, have a waterproof membrane, and are insulated with 40 grams of Thinsulate. These unisex gloves are ruggedly good-looking and breathable so you can look good and feel good no matter what you get up to in them. Marmot Unisex BTU Gloves Marmot Marmot's Unisex BTU Gloves can tackle the wind and snow and still keep your hands comfortable and dry. Sizing options: S to XLColor options: BlackMy wife, a longtime skier, swears by Marmot and she's both a gearhead and very choosy. The BTU gloves are gauntlet-style—meaning they extend past the wrist—for more protection from the elements, waterproof, breathable, and warm thanks to the high-loft fleece lining and Thermal R insulation. They have a good weight-to-warmth ratio, a removable waterproof liner, and even include an absorbent nose wipe for when there's no Kleenex around. L.L. Bean Katahdin Gloves L.L. Bean Get that retro look with L.L.Bean's classic knit Katahdin gloves. Sizing options: S/M, L/XLColor options: 3 ColorwaysSometimes you just want a classic and the L.L.Bean unisex Katahdin Gloves have that retro feel with their throwback colorways that feature a stylized image of Maine's highest mountain, Mount Katahdin. Pair them with the Katahdin Pom Hat, and a puffer jacket, and you'll nail that nostalgic 80s vibe. M Gore Windstoppers Gorewear The M Gore Unisex Windstoppers are my favorite winter running gloves. They're windproof, warm, water-resistant with a lightweight design. Sizing options: XS to XXXLColor options: 3 ColorwaysThese are my winter running gloves. I wore them all last winter (I live in New York's Hudson Valley and winter can be pretty brutal) and my hands stayed dry and warm during four-mile runs along the Hudson River. The Gore Windstoppers are especially windproof, as the name suggests, but are also water-resistant, and very breathable. These unisex gloves are light, especially considering how well they keep your hands warm, fit snugly, and have reflective details if you're into evening runs. Snow Deer Waterproof Heated Gloves Amazon When it's time to bring out the big guns against winter weather, the Snow Deer Waterproof Heated Gloves get the job done.  Sizing options: XS to XXXLColor options: BlackSometimes you need to bring out the big guns when winter weather becomes unrelenting. The unisex Snow Deer Waterproof Heated Gloves are definitely big guns against the cold. They're made from a combination of lambskin and polyester, have an adjustable temperature setting (low, medium, high), and the battery power lasts up to 6.5 hours, giving you plenty of time to ski or shovel the walk. The heating element gets the fingers and back of the hands warm in only 30 seconds, according to the company, and they're wind and waterproof too. Carhartt Women's Quilts Gloves Amazon Carhartt's Quilts Gloves have everything you'd expect from the iconic workwear brand plus some nice color choices, quilting, and an adjustable strap. Sizing options: S to LColor options: 4 ColorwaysCarhartt is well known for its tough workwear, but the company also has a more colorful side. The Women's Quilts Gloves have all the qualities you'd expect from the brand—waterproofing, a soft microfiber liner that's quick-drying, tough ripstop taffeta outer shell, reinforcement in all the right places—plus quilting and nice color choices like Nightshade (dark purple) and Crabapple (bright red). It also features an adjustable strap to keep snow and wind out and a stretch fleece cuff.  Read the original article on Business Insider.....»»

Category: topSource: businessinsider6 hr. 5 min. ago Related News

Shiba inu surges 60% to record high as a petition count for Robinhood to list the dogecoin-inspired token tops 330,000

A Change.org petition requests people to sign up to "encourage Robinhood to be the first traditional brokerage" to list the shiba inu coin. Yuki Cheung/EyeEm/Getty Shiba inu hit an all-time high Wednesday after a petition urging Robinhood to list the coin topped 330,000. Robinhood is waiting for regulatory clarity to add more coins, CEO Vlad Tenev said Tuesday. The meme token's value fell on Monday after Elon Musk revealed he doesn't hold shiba inu. Sign up here for our daily newsletter, 10 Things Before the Opening Bell. Shiba inu hit a fresh record Wednesday on growing calls for trading app Robinhood to add the coin to its roster of cryptocurrencies.The token surged 60% to $0.00007863 as of 3:55 p.m. ET, according to data from CoinGecko, taking its gains over the past month to nearly 710%. With a market value of more than $30 billion, it is now the 11th biggest crypto asset.An online petition, created by Change.org user called Tristan Luke in May, requests people to sign up to "encourage Robinhood to be the first traditional brokerage" to list the shiba inu coin.The petition's goal is to reach 500,000 people. At the time of writing, at least 332,698 had signed up.Shiba inu is already available to trade on other platforms including Coinbase, Binance, eToro, Crypto.com, Atomic Wallet, and KuCoin. Meanwhile, users have only seven cryptocurrency options on Robinhood, including bitcoin, dogecoin, and ether."We feel very, very good about the coins that we're currently listing on our platform," Robinhood CEO Vlad Tenev said in a Q3 earnings call on Tuesday. "And for any new coins that we add, we want to feel equally, if not more, good. So we're going to be very careful. We're a regulated entity, and we're hopeful to get some clarity soon on coins."Shiba inu, which is a dogecoin spin-off, rose more than 20% on Tuesday after an anonymous crypto whale bought 276.6 billion tokens for about $11.5 million. As the third most Googled cryptocurrency in 2021, it's become impossible to ignore.An Elon Musk tweet about his Shiba Inu puppy Floki supercharged the meme token's run higher this month. But the coin's value slid briefly after Musk revealed he doesn't in fact have any personal investment in it.Read More: SIGN UP FOR OUR EVENT ON NOVEMBER 17: The future of crypto and its path to mass adoptionRead the original article on Business Insider.....»»

Category: topSource: businessinsider6 hr. 5 min. ago Related News

BJ"s Wholesale Club (BJ) Unveils Earlier Black Friday Offers

BJ's Wholesale Club (BJ) brings the hottest Black Friday deals at an attractive price. The company's digital capabilities also appear encouraging. As the holiday season is just approaching, retailers are on their toes to make the most of this busiest part of the year. BJ's Wholesale Club Holdings, Inc. BJ kicks off the festive season with earlier Black Friday deals at an unbeatable price. The company unveiled the dates of the Black Friday offers and is previewing a select few of those to aid members create their wish lists.It brings “Early Bird Savings” available from Nov 4 through Nov 29, 2021, “Black Friday Savings” from Nov 16 through Nov 29, “5-Day Deals” from Nov 25-29 and “Cyber Week” starts Cyber Monday on Nov 29. The company’s stores will remain closed on the Thanksgiving Day. However, guests can shop online.Members can check their wish lists either on the company’s site or in club, getting a chance to shop big-ticket articles like TVs, appliances and more at special values. They can buy items through the company’s easy shopping alternatives like in-club shopping, same-day delivery, ship-to-home and curbside pickup. Also, its buy now, pay later payment option is available this holiday for purchases of more than $99. Members can also avail the treasure hunt experience in-club and online on gifts like outdoor patio sets, winter accessories and trendy toys among others. We note that BJ’s Wholesale Club’s Black Friday mailer will include QR codes that will allow members to directly go to the company’s site to view the latest pricing and deals. The company is hiring associates for seasonal, part-time and full-time positions.What Else?BJ's Wholesale Club has been gaining from the solid execution of its strategies, outstanding membership results, market share and elevated consumer spending trends for a while. The company’s focus on simplifying assortments, expanding into high-demand categories, enhancing omni-channel capabilities and providing value to its customers bodes well.These endeavors are steadily contributing to growth in membership signups and renewals, resulting in higher membership fee income, higher average members per club and decent comparable club sales growth.The company continuously directs resources toward expanding its digital capabilities to better engage with members and provide them with convenient ways to shop including same-day delivery, curbside pick-up and buy-online plus pickup-in-club options.Additionally, BJ's Wholesale Club holds a three-year exclusive agreement with CommerceHub, a leading e-commerce platform that allows online order fulfillment and delivery solutions. Its partnership with Citizens Pay to provide online financing solutions for large purchases is encouraging as well.Shares of this currently Zacks Rank #3 (Hold) player have increased 56.9% in the past three months against the industry’s 10.5% decline.3 Stocks to ConsiderKroger KR has a long-term earnings growth rate of 8.9% and a Zacks Rank #1 (Strong Buy), currently. You can see the complete list of today’s Zacks #1 Rank stocks here.Target TGT has a long-term earnings growth rate of 13.9% and a Zacks Rank #2 (Buy) at present.Costco COST has a long-term earnings growth rate of 8.6% and a Zacks Rank of 2, presently.Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Target Corporation (TGT): Free Stock Analysis Report The Kroger Co. (KR): Free Stock Analysis Report BJ's Wholesale Club Holdings, Inc. (BJ): Free Stock Analysis Report Costco Wholesale Corporation (COST): Free Stock Analysis Report To read this article on Zacks.com click here. Zacks Investment Research.....»»

Category: topSource: zacks6 hr. 33 min. ago Related News

Can Continued Services Momentum Aid Apple"s (AAPL) Q4 Earnings?

Apple's (AAPL) fourth-quarter fiscal 2021 results are expected to reflect expanding Services business, as well as solid iPad and Mac sales. Apple’s AAPL fourth-quarter fiscal 2021 results, to be reported on Oct 28, are expected to have benefited from continued momentum in the Services business.The segment, which includes revenues from the App Store, Apple Music, iCloud, Apple Arcade, Apple TV+, Apple News+ and Apple Card, accounted for 21.5% of sales in third-quarter fiscal 2021.Apple currently has more than 700 million paid subscribers across its Services portfolio. The App Store continues to draw the attention of prominent developers from around the world, helping the company offer appealing new apps that drive App Store traffic, thereby expanding subscriber base.Markedly, the number of small developers has grown by 40% since 2015, and they account for 90% of App Store developers currently. Apple Inc. Revenue (Quarterly YoY Growth) Apple Inc. revenue-quarterly-yoy-growth | Apple Inc. Quote Apple charges a commission of up to 30% on any in-app purchase made by users through its payment system. However, the high App Store fees and Apple’s market dominance have attracted attention from regulators and lawmakers globally.Apple received an adverse ruling in the lawsuit against Fortnite developer Epic Games after U.S. federal Judge Yvonne Gonzalez Rogers ruled that the iPhone-maker has to allow third-party payment options offered by developers in their mobile applications.Judge Rogers’ permanent injunction is now expected to hurt App Store’s top and bottom lines as users will not only have more payment options, but can also leave Apple’s ecosystem to buy digital goods directly from developers.In the to-be-reported quarter, Apple allowed some concessions to developers to ease some pressure off the latter regarding its App Store practices. As part of the App Store Small Business Program, businesses earning less than $1 million annually will continue to benefit from the reduced commission for at least the next three years.The Zacks Consensus Estimate for Services revenues currently stands at $17.43 billion, indicating 19.8% growth from the year-ago quarter’s reported figure.Click here to know how Apple’s overall fourth-quarter results are likely to be.Apple’s Non-iPhone Portfolio to Boost RevenuesApple’s non-iPhone portfolio, which comprises Mac, iPad and Wearables, is expected to have aided its top-line growth in the fiscal fourth quarter.This Zacks Rank #2 (Buy) company’s Mac sales are expected to have been driven by the ongoing work-from-home and online-learning waves. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.Markedly, PC sales were up 3.9% year over year to 86.7 million units during the September-end quarter, per IDC’s estimates. IDC placed Apple in the fourth position with respect to PC sales, while Lenovo ranked #1, followed by HP HPQ and Dell Technologies DELL at #2 and #3 spots, respectively. Per IDC, Apple’s Mac shipment grew 9.9% year over year.The Zacks Consensus Estimate for Mac revenues stands at $9.08 billion, implying 0.6% growth from the figure reported in the year-ago quarter.Moreover, iPad sales are expected to have benefited from the launch of the new iPad Pro lineup in third-quarter 2021. The consensus mark for iPad revenues is pegged at $7.13 billion, suggesting 5% growth from the figure reported in the year-ago quarter. iPad demand is also expected to have remained high due to online learning and increased adoption among enterprises.Apple launched iPadOS 15 on Sep 20 and its ninth-generation iPad on Sep 24.Apple is also riding on its strong market share in the wearables space. The company’s endeavor to add healthcare features to its smartwatch has been a game changer for the device that faces significant competition from the likes of Garmin, Alphabet GOOGL, Xiaomi, Samsung Electronics and Huawei Technologies.During the to-be-reported quarter, Apple launched watchOS 8, which offers new workout types, updates to cycling, and the new Mindfulness app.The consensus mark for wearables revenues is currently pegged at $9.36 billion, indicating growth of 19% from the figure reported in the year-ago quarter. Breakout Biotech Stocks with Triple-Digit Profit Potential The biotech sector is projected to surge beyond $2.4 trillion by 2028 as scientists develop treatments for thousands of diseases. They’re also finding ways to edit the human genome to literally erase our vulnerability to these diseases. Zacks has just released Century of Biology: 7 Biotech Stocks to Buy Right Now to help investors profit from 7 stocks poised for outperformance. Recommendations from previous editions of this report have produced gains of +205%, +258% and +477%. The stocks in this report could perform even better.See these 7 breakthrough stocks now>>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Apple Inc. (AAPL): Free Stock Analysis Report HP Inc. (HPQ): Free Stock Analysis Report Dell Technologies Inc. (DELL): Free Stock Analysis Report Alphabet Inc. (GOOGL): Free Stock Analysis Report To read this article on Zacks.com click here. Zacks Investment Research.....»»

Category: topSource: zacks7 hr. 5 min. ago Related News

51 unique and genuinely useful gifts that teens will actually love

The best gifts for teens are ones they'll actually want to use, like tech gadgets, beauty products, and cool accessories. Here are 51 unique gifts. When you buy through our links, Insider may earn an affiliate commission. Learn more. One of the best gifts for teens is a portable, waterproof speaker they can bring with them on trips with friends. Amazon It's never easy to shop for a teenager, especially if their tastes change frequently. We rounded up 51 gifts to make it easier to find the perfect gadget, game, or accessory. Browse all of Insider Reviews' gift guides for more great gift ideas. Being a teenager is tough, but trying to buy a gift for one is even harder: They can be picky and fickle when it comes to what products they want. Sometimes, the best way to show a teen that you care is just to listen, and sometimes it's a thoughtful gift to show them you see them.To make the gift search easier, we curated 53 gifts ranging from a card game to a smartwatch to a quick-drying hair towel at various price points to ensure as many options as possible.If you are still unsure of what to get (and you can't ask them directly) try consulting their friends. Either way, a smart general rule of thumb is to make sure your gift is returnable. The 51 best gifts for teens: Disposable cameras to help them stay in the moment Amazon Fujifilm Instax Mini 9 Instant Camera, available at Amazon, $67.95Funsaver One Time Use Film Camera (2-pack), available at Amazon, $47.95Disposable cameras are popular right now, partly because of the nostalgic aesthetic of a polaroid and partly because of their simplicity. Spending so much time immersed in technology — and combatting the temptation to retake and edit photos in real-time — keep us from staying present.Disposable film cameras or polaroids help preserve memories without adding to their screen time. Plus, they give them cute photos to decorate their room with! Glossier's fan-favorite products Glossier Boy Brow + Balm Dotcom + Futuredew Pack, available at Glossier, $42No-makeup makeup is in right now and, if your teen is into beauty products, they may appreciate a gift from Glossier, which is the "natural and glowy" brand Olivia Rodrigo says she wears in her Vogue beauty diary.We'd recommend a gift card or a pack like the Boy Brow + Balm Dotcom + Futuredew pack, which covers three of its fan-favorite products. A great book Amazon "Ready Player One" by Ernest Cline, available at Amazon and Bookshop, from $12.14Books are an incredible gift if your teen is a reader. It can translate into hours of enjoyment at a minimum and, at its best, a favorite story that follows them well into adulthood.Plus, if you've read the book, it can also mean great conversations about it or movie adaptations to watch together. It's also a gift where money doesn't really matter; you can find a great read for $20 and spending more won't make much difference.Some book suggestions:"All the Bright Places," a popular YA book on TikTok"Scythe," a bestselling dystopian YA book similar to "The Hunger Games"The best young adult books, according to a teenagerThe best young adult romance booksThe best young people's literature of 2021 according to the National Book AwardsThe best books we read in our 20s The extremely popular Nintendo Switch Nintendo Nintendo Switch, available at Best Buy, $299.99The Nintendo Switch is likely to be one of those big-ticket gifts that'll get you an extremely excited reaction upon opening. They can play it at home, on the go, and with friends from a huge library of games. An eco-conscious tie-dye beanie Free The Earth Feel the Earth Breathe Tie Dye Beanie, available at Parks Project, from $40These unisex tie-dye beanies come in cool colors and with a unique plant logo. (To date, the Parks Project has reportedly contributed over $2,000,000 to help fund vital projects in national parks around the US).Ribbed beanies are big right now, à la the popular Carhartt beanie. If they've got that staple covered, the Parks Project also has tube socks.  A splashproof, portable Bluetooth speaker perfect for outdoor trips Amazon Ultimate Ears Wonderboom 2, available at Amazon, $94.99This rugged, compact speaker can go with them anywhere. It's waterproof, has an "outdoor boost" button specifically for listening outside, is "drop-proof," and boasts a 13-hour battery life.  A plush toy that they can heat up Urban Outfitters Smoko Mini Toasty Heatable Plushie, available at Urban Outfitters, $18Whenever they need some cozy comfort, they can heat up this cute animal-shaped heating pad for a snuggle. A bedside smartphone vase Uncommon Goods Bedside Smartphone Vase, available at Uncommon Goods, $32Since teenagers can't be without their phones, this bedside smartphone gives their hands a rest. It's easily accessible while the floral component helps brighten up their rooms.  A portable phone charger Amazon Elecjet Powerpie Portable Charger, available at Amazon, $49.99This handheld charger can charge up your teen's smartphone or various devices like an iPad or small laptop so they can stay in touch, turn their paper in on time, or just never have to stress about 5% battery life. Sheet masks to go with a Netflix marathon Amazon TONYMOLY I'm Real Sheet Masks, available at Amazon, $26There are few things my 15-year-old sister loves more than oversized hoodies, Boba, and an endless supply of sheet masks. Grab a pack, throw them on, and make a night out of it with your teen's favorite candy and TV show. A pair of trendy, easy-to-use AirPods Apple Apple AirPods Pro with Charging Case, available at Walmart, $197If you're after the title of their favorite relative of the year, here's a good place to start. AirPods are both easy to use and functional as well as trendy.  A Boba-shaped AirPods Pro case Urban Outfitters Smoko Boba Tea AirPods Pro Case, available at Urban Outfitters, $18As I mentioned, part of my 15-year-old sister's ideal trifecta is Boba. You can pick up a cute, fun case no matter what their interest is — Baby Yoda, gaming, Boba, or whatever else.  A Bluetooth water bottle speaker Grommet Bluetooth Water Bottle Speakers, available at Grommet, $39.95This Bluetooth water bottle speaker offers a boost of hydration and fun for everyone. The water-resistant speaker resides at the top, ensuring greater sound quality that lasts 6-10 hours. It's the perfect accessory for them to bring to every hang-out session.  A slim leather wallet Amazon Bellroy Slim Sleeve Leather Wallet, available at Amazon and Bellroy, from $65This thin wallet is a subtle nudge toward minimalism, something many teens appreciate. The Bellroy Slim Sleeve wallet offers room for up to eight cards and a pocket to stash cash. It comes in a variety of colors and features environmentally certified leather. An eco-friendly phone case Pela Pela Phone Case, available at Amazon and Pela, from $19.95Pela offers a wide variety of biodegradable cases for iPhone and Android, all made from plant-based polymers. Pela cases are rugged enough to offer drop protection, and if a phone has both a Pela case and screen protector but still cracks, Pela will cover the bill to get it fixed. A comfortable and sustainable Patagonia pullover they'll wear all the time Patagonia Lightweight Synchilla Snap-T Pullover, Men, available at Patagonia, $119Patagonia Women's Better Sweater 1/4-Zip Fleece, available at Patagonia, from $58.99A Patagonia sweater is a particularly good gift for teens who are interested in sustainability. The company has been turning plastic bottles into polyester for its clothing since 1993 and continues to do so today.Its Snap-T pullover is the unofficial uniform of the cozy adventurer. It and the Better Sweater are long-held favorites, and both are comfortable classics that they'll no doubt come to rely on heavily during colder weather.Not sold on the Patagonia option? They may also appreciate the Acadia Recycled Polar Trail Fleece from the environmentally-conscious Parks Project. A gift card for stylish new glasses Warby Parker Gift Card, available at Warby Parker, from $50Teens are a notoriously picky bunch, so you can never go wrong with a gift card. If they're in the market for new glasses or sunglasses, we recommend Warby Parker because of its versatility, size flexibility, and free at-home try-on program.  An Amazon Echo Dot for hands-free calls, alarms, music, updates on the weather, and more Amazon Echo Dot (4th gen), available at Best Buy, $34.99The Amazon Echo Dot is the most popular Amazon device for a reason — it's compact and has all the capabilities of Alexa (weather updates, recipes, music, news) without any of the bulk.  A smartphone-sized travel photo printer Target HP Sprocket 200 Photo Printer, available at Amazon and B&H Photo, from $76.78This tiny, compact device prints photos with sticker backing on ZINK film with Zero Ink technology. It connects to devices via Bluetooth, and multiple devices can connect at once (personalized LED lights indicate who's currently printing).  String lights with clips for photos Amazon/Business Insider Photo Clip LED String Lights, available at Target, $10Perfect for creating the archetypal teen room that's most often seen in Netflix movies and old Taylor Swift music videos, the photo clip string lights combine warm light and Polaroids (or other memorabilia).  A trendy Champion sweatshirt Urban Outfitters  Champion Reverse Weave Fleece Crew Neck Sweatshirt, available at Urban Outfitters, $54Like Fila, Champion is a brand that's had a resurgence as of late. If you want to get them something they'll end up wearing all the time, this is a good candidate.  Comfortable headphones with a long battery life and good sound Beats by Dre Beats by Dre Wireless Solo3 Headphones, available at B&H Photo, from $179They can use these at the gym, for studying, and for zoning out during family road trips. This pair has great sound, cushioned ear cups, and 40 hours of battery life so they have one less thing to think about. And if they do let the battery run out, a five-minute charge is the equivalent to three hours of listening time. A new video game "The Legend of Zelda: Skyward Sword HD" / Nintendo "The Legend of Zelda: Skyward Sword HD", available at Amazon, from $49.94If they're really into video games, all other gifts may pale in comparison to a really good new one. Check out "Hades," "NBA 2K22," and "The Legend of Zelda: Skyward Sword HD." A vinyl record membership Vinyl Me, Please Gift Membership, 3 months, available at Vinyl Me, Please, $119There's no greater joy than adding to a record collection or playing a new album for the first time. Your recipient gets to choose from three different types of tracks each month and will also receive extra goodies in each package. They'll also get one bonus record as part of the three-month gift membership.  A gentle facial cleansing device that removes 98.5% of dirt and makeup FOREO Luna 3 Facial Cleansing Device, Men, available at Foreo, $199Luna 3 Facial Cleansing Device, Women, available at Foreo, $199FOREO's cult-favorite Luna 3 cleansing device gently and effectively cleans with thin, antimicrobial silicone touch-points, and it removes 98.5% of dirt and makeup residue without irritating the skin. Plus, it's 100% waterproof and the battery life lasts for a few months per charge.This newest generation also offers an array of massages to tighten the skin for a youthful look. Find a full review on the previous generation Luna 2 from a female reporter and a male reporter here. Comfortable lounge pants that look put-together MeUndies The Lounge Pant, Men, available at MeUndies, $68The Lounge Pant, Women, available at MeUndies $68MeUndies is a popular LA startup that makes some of the most comfortable underwear we've ever tried. Their lounge pants, however, are the real hidden gem — perfect for lounging around on weekend mornings or heading to the dining hall when they get to college (yep, they'll last that long) while still looking sleek. A subscription to a famous book club that sends them great hardcovers each month Book of the Month/Instagram 3-Month Gift Subscription, available at Book of the Month, $49.99If your teen is a bookworm, Book of the Month is an especially cool gift. It's a book club that has been around since 1926, and it's credited with discovering some of the most beloved books of all time (like "Gone with the Wind" and "Catcher in the Rye" to name a couple).If you gift them a subscription, they'll receive a hardcover book delivered once a month. Books are selected by a team of experts and celebrity guest judges.If they're really more into audiobooks or e-reading now rather than hardcovers, check out a gift subscription to Scribd (full review here). An Apple Watch that combines their smartphone with a fitness tracker Amazon Apple Watch SE GPS, 40mm, available at Best Buy, from $279If you have a little extra to spend on your teen, consider getting them a smartwatch. The Apple Watch SE is like a smartphone, fitness tracker, and music player all in one. Just like on their phone, they can customize the watch to show their favorite apps to pick, including social media. A cute iPhone case Society6 Coffee Reading iPhone Case, available at Society6, $35.99This fun iPhone case is funny and unique, and most of their friends probably won't have the exact same one.  Reusable straws Amazon Hiware Reusable Silicone Straws (10-pack), available at Amazon, $6.99Help teens do their part to keep single-use plastics out of trash bins, landfills, and the ocean by giving them this pack of reusable silicone drinking straws. They come in various colors and include a few cleaning brushes as well.  A set of velvet retro-inspired scrunchies Amazon/Business Insider Hair Scrunchie Variety Pack, available at Target, $6.99Another trendy gift is as many scrunchies as you can carry. This pack comes with 12 options in enough colors to work with virtually any outfit or mood.  A multicolor mini cinema light box Urban Outfitters Multicolor Cinema Light Box, available at Uncommon Goods, from $20These trendy lightboxes are inspired by cinema marquees, and they come with 100 letters and symbols for personal messages. This one also has color-changing LED lights for further customization. Fun and useful PopSockets for the back of their phone Amazon/Business Insider PopGrips, available at PopSockets and Amazon, from $10PopSockets have become their own cultural phenomenon in recent years, and they're surprisingly useful. Get your teen one for their own phone or tablet, and depending on their age, you may find it's the gift they're most excited about. It doesn't hurt that there's free domestic shipping on orders over $20, or that you can actually design your own. A waterproof e-reader with a no-glare screen Amazon All-New Kindle Paperwhite, available at Amazon, $79.99Amazon's Kindle Paperwhite is its thinnest, lightest version. It also has double the storage, a built-in light that adjusts to accommodate reading indoors or outdoors, and is waterproof for reading anywhere, including the beach or bath. Plus, a single battery charge lasts weeks rather than hours. Cool backpacks from a popular startup with a charitable mission STATE Bags/Facebook State bags and accessories, from $16.80State bags are increasingly popular thanks to their versatile, laid-back aesthetic and characteristically bright nylon colorways. They're also known as #GiveBackPack(s), because for every State bag purchased, State hand-delivers a backpack — packed with essential tools for success — to a local child in need. The Lorimer and Bedford are two of the company's best sellers. A three-month subscription of beauty products BirchBox 3-Month Subscription, available at BirchBox, $45Teens are usually among the most interested in the latest and greatest beauty or grooming products — but may lack the funds to try all the full-sized versions. Birchbox sends samples of new and beloved products once a month, so they can test out new finds and discover products they may want to buy a full size of in the future. (It's also just fun to get an ongoing gift.) Personalized Nikes Nike Customizable Nikes, available at Nike, from $120Nike makes great stuff, but it's nice to get the benefits of a great shoe without forsaking what makes something unique. You can customize a pair of Nikes for them, or give them a gift card so they can get creative making something one-of-a-kind on their own. A great Alexa-enabled speaker they can control by voice Sonos Sonos One Smart Speaker, available at Sonos, from $219The new Sonos One smart speaker fills any room with clear, rich sound, and they can use Alexa to play and control their music without ever lifting a finger. Find a full review here. A cult-favorite hair towel that reduces damage and cuts drying time by 50% Aquis/Business Insider Aquis Rapid Dry Hair Towel, available at Amazon and Sephora, from $17.99Aquis' cult-favorite hair towels can cut the amount of time it takes your hair to dry in half — a claim we're happy to report holds up. The proprietary fabric also means there's less damage to wet hair while it dries. If they've ever complained about frizzy hair, this and a silk pillowcase are thoughtful gifts they'll actually use.  A Disney+ subscription for access to classic movies and more Disney Plus Disney+ Gift Subscription Service, available at Disney, $79.99/yearDisney Plus is the new Disney-centric streaming service. The platform includes Disney, Pixar, Marvel, Star Wars, National Geographic, and 20th Century Fox. You can gift a whole year of access for $80, which is something their entire family can benefit from.If you'd rather test Disney Plus out before buying, you can sign up for a free weeklong trial. A suitcase with an ejectable battery that can charge their devices on the go Away The Carry-On, available at Away, from $225Travel startup Away makes a great carry-on thanks to an ejectable battery that can charge devices seamlessly on the go, 360-degree wheels, and a lightweight build that travels easily. In other words, it takes a lot of the angst out of travel and may make family trips far more enjoyable and stress-free. A color-changing alarm clock that also charges their phone The Home Depot/Business Insider La Crosse Technology Color Mood Light Alarm Clock with Nature Sounds, available at Amazon and The Home Depot, $26.46This color-changing alarm clock radio will charge their devices and play soothing nature sounds at the same time. They can also use the aux-in port to play music from their phone. Durable sunglasses that look good, too Amazon Smith Optics Lowdown2, available at Backcountry, $129Who better to make a pair of durable, performance-based sunglasses than the company known for innovating the ski goggle? The Lowdown2 features bio-based materials for the frame, ChromaPop lens technology which creates high contrast and vibrant colors, and an anti-reflective smudge-resistant coating.Plus, the brand offers peace of mind with free shipping, 30-day returns, and a lifetime warranty. Comfortable, high-quality sheets that come in lots of colors and patterns Brooklinen Luxe Hardcore Sheet Bundle, available at Brooklinen and Amazon, from $240We think Brooklinen makes the best high-end sheets at the best price on the market, and most of the Insider Reviews team uses Brooklinen on their own beds. It's perfect for lazy Saturday mornings or the rare occasion sleeping in is encouraged.The Luxe Hardcore Sheet Bundle comes in 15 colors and patterns that range from classic to fun, and you can mix and match them to suit their preferences. Grab a gift card (delivered digitally) if you want to give them more freedom. Fidget balls Speks Speks 2.5mm magnet balls, available at Speks, $29.95Made from rare earth magnets, these tiny balls can be molded into an infinite number of shapes and designs. The size of Speks balls makes them ideal for teens to keep with them for those unpredictable moments of nervousness that fill those teenage years. A pack of smart plugs so they can control devices from a distance Amazon/Business Insider TP-Link KIT WiFi Smart Plug, 2-Pack, available at Best Buy, $9.99Whether they're wondering if they turned off their hot iron or just don't want to get up to turn off the TV, a smart plug lets them control devices from a distance. You can connect to them using any smart device. A Time-Turner clock that actually spins Harry Potter Harry Potter Time-Turner Clock, available at Pottery Barn, $69It may not be able to take them back in time or help them be in two places at once, but this Time-Turner clock will help them stay on top of their schedule. It even has a functional hourglass on the back so they can time their study breaks.  A toothbrush with a timer Amazon Oral-B Pro 1000 Electric Toothbrush, available at Amazon, $39.97Rigorous dental hygiene isn't usually on the top of the list of things teens care about, which is all the more reason a rechargeable toothbrush with a timer is a fantastic gift. This rechargeable brush breaks up 300% more plaque on the gum line than traditional brushing and lets them know when two minutes have passed. Compact hand sanitizer spray Touchland Touchland Power Mist Hand Sanitizer, available at Touchland, $9It's in the car, the house, and their pocket these days, but many hand sanitizers can smell a little like household cleaner. Touchland comes in scents like Vanilla Cinnamon and Forrest Berry, or keep it simple and choose unscented.The compact sanitizer features 67% alcohol for killing germs but balances it with soothing aloe vera and essential oils to hydrate the skin.  A lottery card that donates to charities LottoLove/Business Insider LottoLove Card, available at LottoLove, from $5When you gift this lottery card, you're actually giving the gift of charity. When you "win big," you're winning a charitable prize that gets donated to nonprofits in one of four categories: Clean water, solar light, nutritious meals, or literacy tools. To date, LottoLove and its partners have impacted lives in over 70 countries. Gift cards for concert tickets, food, and clothes Chipotle You can't go wrong with money for their favorite things, especially for teens who are often relying upon part-time jobs to fund their frequent Chipotle meals and concert trips with friends. Check out more gift card ideas here.Everything: Visa Gift Card / Amazon Gift CardCoffee and food: Starbucks Gift Card / Chipotle Gift CardEntertainment and live events: Netflix Gift Card / Xbox Gift Card / Hulu Gift Card / StubHub gift cardMusic: Spotify Gift CardSheets: Brooklinen Gift CardGroceries and food: Whole Foods Gift Card / Chipotle Gift CardClothes: Nordstrom Gift Card / Everlane Gift CardTech: Best Buy Gift Card Read the original article on Business Insider.....»»

Category: topSource: businessinsider7 hr. 33 min. ago Related News

How to contact Google support for help with any Google-related issue

You can contact Google support for certain issues by phone; otherwise, you should use Google's online tutorials and forums. You can contact Google support for certain issues by phone; otherwise, you should use Google's online tutorials and forums. Mark Lennihan/AP Photo If you're looking to contact Google for help with a Google-related issue, there are a few routes you can take. Google has a customer service number you can call, though it will largely lead you through automated menus and direct you to online resources. There is a robust archive of online support through Google Support tutorials and Community help forums that can assist as you troubleshoot. Visit Insider's Tech Reference library for more stories. Don't take this personally, but Google doesn't want to talk to you. Part of it is that they'd be absurdly busy if they ran an employee-reliant customer support call center, as hundreds of millions of people use some form of Google every day.The other thing is that Google values your security, and they don't want to put you at risk for a hack by dealing with things like password resets or account recoveries over the phone.So, how do you contact Google? Here are a few options. Table of Contents: Masthead StickyHow to contact Google by phoneYou can call Google customer support at 650-253-0000. The number leads to an operator service called "the Googleplex" that is based at Google's headquarters in Mountain View, California.Calling the number will take you to an automated menu that will take you to a series of other menus. Most of the time, the end result of your call will be a recorded voice telling you which webpage to visit to try to resolve your issue. In some instances, you may be connected to a human customer service representative.The Googleplex service has its working hours listed as Monday to Friday from 8 am to 5 pm PST. If you call outside those hours, you'll simply be directed through menus by a recorded voice and won't be able to reach a human representative.Important: Don't call other "Google" help numbers that you find online; any numbers other than the one listed above are likely scams. A previous customer service number from Google, 855-836-1987, is no longer operational and now takes you to a recorded message that is an obvious scam, for instance.How to get help from Google Support onlineWith most issues you encounter in the course of using Google, be it a problem with your Gmail, your Google Chrome browser, or Google Maps, other people have likely encountered and documented the same issues a dozen times over.Google staffers write tutorials on dealing with common issues, and there are also user forums addressing myriad problems. Here's how to find the former. 1. Log into your Google account, then go to support.google.com.2. You will see a search bar into which you can type your issue above nine icons displayed in the middle of the screen.3. If you have a problem with one of these specific products, like Google Chrome or YouTube, click the icon. If not, briefly describe your issue in the search bar. (And note that you can click the little blue arrow under the nine icons to see dozens of other more specific icons.) Search for specific issues or click the icon for specific products. Steven John/Business Insider 4. The page following each icon will list out many of the more common issues users experience, so look for your problem there. How to use Google Community help forumsIf you can't find the help you need from Google's posted content, consider sifting through or asking its forums.1. On the support.google.com page, select the icon of the Google product or service at issue and click it. 2. On the next page, near the top left of the screen, click the word Community. Click the Community tab on the Google Support page for a product. Steven John/Business Insider 2. There will be multiple categories with many answered questions displayed on the Community page; browse through for answers, or type a question into the search bar auto filled with Describe your issue in the center of the page.3. In the box at the bottom of the Featured posts section on the Community page, you can click the blue words Ask now to pose a question to the community. Click Ask now. Insider How to turn Google SafeSearch on or off and understand what it blocksThe 15 best Google Drive add-ons for customizing and streamlining your work on any Google applicationHow to clear your Google search history from your Google Account and on various web browsersWhat is Google Drive? A guide to navigating Google's file storage service and collaboration toolsRead the original article on Business Insider.....»»

Category: topSource: businessinsider7 hr. 33 min. ago Related News

Treasury bonds are securities that offer stability for your investment portfolio

Treasury bonds include a range of debt securities issued and backed by the US government. They're low-risk but also low-yield. Treasury bonds earn interest until maturity, providing steady income. iStock / Getty Images Plus A Treasury bond is a type of debt security that's distributed and backed by the US government. Investors can buy several types of Treasury securities depending on their investment horizon. Some Treasuries earn interest incrementally while others pay out at maturity. Visit Insider's Investing Reference library for more stories. A Treasury bond is a government-backed debt security that's issued by the US Treasury. Several types of securities - including bills, notes, bonds, and more - fall into this category. Depending on the type of bond you buy, maturities range from four weeks to 30 years, and interest might be paid regularly or at maturity. "Treasury bonds are all fairly secure, but they don't yield high results," says Jim Pendergast, senior vice president of altLINE, a division of The Southern Bank Co. "The key is to find a Treasury bond that keeps your money safe while simultaneously keeping you current with inflation."Before buying a Treasury bond, it's important to understand the different types, how they work, and some of their pros and cons. Understanding how Treasury Bonds workWhen you buy a Treasury security, you're essentially lending money to the government, which promises to repay you at a certain date. The wide range of maturities available allows you to choose the type of security that aligns with your investing goals. Once you purchase a Treasury security, you'll need to hold it for at least 45 days but can redeem it anytime after that. Of course, investors receive the maximum return by waiting until the maturity date. Investors earn interest while they hold the security, either periodically (such as every six months) or upon redemption. The interest you earn on Treasuries is subject to federal income taxes. Increases in principal value may be taxed, too. But you won't pay state or local income taxes. Some investors stash their emergency funds in Treasury securities because they're safe and liquid. However, you may pay a penalty if you redeem before maturity. Plus, "you might get the same or a similar interest rate from a high-yield savings account that you can access at any time," says John Mendes, a CPWA with Rise Wealth Strategies. Therefore, a savings account might be the way to go if you prioritize liquidity without extra steps involved.What are the different types of Treasury Bonds? While you might hear the term Treasury bond applied to any government security, there are actually several types. The main differences are when the securities mature and how interest is paid."Many argue that keeping up with inflation is the best strategy when choosing your treasury bonds," Pendergast says. "However, occasionally your investment won't correctly reflect inflation. Inflation rates are based on the CPI's findings, which means that they measure averages."Here are the different types of Treasury bonds:Treasury bills mature within four, eight, 13, 26, or 52 weeks. They're sold at a discount, which means you can buy one for a price below its face value. But you receive the full face value (plus interest) at maturity. These are "notorious for having extremely low returns," says Pendergast.Treasury notes mature within two to 10 years and pay interest every six months. They're sold at a discount, coupon, or premium, which means the price can be less than, equal to, or greater than the note's face value. Treasury bonds are also sold at discount, coupon, or premium and mature in 20 years or 30 years. Bondholders receive interest every six months.Treasury Inflation-Protected Securities (TIPS) mature within five, 10, or 30 years and pay interest every six months. TIPS can help protect your investment against inflation because the principal increases with inflation. (Though it also decreases with deflation.) At maturity, you receive either the adjusted principal or original principal, whichever is greater.Floating-rate notes (FRNs) mature in two years and pay interest quarterly. The interest payments increase or decrease based on discount rates for 13-week Treasury bills. These are sold at discount, coupon, or premium. "Most FRNs come with the risk of falling," Pendergast says. "Sometimes interest rates plummet, making them an unstable choice for investment(s)."Separate Trading of Registered Interest and Principal of Securities (STRIPS) are available only through private financial institutions.Here's how STRIPS work: The firm starts by taking an eligible Treasury note, bond, or TIPS, and separating the coupons (interest payments) from the principal.They then sell the pieces to investors at steep discount prices.Investors can then redeem the security for full face value at maturity.Quick tip: TIPS and FRN interest rates are variable and can increase as interest rates rise. "If you think that rates will go up from where we are, these are two ways to protect your income stream against rising interest rates," Mendes says. "This is for someone who needs an income stream that has the potential to rise over the years." Treasury typeMinimum denominationSold at MaturityInterest paymentsTreasury bills$100Discount4, 8, 13, 26, and 52 weeksInterest and principal paid at maturityTreasury notes$100Discount, coupon, or premium2, 3, 5, 7, and 10 yearsEvery six monthsTreasury bonds$100Discount, coupon, or premium20 and 30 yearsInterest paid every six months, principal at 20 or 30 yearsTreasury Inflation-Protected Securities (TIPS)$100Coupon5, 10, and 30 yearsInterest paid every six months, principal paid at maturityFloating rate notes (FRNs)$100Discount, coupon, or premium2 yearsInterest paid quarterly, principal at maturitySeparate Trading of Registered Interest and Principal of Securities (STRIPS)$100DiscountVariesInterest and principal paid at maturityPros and Cons of Treasury Bonds Treasury bonds come with some benefits and drawbacks, so consider these points before investing:ProsCredit quality: Treasury securities are backed by the US government, so they're generally considered to be the highest credit quality. Tax advantages: The interest you earn is subject to federal income taxes but not state or local income taxes. However, you may have to pay taxes on principal gains.Liquidity: Investors can buy and sell Treasury securities both at regularly scheduled auctions and in the secondary market. The exact price depends on their coupon rate, compared with prevailing interest rates.Choice: Depending on their needs, investors can buy Treasury securities in various structures with maturities that range from four weeks to 30 years. ConsLower yield: You'll typically earn less interest on Treasuries compared with other, riskier securities. Tax considerations: If you buy a bond at discount and either hold it until maturity or sell it at a profit, that principal gain will be subject to federal and state taxes.Interest rate risks: As are all bonds, Treasury bonds are subject to price volatility as a result of changes in market interest rates. Inflation risk: The interest earned on Treasury securities may not keep pace with inflation (with the exception of Treasury inflation-protected securities, or TIPS).Credit or default risk: All bonds also have a risk of default, so Treasury holders should monitor their investments for signs of increasing default risk.The major drawback to Treasury securities is their low yield."Interest rate risk is real," says Alexander Campbell, a registered investment adviser and accredited investment fiduciary with A.G. Campbell Advisory LLC. But it's wise to remember that "fixed income is an important asset class in managing our investment portfolios," Campbell says. "It is often the fixed-income component that keeps us able to invest our other monies for the long term in stocks."Quick tip: Using a bond ladder could "provide slightly better yield than short rates and not take all the risk of being invested in long bonds," Campbell says. How to buy Treasury BondsTreasury securities are available either through the US Treasury or from a private financial-services firm. Buy from the US TreasuryYou can buy newly issued Treasury securities straight from the source at TreasuryDirect.gov. After setting up an account, you'll place a bid at one of the regularly held auctions. T-bill auctions are held weekly, T-note auctions are held monthly, and T-bond auctions are held four times a year (on the first Wednesday of February, May, August, and November). The minimum buy-in amount is $100 for each type of security.At the auction, there are two ways to place a bid: Non-competitive bidding: When you make a bid, you agree to accept whatever interest rate is decided at the auction. In exchange, you're guaranteed to have your bid accepted and you'll be paid face value upon maturity. Competitive bidding: You can also specify the interest rate you want to receive for the Treasury, but your bid will only be accepted if it is less than or equal to the rate set by the auction. Buy through a bank or brokerYou can also buy Treasury securities through a financial institution, such as a bank or brokerage. Each institution sets its own minimum buy-in, so you might need to invest more than you would at TreasuryDirect. You have two main options when purchasing a security through a private firm:The firm buys on the government site. The financial institution will monitor the TreasuryDirect auctions and place a bid for you on a newly issued security. This process is simple, but you may pay a fee for the convenience. The firm buys on the secondary market. The financial services company will purchase an existing Treasury security for you on the secondary market. You might also have the option of buying a Treasury bond mutual fund or exchange-traded fund (ETF) through the brokerage. But with all of these options, commission fees may apply.The financial takeawayTreasury securities are super-low-risk investments that come with varying maturity timelines and interest payments. They're also liquid because investors can sell them at any time for cash as long as the markets are open. But because these investments typically earn less compared to stocks and some other assets, investors should consider diversifying to limit risk and grow money at the same time. How to buy treasury bonds, one of the safest ways to invest for incomeWhat to know about savings bonds - securities you can buy from the US TreasuryWhat is a bond? How to earn a steady stream of income by loaning money to a business or governmentLiquid assets are an important part of a portfolio because they can be quickly converted into cashRead the original article on Business Insider.....»»

Category: topSource: businessinsider7 hr. 33 min. ago Related News

Sephora"s Black Friday sale is the perfect time to score your favorite beauty buys - here"s what we know so far

Sephora's Black Friday sale is just around the corner. Here's everything you need to know to get ready to shop. When you buy through our links, Insider may earn an affiliate commission. Learn more.Table of Contents: Masthead Sticky Sephora's Black Friday sale is always the best time to snag amazing deals. While we don't know what will be on sale yet, we'll be updating this post as deals become available. We'll also track Black Friday deals from Amazon, Target, Walmart, Nordstrom, and more stores. Sephora; Alyssa Powell/Business Insider Sephora's Black Friday sale is just weeks away, and we're already planning what we'll be adding to our carts. The shopping holiday is the best time to score deals on your favorite beauty buys, since everything from makeup to skincare to hot tools is at a deep discount.Since the sale is still a few weeks away, we're not sure what the deals will be quite yet. Last year, Sephora discounted favorites from Fenty Beauty, Foreo, Givenchy, and Benefit. We'll be updating this post as the deal information becomes available. Best Sephora Black Friday Deals 2021:Since the sale is still a few weeks away, there aren't any Black Friday deals live on Sephora quite yet. But we'll keep the post updated as more information rolls in.How do we select Black Friday deals from Sephora?We only choose products that meet our standards for coverage. These items come from trusted brands that we know and use or have tested.The deal price must be better than the retail price or the normal sale price, and if we write about it, we've made sure it's not available somewhere else for cheaper.When does Sephora's Black Friday sale start?Black Friday 2021 is November 26 and Cyber Monday is November 29. What is Sephora's return policy?Sephora's return policy typically gives you 30 days from the purchase date to return something new or gently used for a refund. Within 60 days, you'll be refunded with store credit. Can I shop at the Sephora store near me?Sephora stores are technically open, but we recommend shopping online for public health reasons and so that you can skip this year's likely long and slow lines. What should I buy from Sephora this Black Friday?Last year, we saw deep discounts on giftable bundles, Sephora's in-house collection, and brands with universal appeal and name recognition such as Kiehl's, Mario Badescu, and Briogeo. However, we'd advise exercising caution with bundles. Unless you'll genuinely use each product - or you're gifting it - the discount may not be better than just buying the one or two items you really want. Lastly, since many folks will be buying gifts online this year, we'd recommend ordering any gifts from major retailers like Sephora sooner than later. How does Sephora stand up to the competition on Black Friday?Nordstrom, Sephora, and Ulta tend to price-match, but Ulta can edge them out with slightly lower prices on select items thanks to in-cart coupons that price-matching algorithms don't pick up. Mostly, it comes down to your wish list. Sephora will likely have the best and most varied products on sale, while Ulta may have somewhat lower prices on a handful of hot items. Nordstrom is the best play if all else is equal and you want an especially lenient return policy. And if you're spending less than $35, Sephora and Nordstrom are better options thanks to free shipping. You can also sign up for Sephora's Beauty Insider rewards program to make your purchases work harder for you with rewards and samples. Read the original article on Business Insider.....»»

Category: topSource: businessinsider7 hr. 33 min. ago Related News

4 ways to take a screenshot on a Mac computer

There are four ways to take a screenshot on a Mac, and all of them can be done with the Shift, Command, and number keys. There are a few different ways to take screenshots on a Mac. Hollis Johnson/Business Insider Table of Contents: Masthead Sticky The easiest way to take a screenshot on a Mac is through a keyboard shortcut. If you press Shift + Command + 5, you'll open the Mac screenshot menu, which lets you take both screenshots and videos. Pressing Shift + Command + 4 lets you take a quick screenshot, and Shift + Command + 3 captures the entire screen at once. Visit Insider's Tech Reference library for more stories. You can take high-quality screenshots on any Mac computer, and then edit or share them however you like. If you've bought or updated your Mac since 2018, you even have access to the advanced screenshot menu, which will let you take videos of your screen too.Here are four ways to take screenshots on a Mac - and they only take simple keyboard shortcuts.Quick tip: Your Mac lets you take videos of your screen as well as screenshots. Check out our article on how to screen record on a Mac for more info.Mac screenshot shortcuts Every method for screenshotting on a Mac uses the Shift, Command, and number keys. Alyssa Powell/Insider Keyboard ShortcutFunctionShift + Command + 3Capture a screenshot of the entire screen.Shift + Command + 4Highlight a specific part of the screen to screenshot.Shift + Command + 5Open the screenshot menu to record video or edit your screenshot options.Shift + Command + 6Take a screenshot of the Touch Bar, if your Mac has one. Shift + Command + 3: Take a screenshot of the entire screenTo capture your entire screen, press and hold down Shift + Command + 3. If you're using multiple monitors, it'll take and save screenshots of every monitor.When you take the screenshot, you'll see a small thumbnail preview in the bottom-right corner of your screen, which you can click to edit the screenshot. Check out the "screenshot menu" guide below for info on how to turn that off if you don't want it.Shift + Command + 4: Capture a specific section or windowTo capture a specific part of your screen, press Shift + Command + 4. Your mouse cursor will turn into a crosshair. You can then click and drag this crosshair across any area of your screen. Let go of the mouse button or trackpad to capture the selected area, or press the Esc key to cancel. Everything in the highlighted box will be screenshotted. William Antonelli/Business Insider That's not all you can do with this method. After pressing Shift + Command + 4, you can press other keys to unlock more options:Capture a specific window: Press Shift + Command + 4 and then hit the spacebar. The crosshair will turn into a camera. Hover the camera cursor over window you want to capture and click on it. When the screenshot is saved, it'll have a gray border around it.Lock in the shape and size: After dragging the crosshair to create highlighted area, press and hold the space bar. This locks the box so it can't change size. You can then drag the box anywhere on the screen. Just release the spacebar to take your screenshot.Adjust the height and width: After dragging the crosshair to create a highlighted area, press and hold the Shift key. This allows you to adjust the height and width of the box. You can toggle between height and width by pressing the Shift key. Let go of the mouse button or trackpad to take the screenshot.Shift + Command + 5: Use the screenshot menuCurrent versions of the macOS (Mojave, Catalina, Big Sur, and Monterey) come with a Screenshot app. To open this app, press Shift + Command + 5. A small menu panel will appear at the bottom of the screen.The three icons on the left allow you take a screenshot of the entire screen, a specific window, or a highlighted section. The next two icons to the right will let you record a video of the entire screen, or just a highlighted section. The Capture button on the far right will take the screenshot. The screenshot menu offers a variety of options. William Antonelli/Insider There's also a menu labeled Options. This menu lets you choose where to save your screenshot, how much time you want between pressing "Capture" and the screenshot being taken, and more. The options menu lets you customize how your screenshots are taken. William Antonelli/Insider Of note in this menu is the Show Floating Thumbnail option, which is turned on by default. When this is enabled, after you take a screenshot, a tiny thumbnail of it will appear in the bottom-right corner of the screen. The screenshot won't be saved to your computer until this thumbnail disappears after a few seconds.However, you can click this thumbnail before it disappears to open the screenshot in a new window. In this window, you can draw or type on it, crop it, share it via your Apple ID account, or delete it. You can make the floating thumbnail disappear faster by clicking and dragging it off the screen. William Antonelli/Business Insider Grab an image of the Touch BarNot all Mac computers have the Touch Bar, but if you have one, you can take a screenshot of it. If there's something on your Touch Bar that you'd like to show others, you can screenshot it by pressing Shift + Command + 6. This will immediately capture everything on your Touch Bar. The Touch Bar's icons change depending on what app you have open. Apple Where to find your Mac screenshotsBy default, screenshots appear on your desktop. It'll automatically be titled "Screen Shot," followed by the date and time you took it.You can also change the location that your screenshots get saved to. Press Shift + Command + 5 to open the screenshot menu, then click Options. Use the menu that appears to select a new Save to location. "Save to" options are at the top of this menu. William Antonelli/Insider Quick tip: If you hold down the Control key while you take your screenshot, it'll copy the screenshot to your clipboard instead of saving it. You can paste the screenshot anywhere that allows you to insert images. Watch: How to screenshot on MacMaya Kachroo-Levine contributed to an earlier version of this article.How to update your Mac to the new macOS Monterey and get the latest features and bug fixesHow to unzip a file on a Mac so its content is usable on your computerHow to change the folder icons or colors on your Mac10 ways to take a screenshot on any Windows 10 deviceRead the original article on Business Insider.....»»

Category: topSource: businessinsider7 hr. 33 min. ago Related News

ETFs to Tap As Cloud Powers Microsoft Fiscal Q1 Earnings

Microsoft (MSFT) continued a long track of beating earnings estimates and topped the revenue estimate driven by the demand for its software and cloud computing services for remote work and study. After the closing bell on Tuesday, the world's largest software maker — Microsoft MSFT —delighted investors with better-than-expected first-quarter fiscal 2022 results. It continued a long track of beating earnings estimates and topped the revenue estimate driven by the demand for its software and cloud computing services for remote work and study (see: all the Technology ETFs here).Earnings per share came in at $2.71, outpacing the Zacks Consensus Estimate of $2.06 and improving 25% from the year-ago quarter. Investors should note that Microsoft has not missed on quarterly earnings since the third quarter of fiscal 2016. Revenues grew 22% year over year to $45.3 billion, topping the consensus estimate of $43.87 billion. This marks the fastest pace of revenue growth since 2018.Growing demand for cloud computing services and software tools that support at-home workers led to the robust performance. Microsoft Cloud generated $20.7 billion in revenues for the first time in the quarter, up 36% year over year, suggesting a good start to fiscal 2022. Growth of the flagship Azure computing platform rose 50% in the fiscal first quarter, just shy of 51% growth in the fiscal fourth quarter. Sales of Office 365 Commercial and Dynamic 365 climbed 23% and 48%, respectively. Microsoft’s gaming revenues jumped 16% year over year.The robust earnings results pushed shares of Microsoft higher as much as 2% in after-market hours. The stock currently has a Zacks Rank #2 (Buy) and Growth Score of B.ETFs to BuyInvestors seeking to invest in this software leader could tap ETFs with a lower level of risk. While several ETF options are available, we have highlighted six with double-digit exposure to Microsoft that could be compelling choices.Select Sector SPDR Technology ETF XLKThis most-popular technology ETF follows the Technology Select Sector Index and has $46.7 billion in AUM. The fund charges 12 bps in fees per year from investors and trades in a heavy volume of around 9.7 million shares a day, on average. It holds about 75 securities in its basket, with Microsoft occupying the second position at 21.5%. XLK has a Zacks ETF Rank #1 with a Medium risk outlook (read: 4 ETF Areas for Investors to Make the Most of Q4).iShares Dow Jones US Technology ETF IYWThis ETF tracks the Dow Jones U.S. Technology Capped Index, giving investors exposure to 151 U.S. electronics, computer software and hardware, and informational technology companies. Of these, Microsoft occupies the second position in the basket with 16.3% of the assets. The fund has AUM of $9 billion and charges 41 bps in fees and expenses. Volume is good as it exchanges nearly 507,000 shares a day. It has a Zacks ETF Rank #1 (Strong Buy) with a Medium risk outlook.Vanguard Information Technology ETF VGTThis fund manages about $52.5 billion in its asset base and provides exposure to 342 technology stocks. It currently tracks the MSCI US Investable Market Information Technology 25/50 Index. Here, MSFT occupies the second position with a 16.8% share. The ETF has 0.10% in expense ratio, while volume is solid at nearly 598,000 shares. It has a Zacks ETF Rank #1 with a Medium risk outlook.MSCI Information Technology Index ETF FTECThis fund is home to 350 technology stocks with AUM of $6.6 billion. It follows the MSCI USA IMI Information Technology Index. MSFT is the second firm with a 16.8% allocation. The ETF has 0.08% in expense ratio, while volume is solid at 237,000 shares a day. It carries a Zacks ETF Rank #1 with a Medium risk outlook.iShares Global Tech ETF IXNThis product provides exposure to electronics, computer software and hardware, and informational technology companies by tracking the S&P Global 1200 Information Technology Sector Index. Holding 130 stocks in its basket, Microsoft occupies the second spot with 17.1% share. The ETF has amassed $5.6 billion in its asset base and trades in a good volume of 350,000 shares a day on average. The expense ratio is 0.43%.iShares Evolved U.S. Technology ETF IETCThis is an active ETF, having accumulated $149.6 million in its asset base. It employs data science techniques to provide exposure to 240 technology stocks. Microsoft is the top firm with a 15% allocation. IETC trades in a light volume of 14,000 shares and charges 18 bps in annual fees (read: 5 Tech ETFs Outperforming the Market This Year). Want key ETF info delivered straight to your inbox? Zacks’ free Fund Newsletter will brief you on top news and analysis, as well as top-performing ETFs, each week.Get it free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Microsoft Corporation (MSFT): Free Stock Analysis Report Technology Select Sector SPDR ETF (XLK): ETF Research Reports Fidelity MSCI Information Technology Index ETF (FTEC): ETF Research Reports iShares U.S. Technology ETF (IYW): ETF Research Reports Vanguard Information Technology ETF (VGT): ETF Research Reports iShares Global Tech ETF (IXN): ETF Research Reports iShares Evolved U.S. Technology ETF (IETC): ETF Research Reports To read this article on Zacks.com click here. Zacks Investment Research.....»»

Category: topSource: zacks8 hr. 33 min. ago Related News

Twitter"s (TWTR) Q3 Earnings Miss Estimates, Ad Revenues Rise

Twitter's (TWTR) third-quarter 2021 results benefit from strength in advertising revenues, driven by solid brand advertiser demand in the global market. Twitter TWTR reported third-quarter 2021 adjusted loss of 54 cents per share in contrast to the Zacks Consensus Estimate of earnings of 17 cents per share. The company had reported earnings of 19 cents per share in the year-ago quarter.Revenues increased 37% year over year to $1.28 billion that missed the Zacks Consensus Estimate by 0.3%. The year-over-year top-line growth was driven by strong performance across all major products and geographies. Strength in brand advertising as well as accelerating year-over-year growth in Mobile App Promotion (MAP) revenues aided growth.Twitter’s stock price was up about 4% in extended trading on Oct 26. Per the company, the impact of Apple’s AAPL iOS 14.5 privacy change was less than expected in the third quarter and will be modest in the fourth quarter.Earlier this year, Apple introduced a major privacy feature called App Tracking Transparency (ATT) that allowed users to opt out of third-party app tracking. This means apps can no longer collect data about users from third parties and use that data to better target them with ads unless a user specifically gives the app permission to do so.Other tech giants including Snap Inc. SNAP and Facebook FB cited Apple’s new privacy features as the key factor that made ad-targeting difficult in the latest quarter.Twitter, Inc. Price, Consensus and EPS Surprise Twitter, Inc. price-consensus-eps-surprise-chart | Twitter, Inc. QuoteAdvertising Revenue DetailsAdvertising revenues increased 41% year over year to $1.14 billion driven by strong demand in the United States and continued momentum across key markets around the world, fueled by revenue product improvements, strong sales execution, and increased demand for digital ads in general.U.S. advertising revenues totaled $647.4 million, up 51% year over year. International ad revenues increased 30% to $493 million.This Zacks Rank #3 (Hold) company’s advertising revenues witnessed strong contributions from SMB customers, with revenues accelerating in double digits. This reflected increased investments across sales and products with higher spending per advertiser. You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.Twitter benefited from strong advertiser demand as it looked to launch products and services across a number of key verticals, including technology, retail, media & entertainment, and financial services.Total ad engagements increased 6%, driven by steady growth in ad impressions due to growing audience and increased demand for ads.Cost per engagement (CPE) increased 33%, primarily driven by the mix shift to lower funnel ad formats and like-for-like price increases across most ad formats.Twitter launched a new brand measurement service for third-party partners in the third quarter that provides real-time ad impressions, engagements, and viewability data to support Viewability Verification and Audience Verification for ads.The company also more than doubled the available language targeting options, making 25 new languages available for targeting in the Twitter Ads Manager and through Ads API.Besides, for Website Clicks, Twitter introduced Multi-Destination Carousels, enabling advertisers to market and drive traffic to multiple products inside the same ad.For MAP advertisers, Twitter released an updated Learning Period model in the third quarter. The model delivers more consistent campaign performance, leading to a 36% increase in the number of campaigns that achieved the minimum viable threshold for campaign performance and advertiser retention.User DetailsAverage monetizable daily active users (mDAU) grew 13% year over year to 211 million, driven by global conversation around current events and ongoing product improvements. Average mDAU grew 5 million sequentially.The average U.S. mDAU was 37 million, up 4% from the year-ago quarter and 2% from the previous quarter. The average international mDAU was 174 million, rising 15% year over year and 3% from the previous quarter.In the third quarter, Twitter launched more than 2,300 new Topics, bringing the total number of Topics that people can follow up to 11,800 across 11 languages. Markedly, 230 million accounts now follow at least one Topic.Twitter made it easier for new customers to sign up in the third quarter, with a single sign-on, allowing people to sign up or log into Twitter with their Google Account or Apple ID.The company launched three new monetization products for creators in the third quarter, including Tips, Super Follows, and Ticketed Spaces. Tip Jar enables people to directly support creators through tipping. Ticketed Spaces allows people to pay for access to exclusive live audio experiences and other exclusive content is available via monthly subscription through Super Follows. These features helped Twitter gain subscribers in the reported quarter.The company also started to roll out Communities, an easy way to find and connect with people who have similar interests.Twitter continued to enhance the global conversation on its platform with live and on-demand video content. The company extended its existing partnership with Dow Jones Corporation to include a renewal of the successful WSJ What’s Now series, as well as new Barrons, Investor’s Business Daily, and MarketWatch content on its platform.The company also signed a deal with Fox Sports to bring the best of college football content to its platform with real-time highlights.In the third quarter, Twitter also introduced Safety Mode to protect user privacy. This new feature aims to reduce disruptive interactions by temporarily blocking accounts for using potentially harmful language (such as insults or hateful remarks) or sending repetitive and uninvited replies or mentions.Revenue DetailsU.S. revenues (58% of revenues) surged 45% year over year to $741.8 million. International revenues (42% of revenues) increased 28% to $541.9 million.Japan remained the company’s second-largest market in the reported quarter. Revenues from the country (12% of total revenues) increased 20% to $159 million.Data licensing and other revenues increased 12% from the year-ago quarter to 43 million, driven by MoPub.Operating DetailsTwitter’s total costs and expenses were $2.03 billion, up 130% on a year-over-year basis, driven by a one-time litigation-related net charge of $766 million, as well as higher sales-related expenses, headcount growth, and infrastructure costs.Research and development expenses jumped 55% year over year to $324 million, primarily due to higher personnel-related costs. Sales and marketing expenses increased 40% to $301 million, primarily due to higher sales-related expenses. General and administrative expenses rose 60% to $151 million, primarily due to higher personnel-related costs offset by a decrease in supporting overhead expenses.Adjusted EBITDA loss was $444.8 million against the year-ago quarter’s adjusted EBITDA of $294 million.Twitter incurred operating loss of $743 million, which included a one-time litigation-related net charge of $766 million against the year-ago quarter’s operating income of $56 million. Adjusted operating income, which excludes the $766 million litigation-related net charge, was $23 million, reflecting an adjusted operating margin of 2%.Balance SheetAs of Sep 30, 2021, Twitter had $7.41 billion in cash, cash equivalents and marketable securities, reflecting the repayment of an aggregate principal amount of $954 million in senior convertible notes due in September 2021. The company had $8.61 billion in cash, cash equivalents and marketable securities as of Jun 30, 2021.Net cash provided by operating activities in the reported quarter was $389 million, up from $382 million in the previous quarter.In the third quarter, adjusted free cash flow was $20 million compared with $105.8 million in the previous quarter.The company repurchased $169 million of stock during the third quarter, bringing the total repurchase amount to $915 million to date.OutlookFor the fourth quarter of 2021, Twitter expects total revenues between $1.5 billion and $1.6 billion. GAAP operating income is expected between $130 million and $180 million.For 2021, Twitter expects headcount, along with total costs and expenses, to grow 30% or more with a focus on engineering and products. The company continues to expect total revenues to grow faster than expenses in 2021. Breakout Biotech Stocks with Triple-Digit Profit Potential The biotech sector is projected to surge beyond $2.4 trillion by 2028 as scientists develop treatments for thousands of diseases. They’re also finding ways to edit the human genome to literally erase our vulnerability to these diseases. Zacks has just released Century of Biology: 7 Biotech Stocks to Buy Right Now to help investors profit from 7 stocks poised for outperformance. Recommendations from previous editions of this report have produced gains of +205%, +258% and +477%. The stocks in this report could perform even better.See these 7 breakthrough stocks now>>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Apple Inc. (AAPL): Free Stock Analysis Report Facebook, Inc. (FB): Free Stock Analysis Report Twitter, Inc. (TWTR): Free Stock Analysis Report Snap Inc. (SNAP): Free Stock Analysis Report To read this article on Zacks.com click here. Zacks Investment Research.....»»

Category: topSource: zacks8 hr. 33 min. ago Related News

CME Group (CME) Q3 Earnings Top Estimates, Revenues Rise Y/Y

CME Group (CME) Q3 results reflect higher clearing and transaction fees, increased market data and information services revenues, and lower expenses as well as an increase in average daily volume in two of the six products lines. CME Group Inc. CME reported third-quarter 2021 adjusted earnings per share of $1.60, which beat the Zacks Consensus Estimate of $1.55. The bottom line increased 15.9% year over year due to higher clearing and transaction fees, increased market data and information services revenues, and lower expenses. Average daily volume increased in two of the six products lines.CME Group Inc. Price, Consensus and EPS Surprise CME Group Inc. price-consensus-eps-surprise-chart | CME Group Inc. QuotePerformance in DetailCME Group’s revenues of $1.1 billion increased 2.7% year over year. The year-over-year increase was primarily due to higher clearing and transaction fees (up 5.2% year over year) and market data and information services (up 4.3% year over year), partly offset by lower other revenues (down 19.2% year over year). The top line was almost in line with the Zacks Consensus Estimate.Total expenses decreased 10.7% year over year to $496.2 million during the reported quarter, attributable to lower compensation and benefits, professional fees and outside services and amortization of purchased intangibles.Operating income increased 16.9% from the prior-year quarter to $613.7 million.Average daily volume improved nearly 14% to 17.8 million led by double-digit growth in interest rates, energy and options products, as well as strong non-U.S. volumes, which increased 13% to 5 million contracts per day. The average rate per contract decreased 5.4%.Financial UpdateAs of Sep 30, 2021, CME Group had $1.6 billion of cash and marketable securities, down 5.9% from 2020 end. As of Sep 30, 2021, long-term debt of nearly $3 billion was down 21.7% from 2020 end.As of Sep 30, 2021, the company had total equity worth $27.3 billion, up 3.5% from 2020 end.Capital DeploymentThe company paid out dividends of $323 million in the third quarter. CME Group has returned more than $16.3 billion to shareholders in the form of dividends since the implementation of the variable dividend policy in early 2012.Zacks RankCME Group currently carries a Zacks Rank #3 (Hold).  You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.Performance of Other Securities Exchange Industry PlayersThird-quarter earnings of Nasdaq NDAQ and MarketAxess Holdings MKTX beat the respective Zacks Consensus Estimate.Upcoming ReleaseCboe Global Markets CBOE is scheduled to release third-quarter earnings on Oct 29. The Zacks Consensus Estimate for the third quarter is pegged at $1.43. Breakout Biotech Stocks with Triple-Digit Profit Potential The biotech sector is projected to surge beyond $2.4 trillion by 2028 as scientists develop treatments for thousands of diseases. They’re also finding ways to edit the human genome to literally erase our vulnerability to these diseases. Zacks has just released Century of Biology: 7 Biotech Stocks to Buy Right Now to help investors profit from 7 stocks poised for outperformance. Recommendations from previous editions of this report have produced gains of +205%, +258% and +477%. The stocks in this report could perform even better.See these 7 breakthrough stocks now>>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report CME Group Inc. (CME): Free Stock Analysis Report Nasdaq, Inc. (NDAQ): Free Stock Analysis Report Cboe Global Markets, Inc. (CBOE): Free Stock Analysis Report MarketAxess Holdings Inc. (MKTX): Free Stock Analysis Report To read this article on Zacks.com click here. Zacks Investment Research.....»»

Category: topSource: zacks8 hr. 33 min. ago Related News

Target (TGT) Adds Charm to Holidays With Enhanced Deliveries

Target (TGT) announces additional features and functionalities to make deliveries and pickups more convenient during the holiday season. Target Corporation TGT has been busy preparing for the upcoming holiday season rush with exciting offers, robust product assortments and efficient delivery services. Per latest developments, the retail biggie announced an array of additional features and functionalities to make deliveries and pickups more convenient for consumers. These include adding features like ‘Shopping Partner’, increasing the number of Drive-Up spots as well as enhancing same-day delivery with Shipt and more. Such efforts are likely to help the retailer rake in higher revenues and consumer traffic this season. Let’s take a closer look at the measures undertaken by the company.Delivery Features to Elevate Shopping ExperienceBacked by well chalked investments in technology, stores and team members, Target has been witnessing much growth in its delivery service, particularly same-day deliveries. By making enhancement to such offerings, the company plans to provide customers with even more flexibility as they shop for the upcoming festive season.Target will be augmenting Same-Day Delivery with Shipt that will allow consumers to get door-step delivery in as soon as an hour. Moreover, no membership will be required for availing Same-Day Delivery with Shipt. The company’s Drive Up and Order Pickup will continue to be free and contactless. The orders will be made ready within a couple of hours, with no assigned pickup window.Target will add several features to its Drive Up, Order Pickup and Same-Day Delivery to help customers customize their shopping experience. Enhancement to same-day services includes the addition of more than 18,000 assigned spaces for curbside pickup. The new 'Shopping Partner' feature enables customer to send someone else to pick up their Drive Up or Order Pickup order through the Target app or Target.com. Through the ‘Forgot Something’ feature, customers can order more items even after placing an order for Drive Up or Order Pickup. Shoppers can now avail the backup item option for food and beverage pickup on Target.com or in the Target app, excluding adult beverage items.Customers will be able to access seamless delivery for a wide range of Target’s curated assortments, including apparel, accessories, toys, beauty products, electronics, food and beverages. With more stores under the Shipt network and the flexibility to choose stores to shop from, customers will have more options to personalize deliveries.Target continues to invest in its team members to deliver prudent customer services. It has tripled the number of store fulfillment expert roles in the past two years to support Drive Up and Order Pickup services. Store team members will be backup trained in same-day fulfillment as well as in Target's guest service standard. Through well-chalked training initiatives, the company added more experts across its shop-in-shop collaborations as well as in beauty, tech, food and other categories to assist customers. Image Source: Zacks Investment ResearchTarget has been undertaking a number of strategic moves in the recent past to prepare itself for the busy shopping season ahead.  It boasts a broad range of brand assortments, including exclusive shop-in-shop partnerships with companies like Apple Inc. AAPL, Ulta Beauty Inc. ULTA, The Walt Disney Company DIS and Levi Strauss & Co. among others. All said, the company’s robust store and online offerings coupled with growing delivery and pickup services are likely to keep it in good shape.Shares of this Zacks Rank #3 (Hold) company have gained 26.6% in the past six months compared with the industry’s rise of 13.2%.You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here. Breakout Biotech Stocks with Triple-Digit Profit Potential The biotech sector is projected to surge beyond $2.4 trillion by 2028 as scientists develop treatments for thousands of diseases. They’re also finding ways to edit the human genome to literally erase our vulnerability to these diseases. Zacks has just released Century of Biology: 7 Biotech Stocks to Buy Right Now to help investors profit from 7 stocks poised for outperformance. Recommendations from previous editions of this report have produced gains of +205%, +258% and +477%. The stocks in this report could perform even better.See these 7 breakthrough stocks now>>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Apple Inc. (AAPL): Free Stock Analysis Report Target Corporation (TGT): Free Stock Analysis Report The Walt Disney Company (DIS): Free Stock Analysis Report Ulta Beauty Inc. (ULTA): Free Stock Analysis Report To read this article on Zacks.com click here. Zacks Investment Research.....»»

Category: topSource: zacks8 hr. 33 min. ago Related News