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12 Best Remote Jobs That Pay at Least $50 an Hour

In this article, we will look at the 12 best remote jobs that pay atleast $50 an hour. We have also discussed the fluctuating nature of remote jobs. If you want to skip our detailed analysis, head straight to the 5 Best Remote Jobs That Pay at Least $50 an Hour. While remote jobs have […] In this article, we will look at the 12 best remote jobs that pay atleast $50 an hour. We have also discussed the fluctuating nature of remote jobs. If you want to skip our detailed analysis, head straight to the 5 Best Remote Jobs That Pay at Least $50 an Hour. While remote jobs have now become a common concept, we can not deny that remote jobs continue to offer numerous benefits, including flexibility, as employees can work from anywhere with an internet connection. This flexibility fosters better work-life balance and reduces commuting stress, leading to increased productivity. Remote work also expands job opportunities by eliminating geographical constraints, allowing companies to tap into a global talent pool. Moreover, remote positions often result in cost savings for both employers and employees, as there’s no need for physical office space or commuting expenses. Additionally, remote work promotes inclusivity by accommodating individuals with disabilities or caregiving responsibilities. To read more about remote jobs, see remote jobs that pay atleast $30 an hour.  One of the easiest highest paying remote jobs is that of a freelance writer with an average salary $35 in the US. There are also remote jobs that pay $40 an hour like financial analyst and teletherapist. It is also interesting to note that virtual sales representatives can have remote jobs that pay $50 an hour with no experience as long as they are hired by a high-paying company.  Speaking of freelancing, according to a FlexJobs report, an estimated 64 million US professionals engaged in freelance work in 2023, reflecting a growing trend towards alternative work arrangements. With changing employer-employee dynamics, freelancers are seizing control of their financial futures, capitalizing on platforms like FlexJobs to access a wide range of remote freelance opportunities across diverse industries and job titles.  Nevertheless, ​​remote job availability has fluctuated dramatically in recent years. During the peak of the Covid-19 pandemic, nearly half of Americans worked remotely, a stark increase from the pre-pandemic rate of about 2%. However, this trend has since reversed, with less than 10% of US workers now holding fully remote positions. As of November 2022, remote job postings on LinkedIn accounted for less than 14% of total advertisements, down from a high of 20.6% earlier that year. Despite this decline, there remains hope for those looking for remote work, as certain roles continue to be in demand due to their specialized nature and limited susceptibility to automation or outsourcing. Some industries are experiencing a contraction in remote job opportunities due to outsourcing and automation. In the US, companies are increasingly shifting roles overseas to capitalize on lower wages, while AI threatens to automate repetitive tasks traditionally associated with remote work, such as customer service. Industries like retail and manufacturing, which rely heavily on in-person interactions, are expected to continue limiting remote work options. However, roles requiring specialized skills, such as finance and certain tech positions, remain viable for remote work, offering opportunities for individuals seeking flexibility in their employment arrangements. As businesses navigate the balance between cultural norms and productivity gains, the future of remote work hinges on industry trends and organizational priorities. To read more about AI-proof jobs, see jobs AI cannot replace.  Two of the most prominent companies hiring for remote jobs today are CVS Health Corp (NYSE:CVS) and Amazon.com, Inc (NASDAQ:AMZN). CVS Health Corp (NYSE:CVS) is the largest pharmacy chain in the US with an impressive array of services: 9,600 retail locations, 1,100 MinuteClinic medical clinics, and ownership of Aetna, a major health insurance company since 2018. With a workforce of 300,000 spanning the US and Puerto Rico, CVS Health Corp (NYSE:CVS) offers several remote job opportunities. These roles include counselors, pharmacists, and telehealth nurses and often require only a high school diploma or GED, with hourly wages ranging from $17 to $29.30. Remote employees, whether full-time or part-time, enjoy comprehensive healthcare coverage, paid time off, and tuition assistance, making CVS Health Corp (NYSE:CVS) an appealing choice for those seeking flexibility and benefits. Remote work at CVS Health Corp (NYSE:CVS) caters to different professional backgrounds, from customer service representatives to claims processors. These roles emphasize traits such as self-motivation, communication skills, and problem-solving abilities. With remote positions accessible through platforms like FlexJobs, Google, and LinkedIn, CVS Health Corp (NYSE:CVS) provides avenues for individuals to engage in meaningful work while enjoying the convenience of working from home. On the other hand, Amazon.com, Inc (NASDAQ:AMZN) is currently on the lookout for a Remote Market Manager and a Remote Program Manager in the US. Moreover, the remote hiring does not stop in the US alone as Amazon.com Inc (NASDAQ:AMZN)’s Operation Services Philippines is set to expand its workforce by hiring more than 500 remote workers in the Philippines, primarily based in Davao City. These positions offer the appeal of remote work, competitive pay, and exposure to an international clientele.  Candidates interested in these roles should be prepared for night shifts to accommodate Amazon.com, Inc (NASDAQ:AMZN) global customer service support in the US. The responsibilities include addressing customer inquiries, resolving issues, and upholding a high standard of service across Amazon.com, Inc (NASDAQ:AMZN) offerings. Pixabay/Public Domain Our Methodology Our methodology involved gathering information from online platforms such as Upwork.com, Indeed.com, and Reddit to identify trends and common opinions about the highest paying remote jobs with salaries above $50 per hour. The list is presented in an ascending order.  It is important to note that the rankings, as well as many jobs, may vary with salaries because of the fact that thousands of remote jobs pay well, and in many cases, salaries can vary for the same job depending on different factors, so the limitations of the list should be considered. By the way, Insider Monkey is an investing website that uses a consensus approach to identify the best stock picks of more than 900 hedge funds investing in US stocks. The website tracks the movement of corporate insiders and hedge funds. Our top 10 consensus stock picks of hedge funds outperformed the S&P 500 stock index by more than 140 percentage points over the last 10 years (see the details here). So, if you are looking for the best stock picks to buy, you can benefit from the wisdom of hedge funds and corporate insiders. Here is a list of the best remote jobs that pay atleast $50 an hour: 12. Clinical Informaticist Average Salary: $50/hr Clinical Informaticists analyze healthcare data to improve patient care, efficiency, and outcomes. They develop and implement health information technology systems, ensuring they meet regulatory standards and enhance clinical workflows. Responsibilities include data management, system integration, and user training. Companies like Epic Systems Corporation and Cerner Corporation in the US may hire Clinical Informaticists to enhance their healthcare software platforms and provide consulting services to healthcare organizations. 11. Database and Network Professionals Average Salary: $50.72/hr Database and network professionals manage and maintain databases and computer networks. Their responsibilities are designing, implementing, and optimizing database systems and network infrastructure to ensure reliability, security, and performance.  Companies in the US that may hire Database and Network Professionals are Oracle Corp (NYSE:ORCL) and Cisco Systems Inc (NYSE:CSCO).  10. Epidemiologist Average Salary: $51.61/hr Epidemiologists typically hold a Master’s degree for entry-level positions. Unlike many professions, they require no prior work experience or on-the-job training. As of 2022, there were approximately 10,000 epidemiologist jobs in the US, with a projected 27% growth rate from 2022 to 2032, far exceeding the average. This growth anticipates an increase of 2,700 positions, reflecting the critical role epidemiologists play in public health. Environmental epidemiologist is also one of the fastest growing green jobs in the US.  9. Business Intelligence Analyst Average Salary: $52.52/hr Business Intelligence Analysts collect and analyze data to provide insights that inform strategic decisions within organizations. International Business Machines Corp (NSYE:IBM) is one of the companies that hire business intelligence analysts remotely in the US. It is also one of the highest payings jobs in the future.  8. People Operations Managers Average Salary: $53.04/hr People Operations Managers, also known as HR Managers or Human Resources Managers, are responsible for overseeing different aspects of employee relations within an organization. These roles are now commonly offered remotely owing to the advancements in technology enabling virtual collaboration and the growing trend of remote work. It can also be one of the excellent part-time jobs that pay $50 an hour. Two companies in the US that offer remote People Operations Manager positions are GitLab Inc (NASDAQ:GTLB) and Zapier. Both companies prioritize remote work and have strong virtual infrastructures to support distributed teams. 7. Information Security Analyst Average Salary: $54.25/hr As of 2022, the median salary for information security analysts in the US was $53.85 hourly. Their entry typically requires a Bachelor’s degree with less than 5 years of related work experience and no on-the-job training. By 2022, there were 168,900 such jobs, with a projected 32% growth rate from 2022 to 2032. This anticipates an employment increase of 53,200 positions within the specified timeframe, indicating promising prospects in the field. It is one of the jobs that pay the most in remote positions.  6. Medical Writer Average Salary: $55.28/hr A medical writer creates content for various healthcare materials, including research papers, regulatory documents, clinical trial protocols, and patient education materials. They synthesize complex medical information into clear, concise language, ensuring accuracy and adherence to scientific standards while often collaborating with researchers, physicians, and pharmaceutical companies. It is one of the remote jobs that pay at least $50 an hour worldwide. Click here to see the 5 Best Remote Jobs That Pay at Least $50 an Hour. Suggested Articles: 25 Easiest Countries with Digital Nomad Visas for Remote Work 16 Remote Jobs That Pay at Least $40 Per Hour 16 Remote Jobs That Pay at Least $30 Per Hour Disclosure: None. 12 Best Remote Jobs That Pay at Least $50 an Hour is originally published on Insider Monkey......»»

Category: topSource: insidermonkey26 min. ago Related News

16 Best Cities for Retirees in the Pacific Northwest

This article takes a look at the 16 best cities for retirees in the Pacific Northwest. If you wish to skip our detailed analysis on navigating retirement living in the US, you may go to 5 Best Cities for Retirees in the Pacific Northwest. The Ease of American Travel – and Its Place in Retirement  […] This article takes a look at the 16 best cities for retirees in the Pacific Northwest. If you wish to skip our detailed analysis on navigating retirement living in the US, you may go to 5 Best Cities for Retirees in the Pacific Northwest. The Ease of American Travel – and Its Place in Retirement  While Chipotle Mexican Grill Inc (NYSE:CMG) and Walt Disney Co (NYSE:DIS) are high up on the list of what makes America great, there’s another factor that takes the winning spot – the ease of American travel. Undoubtedly, one of the best things about the US is its lack of inter-state travel requirements. Simply get up, book a flight, pack a bag, and head to the airport – no need for visas or complicated documents or waiting periods. It’s partly due to this ease in requirements that the US Federal Aviation Administration handles upwards of 45,000 flights and more than 2.9 million travelers every single day. Of course, a large part of these travelers would be those who are traveling for work-related purposes or for leisure, but there’s also another group in the US that accounts for inter-state moves: retirees.  2023 saw more than 338,000 retirees move states to live out their Golden Years, reports AARP. Not only is this number huge itself, but it also depicts the growth in move-to-retire trends as the 338,000 figure is a 44% increase from 2022’s number.  In the Advisor Authority survey conducted by Nationwide, findings shed light on the reasons why American retirees move. The reasons listed included the search for a lower cost of living, tax benefits, and relocation for family purposes – in descending order of likelihood. While this survey was conducted with a sample of investors to inquire about their retirement plans, it is plausible to apply the same reasons to a broader group of retirees. All in all, it’s safe to say that retirees venture to find the best cities to retire for 2024.  “Regardless of the reason, now is the time for advisors and financial professionals to check in with clients who are approaching retirement to make sure they have a plan in place for their next steps, and to work together to ensure their path is one that will lead to a secure and happy retirement. It’s also a great opportunity to drive a conversation about what life may look like when they reach a point where they are unable to work, which could come sooner than some may expect”. -Rona Guymon, Senior Vice President, Nationwide Annuity Distribution Of those who do choose to move for retirement, the destination chosen is varied. While Florida still reigns as one of the most popular retirement states, others have claimed their positions. The Pacific Northwest – namely, Idaho – has also made it to the top ten spots, as shared by Forbes. With growing popularity, the Pacific Northwest US states are attracting more and more retirees, and finding the best retirement cities during this trend becomes crucial. While these states don’t offer the magic of Walt Disney Co (NYSE:DIS) – there are over one hundred Chipotle Mexican Grill Inc (NYSE:CMG) locations though – they offer something much more valuable to retirees: lower costs of living and lower median house prices in many of their cities.  To facilitate present and potential retirees in navigating the Pacific Northwest move, we have compiled a list of the 16 best cities for retirees in the Pacific Northwest.  Syda Productions/Shutterstock.com Methodology To compile this list of the 16 best cities for retirees in the Pacific Northwest, we consulted several sources including our list of 20 Best Cities to Retire for 2024, FinanceBuzz, The Ascent, WorldAtlas, MoneyTalks, and The Honest Local. As the list of Pacific Northwest US states is often disputed, for the purpose of this article we took the definition of National Geographic Maps. They define the following US states as Pacific Northwest: Oregon, Washington, and Idaho.  Once a list of places was compiled using these sources, we then ranked them across multiple factors, namely, their cost of living, their livability scores, and their median house price. For this article, cost of living indices were taken from Best Places, livability scores were taken from Area Vibes, and median house prices were taken from Redfin Corp (NASDAQ:RDFN). A cumulative score was then assigned to each city, with the 16 highest-scoring cities making our list of the 16 best cities for retirees in the Pacific Northwest.  For cities that gained an equal score, their cost of living index was used as a tie-breaker. The resulting list is presented in ascending order, with the highest-ranked place being presented last. It is important to remember that personal preference plays a big part. The best course of action is to visit the place you plan to move to, converse with locals, take advice from a financial consultant, and only then make your final decision.  By the way, Insider Monkey is an investing website that tracks the movements of corporate insiders and hedge funds. By using a similar consensus approach, we identify the best stock picks of more than 900 hedge funds investing in US stocks. The top 10 consensus stock picks of hedge funds outperformed the S&P 500 Index by more than 140 percentage points over the last 10 years (see the details here). Whether you are a beginner investor or a professional one looking for the best stocks to buy, you can benefit from the wisdom of hedge funds and corporate insiders.  Here are the 16 best cities for retirees in the Pacific Northwest: 16. Tumwater, Washington Insider Monkey Score: 68 Cost of Living Index: 112.1 Livability Score: 84 Median House Price: $500,000 Set in Washington’s Thurston County, Tumwater starts off our list of best cities for retirees in the Pacific Northwest. At the crossroads of Budd Inlet and the Deschutes River, Tumwater holds abundant natural beauty – complete with a stunning waterfall. Its high livability score, decent housing opportunities, and expansive retail options make it an ideal retirement city. 15. Grants Pass, Oregon Insider Monkey Score: 69 Cost of Living Index: 102.5 Livability Score: 70 Median House Price: $387,500 With a cost of living that is just 2.5% higher than the national average and a median house price that is close to the US median figure, Grants Pass can prove to be a suitable retirement option for retirees with a decent figure in the bank. What pits Grants Pass above some of the cheaper cities is its homely environment. The city provides residents with a suburban atmosphere along with a mix of nature. Retirees can relax along the Rogue River, attend one of the city’s galleries, or explore one of its cozy coffee shops. They can also indulge in delectable farm-to-table cuisine for some healthy yet delicious treats. 14. Salem, Oregon Insider Monkey Score: 73 Cost of Living Index: 104 Livability Score: 79 Median House Price: $427,900 While a somewhat more expensive option than some of the other cities on our list of best cities for retirees in the Pacific Northwest, Salem’s many other benefits make it a place worth considering. Not only does the destination offer top-notch healthcare facilities, but it also boasts a variety of nature-related and entertainment activities that are ideal for fun-loving retirees. Senior citizens can catch a ride on the Salem Riverfront Carousel, relax in the city’s lush parks, or kick back with a drink at Santiam Brewing. 13. Bonners Ferry, Idaho Insider Monkey Score: 73 Cost of Living Index: 92.8 Livability Score: 62 Median House Price: $340,000 With a cost of living that is 7.2% lower than the national average, Bonners Ferry in Idaho is one of the best places to live in the Pacific Northwest. A popular retirement city, senior citizens can spend their days taking in the beautiful views of surrounding forests and mountains. Better yet, for retirees looking to invest in their forever home, Bonners Ferry homes sit a good $47,000 below the national average, giving them a leg up on the market. 12. Coos Bay, Oregon Insider Monkey Score: 75 Cost of Living Index: 90 Livability Score: 60 Median House Price: $318,000 Our third Oregon pick, Coos Bay is an ideal spot for retirees with a smaller retirement bank balance as the cost of living is 10% below the national average. Especially favorable for retirees who are weather-conscious, Coos Bay experiences a mild and pleasant climate with mild winters and cool summers. A coastal city, senior citizens can soak up all the benefits of coastal living, including scenic hiking areas, stretches of sand dunes, and fresh cuisine. 11. Ashland, Oregon Insider Monkey Score: 76 Cost of Living Index: 106.1 Livability Score: 83 Median House Price: $485,200 If your retirement plans come with a bit of budget, then Ashland in Oregon is one of the best cities for retirees in the Pacific Northwest – and definitely worth exploring.  Home to the Oregon Shakespeare Festival and several galleries, the city welcomes classic art lovers and gives them an experience to remember. On the nature side of things, Ashland’s Lithia Park offers pickleball courts, a rose garden, a volleyball court, and duck ponds. 10. Roseburg, Oregon Insider Monkey Score: 76 Cost of Living Index: 89.5 Livability Score: 66 Median House Price: $366,050 Located in the Umpqua River Valley, Roseburg is known as the ‘Timber Capital of the Nation’. While still integral to the Roseburg economy, the city also offers many other amenities such as excellent healthcare services, perfect for the health-conscious retiree. A nature haven, Roseburg boasts surrounding rivers, lakes, mountains, and streams while offering a close-knit community feel. 9. Astoria, Oregon Insider Monkey Score: 81 Cost of Living Index: 107.1 Livability Score: 82 Median House Price: $393,750 A soothing coastal city, Astoria is popular for its history and natural beauty – ideal for retirees who crave a more laid-back and peaceful retirement period. The city offers museums, the highly-rated Bowpicker Fish and Chips, and the hilltop Astoria Column. 8. Walla Walla, Washington Insider Monkey Score: 87 Cost of Living Index: 93.2 Livability Score: 79 Median House Price: $355,000 Our second Washington pick for best cities for retirees in the Pacific Northwest is none other than Walla Walla. A college town, Walla Walla is home to Whitman College, welcoming people, Walla fresh produce, many wineries, and several eateries – including the much-loved Maple Counter Cafe. 7. Umatilla, Oregon Insider Monkey Score: 88 Cost of Living Index: 88.5 Livability Score: 75 Median House Price: $319,434 A small city close to the bigger ones, Umatilla is an ideal spot for retirees who look for slower living but still want access to big-city energy.  An affordable option, Umatilla boasts a cost of living that is 11.5% lower than the national average, attracting retirees who live on smaller monthly budgets. 6. Spokane, Washington Insider Monkey Score: 92 Cost of Living Index: 103.1 Livability Score: 81 Median House Price: $337,500 While Spokane’s cost of living is 3.1% above the national average, retirees can seek financial benefit from Washington’s tax policies. Since the state does not tax any form of retirement income, senior citizens can enjoy the full benefit of their finances. With great healthcare, the Northwest Museum of Arts and Culture, and the Riverfront Park, Spokane is among the best places to live in Washington state for retirees.  Click to continue reading and see the 5 Best Cities for Retirees in the Pacific Northwest.  Suggested Articles:  17 Safest Places to Retire Abroad for Less Than $3,000 a Month 15 Most Luxurious Places To Retire Abroad if You Have a Budget Over $15,000 a Month 16 Best Fuel-Efficient Cars for Retirees To Buy in 2024  Disclosure: none. 16 Best Cities for Retirees in the Pacific Northwest is originally published on Insider Monkey. .....»»

Category: topSource: insidermonkey6 hr. 27 min. ago Related News

20 Best Warm Liberal Places to Retire

This article takes a look at the 20 best warm liberal places to retire. If you wish to skip our detailed analysis on determining post-retirement living, you may go to 5 Best Warm Liberal Places to Retire. Checking All the Boxes Pre-Retirement At first glance, retirement may seem simple. The kids are out making their […] This article takes a look at the 20 best warm liberal places to retire. If you wish to skip our detailed analysis on determining post-retirement living, you may go to 5 Best Warm Liberal Places to Retire. Checking All the Boxes Pre-Retirement At first glance, retirement may seem simple. The kids are out making their own life, work has ended, and the urge to party till two in the morning has disappeared – all in all, life is good. However, the reality can be very different. New Retirement defines retirement as a ‘1,560-week long vacation’, suggesting that years of planning go into making this period all that we imagine it to be.  The reality is that many Americans do indeed spend years of their life planning and preparing for their golden years. This involves juggling finances, healthcare, and personal preferences, all at the same time. However, recent years have seen a new player enter the room: global warming and climate change, and their subsequent impact on the average US citizen’s retirement plans.  Companies such as Exxon Mobil Corp (NYSE:XOM) and Chevron Corp (NYSE:CVX) are the most gullible, with both reportedly emitting massive quantities of CO2. While investors and other third parties often put pressure on companies such as Chevron Corp (NYSE:CVX) and Exxon Mobil Corp (NYSE:XOM), the impact of widespread, mass pollution is already being felt by the population today.  “The climate crisis is both the easiest and the hardest issue we have ever faced. The easiest because we know what we must do”. -Greta Thunberg, Environmental Activist.  Royal Bank Canada Montreal Que (NYSE:RY) owned RBC Wealth Management shared insights on how climate change is impacting retirement. Kim Shappee, Wealth Management Adviser at RBC Wealth Management, reveals how a couple she had spent over a decade working with changed their destination retirement plans when a hurricane hit during one of their visits to the location. Even though the couple had made financial commitments and the change of mind led to them losing out on some investments, the influence of the suddenly undesirable climate stood their ground. Royal Bank Canada Montreal Que (NYSE:RY) owned RBC Wealth Management equates that this decision is probably due to the safety hazards and the possible impending costs of living in such an area.  As such, an increasing number of American retirees are thinking about weather and climate when planning their retirement. This new addition to the retirement checklist only makes preparing for this period more elaborate – but if done right, it can save retirees thousands of dollars and days of inconvenience. One of the most ideal climate conditions for retirees is warm and sunny, typically characterized by tropical, sub-tropical, and Mediterranean climates. Not only does this safeguard them against the freezing cold, but it also allows senior citizens to engage in outdoor activities such as outdoor picnics, walks, birdwatching, fishing or even running errands on foot. As such, US retirees often search for the best places to live in the world for weather or they even try to find the best sunny cities for retirees in the US. Others look for the best of both worlds – they venture in search of warm places that offer a high quality of life, pointing towards their categorization as ‘liberal’ as a testament.  To know more about the best warm liberal places to retire, read below.  20 Most Valuable Indian Companies Methodology To compile this list of the 20 best warm liberal places to retire, we consulted several sources including our list of 20 Most Liberal Countries in the World, MoveHub, Wisevoter, U.S. News & World Report, GoVisaFree, and Positive News. Once a list of countries was compiled using these sources, we first shortlisted our selection based on weather, keeping only those countries that had a tropical, subtropical, or Mediterranean climate.  With our shortened list in hand, we selected metrics against which to measure the ‘liberalness’ of a place. For this purpose, we used the following four factors: life expectancy, corruption rates, economic freedom, and human rights freedom. For reference, we took life expectancy figures from the CIA’s Life Expectancy at Birth report, corruption rates from Trading Economics’ Corruption Rank, economic freedom data from Heritage’s 2023 Index of Economic Freedom, and human rights figures from World Population Review’s Freedom Index by Country 2024. As liberal countries protect the freedom and rights of their citizens, corruption rates have been included to illustrate these rights and freedom being upheld, where said rates are low. Similarly, there have been multiple studies linking better health and longer life expectancy to liberal policies, including the University of Gothenburg’s study on the cross-country correlation between democracy and health. As such, we have included life expectancy as one of our markers.  We ranked each of our selected countries using these metrics, giving equal weightage to each to reach a cumulative score. The top 20 highest-scoring countries were then selected for our final list, with the number one spot going to the highest-scoring country. For countries with an equal cumulative score, the Freedom Index was used as a tie-breaker. The resulting list is presented in ascending order of total cumulative ‘liberalness’ score.  By the way, Insider Monkey is an investing website that tracks the movements of corporate insiders and hedge funds. By using a similar consensus approach, we identify the best stock picks of more than 900 hedge funds investing in US stocks. The top 10 consensus stock picks of hedge funds outperformed the S&P 500 Index by more than 140 percentage points over the last 10 years (see the details here). Whether you are a beginner investor or a professional one looking for the best stocks to buy, you can benefit from the wisdom of hedge funds and corporate insiders.  Here are the 20 best warm liberal places to retire: 20. Mumbai, India Insider Monkey Score: 0.6 Life Expectancy: 67.7 years Corruption Rank: 93rd Economic Freedom Index: 52.9 Human Rights Freedom Index: 6.29 Starting off our list of best warm liberal places to retire is Mumbai in India, which is also one of the cheapest warm places to retire for US citizens. US retirees can experience an entirely new culture, indulge in delicious food – cue all the curries and dosas – and experience great weather all year round. The Times of India recently released a list of 7 best Indian cities which included Mumbai – so interested retirees can rest assured as they make Mumbai their new home. 19. Manila, Philippines Insider Monkey Score: 0.9 Life Expectancy: 70.5 years Corruption Rank: 115th Economic Freedom Index: 59.3 Human Rights Freedom Index: 6.46 Another Asian pick, Manila in the Philippines is the perfect retirement forever home for US retirees who are sick and tired of inches of snow and gusts of cold wind. Retirees who are looking for a nature-filled lifestyle can immerse themselves in the city’s many parks, whereas those interested in historical avenues can visit the National Museum of Natural History. 18. Kingston, Jamaica Insider Monkey Score: 2 Life Expectancy: 76 years Corruption Rank: 69th Economic Freedom Index: 68.1 Human Rights Freedom Index: 7.56 Jamaica is an island nation that is a true Caribbean paradise. It boasts a tropical climate perfect for those who enjoy the warmer days. US citizens can experience all the benefits of a Jamaican retirement in the country’s capital, Kingston, including days by the beach, delicious food – hello, jerk chicken – and an affordable cost of living. 17. Athens, Greece Insider Monkey Score: 2.1 Life Expectancy: 81.7 years Corruption Rank: 59th Economic Freedom Index: 56.9 Human Rights Freedom Index: 7.49 Our first European pick for the best warm liberal places to retire is none other than the breathtaking city of Athens in Greece. With a pleasant Mediterranean climate, stunning architecture, and its place in history as the home of Western civilization, Greece offers the US retirees all that they could desire. Those interested in pursuing a liberal place of stay will be delighted to know that Greece boasts of being the birthplace of the theatre, democracy, and the Olympic Games. 16. Port Louis, Mauritius Insider Monkey Score: 2.6 Life Expectancy: 75.1 years Corruption Rank: 55th Economic Freedom Index: 70.6 Human Rights Freedom Index: 7.61 An island nation by the Indian Ocean, Mauritius is most famous for its tropical climate and natural landscapes. Home to a variety of beaches, reefs, and lagoons, Port Louis, the capital of Mauritius is the perfect retirement destination for US citizens who are looking for a breather from American life. Located in Africa, Mauritius is hailed as one of the most peaceful places in the region. 15. San Jose, Costa Rica Insider Monkey Score: 3.2 Life Expectancy: 79.6 years Corruption Rank: 45th Economic Freedom Index: 66.5 Human Rights Freedom Index: 8.04 With an average life expectancy of 79.6 years and a healthy human rights freedom index of 8.04, Costa Rica offers retirees a high-quality lifestyle. One of the best warm places to retire near water, San Jose in Costa Rica boasts closeness to the best of everything in the country – rivers, waterfalls, national parks, volcanoes, beaches, and rainforests.  14. Dubai, United Arab Emirates Insider Monkey Score: 3.5 Life Expectancy: 79.8 years Corruption Rank: 26th Economic Freedom Index: 70.9 Human Rights Freedom Index: 5.73 The UAE, or the United Arab Emirates, is one of the most developed countries in all of Western Asia, and Dubai is among the most advanced cities. Popular with expats, US retirees won’t face trouble fitting into the community as they enjoy a life of luxury in this Asian gem. The best part is the warm weather, great for those who crave the gleaming sun. 13. Bridgetown, Barbados Insider Monkey Score: 3.7 Life Expectancy: 78.8 years Corruption Rank: 24th Economic Freedom Index: 69.8 Human Rights Freedom Index: 7.72 Number thirteen on our list of best warm liberal places to retire is another Caribbean gem, Bridgetown in Barbados. Hailed for its stunning beaches, Bridgetown is home to the beautiful Pebbles Beach. US retirees can enjoy warm tropical climates as they live out their golden years on the beautiful island of Barbados. 12. Rome, Italy Insider Monkey Score: 3.7 Life Expectancy: 82.8 years Corruption Rank: 42nd Economic Freedom Index: 62.3 Human Rights Freedom Index: 7.95 The European city of Rome, Italy is a popular tourist destination, but it also makes for a wonderful retirement spot. Home to exquisite food – cue the most authentic and fresh pizzas and pasta – architecture, fashion, and art, Rome is a cultural landscape that has much to offer to the average US retiree. With over 5 million foreigners in Italy, American citizens will fit right in. 11. Gwangju, South Korea Insider Monkey Score: 4 Life Expectancy: Not ranked Corruption Rank: 32nd Economic Freedom Index: 73.7 Human Rights Freedom Index: 8.12 Gwangju in South Korea is the perfect mix of present-day modern services and traditional heritage, a welcome delight for US retirees planning to spend the latter period of their lives here. Combine this with its excellent healthcare system and robust public transport, and life in South Korea comes with a lot of ease. 10. Malaga, Spain Insider Monkey Score: 4.1 Life Expectancy: 82.8 years Corruption Rank: 36th Economic Freedom Index: 65 Human Rights Freedom Index: 8.03 Spain is good for more than just a summer trip. With commendable healthcare, pleasant, warm weather, delicious food, and a welcoming community, Malaga in Spain serves as the ideal retirement destination for US retirees who are looking for an overseas forever home. It’s no surprise then that Malaga claims the number 10 spot on our list of best warm liberal places to retire. 9. Toulouse, France Insider Monkey Score: 4.3 Life Expectancy: 82.5 years Corruption Rank: 20th Economic Freedom Index: 63.6 Human Rights Freedom Index: 7.86 Continuing with the European selection we have Toulouse in France, perhaps most popular for its food. With an overall high quality of living, France offers retirees the option to explore different types of living from one city to the next – perfect for the travel bug retiree.  8. Larnaca, Cyprus Insider Monkey Score: 4.3 Life Expectancy: 80 years Corruption Rank: 49th Economic Freedom Index: 72.3 Human Rights Freedom Index: 8.15 Known formally as the Republic of Cyprus, Cyprus is an island country situated in the Mediterranean Sea. Renowned for its architecture and natural beauty, Larnaca in Cyprus is the perfect escape destination for retirees wanting a quieter and more peaceful retirement.  7. Lisbon, Portugal Insider Monkey Score: 4.6 Life Expectancy: 81.7 years Corruption Rank: 34th Economic Freedom Index: 69.5 Human Rights Freedom Index: 8.27 A European country sharing a border with Spain, Portugal takes the seventh spot on our list of best warm liberal places to retire. With its stunning architecture, Mediterranean climate, and affordable lifestyle, Lisbon in Portugal is a top retirement destination. The best part is the diverse community, with over 500,000 foreigners in the country, US citizens will fit right in. 6. Berkeley, California, United States Insider Monkey Score: 5.1 Life Expectancy: 80.8 years Corruption Rank: 24th Economic Freedom Index: 70.6 Human Rights Freedom Index: 8.39 While the US may not be the first place to come to mind when talking about warm places to live, it does enjoy tropical and Mediterranean climates along many states. This includes Florida, California, and Hawaii, making it the perfect destination for US citizens who want to move for retirement without crossing international borders. As one of the most liberal cities in the US, Berkeley in California is a particularly good choice for the best warm liberal places to retire in USA.  Click to continue reading and see the 5 Best Warm Liberal Places to Retire.  Suggested Articles: 15 States That Do Not Tax Social Security or Retirement Income 20 Countries with Best Retirement Systems 18 Best Expat Retirement Countries in The World Disclosure: none. 20 Best Warm Liberal Places to Retire is originally published on Insider Monkey. .....»»

Category: topSource: insidermonkey6 hr. 27 min. ago Related News

Investors Poured Nearly $40B Into 10 ETFs In February: Find Out What You"re Overlooking

The S&P 500 index, a bellwether for the U.S. stock market, ends February with a 5.3% surge, marking its fourth consecutive month of gains. Since the tumultuous days of late October, the broader stock market rally now nears an impressive 25% increase. read more.....»»

Category: blogSource: benzinga7 hr. 27 min. ago Related News

20 Best Cities to Retire on a Budget of $1800 a Month

This article takes a look at the 20 best cities to retire on a budget of $1800 a month. If you wish to skip our detailed analysis on financial insights and challenges, you may go to 5 Best Cities to Retire on a Budget of $1800 a Month. Navigating Retirement: Financial Insights and Challenges Embarking […] This article takes a look at the 20 best cities to retire on a budget of $1800 a month. If you wish to skip our detailed analysis on financial insights and challenges, you may go to 5 Best Cities to Retire on a Budget of $1800 a Month. Navigating Retirement: Financial Insights and Challenges Embarking on a golden journey into retirement? According to US News & World Report, if you’re looking to retire this year, you should take a good look at your finances and prepare for a lifestyle change. Fortunately, many individuals have been proactive in securing their financial future for retirement these past few years, a fact substantiated by the statistics provided by Bank of America Corporation (NYSE:BAC). According to the Bank of America Corporation (NYSE:BAC) Retirement and Personal Wealth Solutions, in partnership with Bank of America Institute, the fourth quarter of 2023 Participant Pulse has revealed that average 401(k) account balances rose by 15% to $86,280 in 2023, up from $75,045 at the end of 2022. Both increases in the value of investments, and higher plan contributions, are responsible for this raise. Year-end 2023 Health Savings Account balances also witnessed an increase of 11% over the prior year. “We were encouraged to see more plan participants taking positive actions in their accounts in the fourth quarter. These insights offer signs that people are prioritizing their retirement savings, with more employees increasing their contribution rates and fewer taking hardship distributions.” -Lorna Sabbia, Head of Retirement and Personal Wealth Solutions at Bank of America Corporation (NYSE:BAC). Even though potential retirees are now saving more, they are still quite skeptical of what the future holds for them. This is because social security funds are expected to be depleted by 2034, leaving individuals wondering if they would have enough to survive their retirement years. However, it must be acknowledged that social security isn’t necessarily going “poof”. As social security funds rely on contributions from the working population, the ongoing participation of this demographic ensures a continuous influx of funds into the system. This sustained contribution dynamic is crucial for supporting retirees and facilitating the disbursement of social security benefits, even though the exact amount may not necessarily be the full entitlement. In essence, the ongoing engagement of the working population ensures a financial base that allows retirees to receive some level of social security benefits, though adjustments in the payout may occur based on various factors. Even though social security isn’t necessarily going anywhere, it’s important to recognize that individuals, once retired, benefit from a COLA (Cost –Of-Living-Adjustment) to address inflation as well. Notably, in 2023, the COLA stood at a substantial 8.7%, underscoring the system’s commitment to adapting to the evolving economic landscape. However, the COLA for this year has been less impactful, with retirees experiencing a modest adjustment of 3.2% only. Even though this smaller COLA signifies easing inflation, folks from the Senior Citizen League are adamant that the cost of items seniors spend on is consistently outpacing this COLA. Many retirees are stating that even with the COLAs, they are not able to keep up with inflation. For many of these retirees, the best course of action is to break out the packing tape and move to states that are best for the cost of living and taxes. Within these states, again they do their homework and search for some of the best cities to retire on a budget. There are many places to live for $2,000 a month, and it’s even possible to find places to live for less than $2,000 a month. Not only do these places offer an affordable cost of living, but are also filled with adequate amenities needed for a retiree to lead a comfortable retirement. All they have to do is look. To help you look, we have compiled a list of the best cities to retire on a budget of $1800 a month. Image by pasja1000 from Pixabay Methodology To compile the list of best cities to retire on a budget of $1800 a month, we have used several sources such as our own list of cheapest places to retire, most affordable places to retire in 2024, and other sources such as NASDAQ, PODS, and Finance Buzz. We also delved into retiree reviews and data sources from forums such as Reddit and Quora to identify what affordable places retirees consider best for their golden years. After compiling an exhaustive list, we ranked them on factors such as cost of living index, median home price, and affordability. Individual scores were summed to generate a unique Insider Monkey Score. Places were then ranked in ascending order from the lowest to the highest scores. Cost of Living Index has been sourced from Best Places, Median Home Prices are from Redfin, and livability scores are from Area Vibes. By the way, Insider Monkey is an investing website that tracks the movements of corporate insiders and hedge funds. By using a similar consensus approach, we identify the best stock picks of more than 900 hedge funds investing in US stocks. The top 10 consensus stock picks of hedge funds outperformed the S&P 500 Index by more than 140 percentage points over the last 10 years (see the details here). Whether you are a beginner investor or a professional one looking for the best stocks to buy, you can benefit from the wisdom of hedge funds and corporate insiders. 20. Birmingham, Alabama Insider Monkey Score: 6       Cost of Living Index: 87        Median Home Price:  $161,000         Livability Score: 65    One of the best cities to retire on a budget of $1,800 is Birmingham. In addition to its reasonable cost of living, the city is renowned for its tax-friendly environment, attributed to the absence of state income taxes. Retirees also love this city for its energizing culture, diverse recreational opportunities, and world-class healthcare. The city is home to more than 59,000 healthcare workers, more than 70 healthcare companies, and a world-class research base. 19. Augusta, Georgia Insider Monkey Score: 13 Cost of Living Index: 80        Median Home Price:  $286,000 Livability Score: 63 Retirees love Augusta for its year-round mild temperatures, plentiful recreational opportunities, and affordable cost of living. Revered for its rich golf tradition, retirees who love this sport can look forward to the prestigious Master’s tournament, enjoy the beautiful Riverwalk project brimming with hotels and art galleries, and even explore places such as Woodrow Wilson’s childhood home; Georgia Golf Hall of Fame’s Botanical Gardens; and the Confederate Powderworks. 18. Wichita, Kansas Insider Monkey Score: 13     Cost of Living Index: 82.8     Median Home Price:  $205,000         Livability Score: 66 Our first Kansas pick, Wichita is one of the best cities to retire on a budget of $1,800, boasting a cost of living that is 17.2% lower than the national average. Home to well-regarded medical facilities, Wichita offers retirees a relaxed pace of life, a friendly community, and a diverse range of cultural and recreational opportunities. 17. Greensburg, Pennsylvania Insider Monkey Score: 13     Cost of Living Index: 86.1 Median Home Price: $200,000 Livability Score: 68    One of the best cities to retire to, Greensburg allures retirees with its scenic landscapes, quality healthcare, and a four-season climate. Additionally, retirees can engage in lifelong learning at Seton Hill University. Home prices are quite affordable here, while the livability score is also a decent 68. 16. Montgomery, Alabama Insider Monkey Score: 15     Cost of Living Index: 79        Median Home Price:  $161,000 Livability Score: 65    Montgomery is the right place to be for retirees looking for a slow pace of life. This city allows retirees to live easily on a budget of $1800 a month due to its lower-than-average cost of living. Comfortable lifestyle, diverse amenities, and easy access to the beach and mountains make this city an ideal destination to retire to. 15. Kalamazoo, Michigan Insider Monkey Score: 15     Cost of Living Index: 87.7     Median Home Price:  $190,000 Livability Score: 75    Boasting a remarkably low cost of living, a high livability score, and big-city amenities, Kalamazoo is definitely a good find for retirees who wish to have it all. Artists and creatives will especially love it here, as it is famed for being a vibrant art community itself. 14. Green Bay, Wisconsin Insider Monkey Score: 16     Cost of Living Index: 86.1     Median Home Price:  $238,000 Livability Score: 70    Offering the best blend of affordable living, good quality of life, and a diverse range of cultural and recreational amenities, Green Bay in Wisconsin is another one of the best cities to retire to. 13. Lawrenceburg, Tennessee Insider Monkey Score: 17     Cost of Living Index: 77.8     Median Home Price:  $213,000 Livability Score: 65    The Southern charm and hospitality of this city don’t go unnoticed by seniors. Truly, Lawrenceburg is an ideal destination for the retiree seeking affordability and livability in a single package. 12. Tuskegee, Alabama Insider Monkey Score: 20     Cost of Living Index: 74.9     Median Home Price:  $80,000           Livability Score: 58 Revered for its significance to the Tuskegee Airmen and the Tuskegee Institute, Tuskegee provides retirees with a rich cultural backdrop, a budget-friendly cost-of-living, and an overall pleasant quality of life. 11. Lansing, Michigan Insider Monkey Score: 22 Cost of Living Index: 83.6     Median Home Price:  $129,900 Livability Score: 78    Next up on our list of best cities to retire on a budget of $1800 a month is Lansing, Michigan. This mid-sized college town has a lot to offer to retirees, who especially love it for its cultural amenities, including museums, theaters, and recreational activities. Lansing is also appreciated for offering retirees an active outdoor life and is one of the fastest-growing cities in Michigan. 10. Quincy, Illinois Insider Monkey Score: 22     Cost of Living Index: 77.1     Median Home Price:  $133,500         Livability Score: 66                Quincy isn’t just appreciated for its well-preserved architecture, but also because it allows retirees to stretch their retirement incomes and live a good quality of life. The livability score is also a decent 66, and home prices are below the national median as well. 9. Wichita Falls, Texas Insider Monkey Score: 23     Cost of Living Index: 76.3     Median Home Price:  $205,000         Livability Score: 66    Another good and budget-friendly destination to retire in the USA is Wichita Falls, Texas. Boasting a decent livability score, a lower-than-average cost of living, and affordable home prices, retirees can stretch their retirement income when they choose to live in this city. 8. El Paso, Texas Insider Monkey Score: 26     Cost of Living Index: 81.9     Median Home Price:  $243,000         Livability Score: 80    El Paso is an ideal destination for retirees due to its warm climate, plentiful recreational opportunities, and many parks and open spaces. Home prices and cost of living are both below the national average, while a livability score of 80 implies retirees can live a good quality of life here. 7. Marion, Iowa Insider Monkey Score: 27 Cost of Living Index: 81.8     Median Home Price:  $211,000 Livability Score: 80 Good livability, affordable living expenses, and reasonable house prices have earned Marion a spot in our list of best cities to retire on a budget of $1800 a month. Retirees can explore places like the historic Granger House Museum, the Marion Arts Museum, and the Uptown Marion Market. 6. Ada, Oklahoma Insider Monkey Score: 29     Cost of Living Index: 75.8     Median Home Price: $159,000         Livability Score: 69    Revered for being a family city, Ada in Oklahoma is another fitting choice for retirees looking to retire on a budget. Home to many local boutiques, coffee shops, and galleries, the city offers its residents a good quality of life. Click to continue reading and see the 5 Best Cities to Retire on a Budget of $1800 a Month. Suggested Articles: 16 Best Mountain Towns for Retirement 20 States Where You May Not Be Able to Retire at Age 65 30 Most Affordable Beach Towns to Live in the US Disclosure: none. 20 Best Cities to Retire on a Budget of $1800 a Month is originally published on Insider Monkey......»»

Category: topSource: insidermonkey9 hr. 9 min. ago Related News

15 Highest Paying Countries for Photographers

In this article, we will look at the 15 highest paying countries for photographers. We have also discussed the challenges and growth of photography as a profession. If you want to skip our detailed analysis, head straight to the 5 Highest Paying Countries for Photographers.  The global Photography Services market is experiencing a huge growth, […] In this article, we will look at the 15 highest paying countries for photographers. We have also discussed the challenges and growth of photography as a profession. If you want to skip our detailed analysis, head straight to the 5 Highest Paying Countries for Photographers.  The global Photography Services market is experiencing a huge growth, with projections indicating a rise to $68,890 million by 2028 which is a significant increase from $50,760 million in 2021, at a CAGR of 4.4% during 2022-2028. This growth is attributed to several factors like the increasing adoption of advanced photography equipment such as DSLR cameras, drone cameras, and specialized lenses. These technological developments continue to empower photographers to overcome challenges related to weather and lighting while enhancing the quality of their services.  One of the examples that confirms the growth of photography services is that while China is facing rising youth unemployment, there has been an increase in summer tourism that has birthed novel job opportunities. Popular roles such as personal photographer-companions and travel photo quality assessors are being advertised extensively on platforms like Douyin. University and secondary school students dominate the workforce, charging hourly rates ranging from 1 yuan (14 US cents) to 100 yuan. Additional services like makeup and photo editing incur extra fees. However, unfortunately, photographers around the globe often find themselves undervalued and underpaid for their work, and it’s a multifaceted issue. One major reason is the oversaturation of the market, with more individuals entering the field than ever before. This abundance of photographers leads to increased competition, driving prices down as clients have more options to choose from. Additionally, many people view photography as a simple service rather than a specialized skill, further diminishing its perceived value. The rise of digital technology exacerbates this problem, making it easier for amateurs to produce acceptable results at a fraction of the cost. Furthermore, some clients prioritize budget-friendly options over quality, contributing to the downward pressure on prices. These factors also explain why photography was named as one of the worst jobs in the US for job security and salaries in 2018. Despite the factors, the demand for photography and videography jobs increased in 2023, with major growth in different related skills. According to freelancer.com, videography saw a remarkable increase of 53.7%, while photography jobs grew by 44.8%. Adobe Inc (NYSE:ADBE) Lightroom projects alone experienced 68.9% growth. Freelancers in the United States are capitalizing on this trend, charging up to $300/hour for photography, $200/hour for videography and video editing, and $160/hour for TikTok content creation. With brands increasingly incorporating video into their marketing strategies, the trend is expected to continue, reflecting a shift towards visually engaging content in the digital landscape. Freelance photography is the highest paying kind of photography.  Getty Images Holdings Inc (NYSE:GETY), a global visual content creator, recently garnered immense recognition at the 2024 White House News Photographers Association Still Photography Awards. Chief News Photographer Win McNamee led the charge with 12 awards, clinching the top spot in the Political Photo of the Year category for his coverage of Capitol Hill’s new Speaker election. McNamee’s accolades included first place in Political Portfolio, third place in Picture Story/Politics, and an Award of Excellence in the Presidential category. Moreover, Getty Images Holdings Inc (NYSE:GETY) Staff Photographers excelled across different categories. Patrick Smith secured first place in Sports Feature/Reaction and second place in Picture Story/Sports, among others. Chip Somodevilla’s achievements included second place in Picture Story/Politics and third place in Domestic News. Ken Mainardis, Getty Images Holdings Inc (NYSE:GETY) Global Head of Editorial, expressed immense pride in the team’s accomplishments, emphasizing their dedication and creative prowess, which reaffirms Getty Images Holdings Inc (NYSE:GETY)’s 30-year legacy of photographic excellence. The average Photographer base salary at Getty Images Holdings Inc (NYSE:GETY) is $63,000 per year. On the other hand, Shutterstock Inc (NYSE:SSTK)’s latest update has introduced AI-powered tools like Magic Brush that will enable users or photography professionals to edit images by simply describing desired changes. The beta AI image editor also offers features like generating alternate versions of stock images and automatically resizing images to fit required dimensions. However, AI-generated or edited content will not be eligible for licensing to protect contributor IP.  Shutterstock Inc (NYSE:SSTK)’s partnership with OpenAI has advanced further with an update to its AI image generator, integrating OpenAI’s DALL-E text-to-image generator. This expansion builds on Shutterstock Inc (NYSE:SSTK)’s commitment to compensating artists, with a contributor’s fund established last year. Competitors like Adobe Inc (NYSE:ADBE) and Canva are also exploring AI-powered image editing, indicating a broader trend towards capitalizing on AI for creative endeavors. Stock photography on Shutterstock Inc (NYSE:SSTK) is one of side hustles that can help you earn extra $500 a week. A film director, clapperboard in hand, behind camera filming a movie set. Our Methodology To list the highest paying countries for photographers, we identified the countries with the highest demand for photographers and then made a list for 25 countries with the average salaries for photographers. Of those 25, the 15 with the highest average salaries were selected and have been ranked. We acquired the data for average salaries of photographers for each country from ERI Economic Research Institute. The list is presented in ascending order. By the way, Insider Monkey is an investing website that uses a consensus approach to identify the best stock picks of more than 900 hedge funds investing in US stocks. The website tracks the movement of corporate insiders and hedge funds. Our top 10 consensus stock picks of hedge funds outperformed the S&P 500 stock index by more than 140 percentage points over the last 10 years (see the details here). So, if you are looking for the best stock picks to buy, you can benefit from the wisdom of hedge funds and corporate insiders. Here is a list of the highest paying countries for photographers: 15. France Average Salary: $50,156 France is renowned for its exclusive arts and culture, making it a high paying market for photographers. The country’s rich history, picturesque landscapes, and fashion industry create abundant opportunities for photographers to showcase their talents. Additionally, high demand for professional photography services, coupled with a strong economy, contributes to competitive pay rates, attracting photographers from around the world. Paris is one of the 15 Best Cities for Modeling in the World. 14. New Zealand Average Salary: $50,519 New Zealand’s stunning natural landscapes, diverse environments, and unique cultural heritage make it a hotspot for photography jobs. The country offers opportunities for capturing breathtaking scenery, wildlife, and adventure sports. Additionally, its thriving tourism industry drives demand for professional photographers to showcase the country’s beauty. It is one of the best countries for photographers.  13. Norway Average Salary: $54,879 Norway offers stunning natural landscapes including fjords, mountains, and the Northern Lights, providing abundant opportunities for captivating photography. Its unique light conditions, changing seasons, and unspoiled wilderness inspire creativity. Norway is also one of the highest paying countries for graphic designers.  12. Canada Average Salary: $55,813 In Canada, the demand for photographers varies across provinces and territories. Projections indicate a very good outlook in Quebec, with moderate opportunities in New Brunswick and Ontario. Manitoba sees good prospects, while Nova Scotia and Saskatchewan have limited demand. The situation is undetermined in Newfoundland and Labrador, Prince Edward Island, Alberta, British Columbia, Yukon Territory, Northwest Territories, and Nunavut. Over the next decade, approximately 6,800 new job openings are expected, with 5,700 new job seekers available to fill them.  It is one of the countries where photographers make the most money. 11. Ireland Average Salary: $56,263 Apart from being a high-paying career in the country, photography has played a pertinent role in revealing Ireland’s 1898 food shortage, bridging the gap between the well-fed and the hungry. As famine loomed, newspapers like the Manchester Guardian and nationalist outlets documented the crisis, while the Irish Field contributed impactful images. Photographs depicted dire living conditions, reliance on maize, and families surviving on minimal sustenance. Charitable efforts in Dublin and Manchester, aided by powerful lantern slide projections, raised awareness and funds. Through emotive imagery, photography transformed a regional concern into a national imperative. 10. Finland Average Salary: $56,531 Finland has a stable economy and strong support for arts that create a conducive environment for professional photographers. With a culture that values design and innovation, there’s a growing demand for photography in different industries, from tourism to advertising, making it an attractive place to pursue photography as a profession. It is one of the highest paying countries for photographers in Europe. 9. Iceland Average Salary: $57,930 High demand for photographers in Iceland stems from its breathtaking landscapes, including glaciers, waterfalls, and the Northern Lights, attracting tourists and couples for weddings or engagements. Additionally, influencers and brands seek unique backdrops for content creation. 8. Netherlands Average Salary: $57,938 The Netherlands has a vibrant cultural scene and picturesque landscapes, making it a high-paying market for photographers. With its bustling cities, historic architecture, and scenic countryside, there’s a constant demand for photography services ranging from weddings and events to commercial projects and tourism promotion, offering ample opportunities to make money. It is one of the countries that pay the highest salary for photography jobs.  7. Australia Average Salary: $58,251 Australia’s strong economy and thriving creative industry contribute to high-paying opportunities for photographers. Companies like Getty Images Holdings Inc (NYSE:GETY), News Corp Australia, and Fairfax Media offer competitive salaries for skilled professionals. Targeting industries such as advertising, fashion, tourism, and e-commerce can further lead to lucrative prospects, as demand for high-quality visual content remains consistently high. Additionally, sectors like real estate, events, and corporate photography also present high earning potential due to ongoing demand for visual storytelling and marketing materials. It is also one of the countries that produce the best fashion designers.  6. Austria Average Salary: $60,974 Austria offers a rich tapestry of landscapes, from the Alps to charming cities like Vienna and Salzburg, providing diverse backdrops for photography. Its cultural heritage, architectural wonders, and vibrant arts scene offer endless inspiration. Moreover, with a high work-life balance, it is one of the best countries for photographers to work in.  Click here to see the 5 Highest Paying Countries for Photographers. Suggested Articles: 16 Largest Photography Companies in the World 15 Highest Paying Countries for Graphic Designers 16 Largest Media Companies in the World in 2022 Disclosure: None. 15 Highest Paying Countries for Photographers is originally published on Insider Monkey......»»

Category: topSource: insidermonkey9 hr. 9 min. ago Related News

15 Highest Paying Countries for Chefs

In this article, we will look at the 15 highest paying countries for chefs. We have also discussed the recent developments in the culinary industry. If you want to skip our detailed analysis, head straight to the 5 Highest Paying Countries for Chefs.  The food service market is witnessing exponential growth, with a projected increase […] In this article, we will look at the 15 highest paying countries for chefs. We have also discussed the recent developments in the culinary industry. If you want to skip our detailed analysis, head straight to the 5 Highest Paying Countries for Chefs.  The food service market is witnessing exponential growth, with a projected increase from $2.85 trillion in 2023 to $6.3 trillion by 2031, indicating a remarkable CAGR of 10.45% during the forecast period. This increase is attributed to the evolving consumer lifestyle, technological developments, and rising disposable incomes, especially in emerging economies. A key driver of this growth is the growing convenience culture, where consumers look for quick and easy meal solutions due to their fast-paced lifestyles. This demand has led to the popularity of ready-to-eat meals, fast food, and food delivery services, contributing significantly to market expansion. Moreover, urbanization and changing lifestyles have increased the number of individuals eating out or ordering food, further propelling market growth. It is interesting to observe that major US restaurant chains, such as IHOP and Applebee’s, currently operate at about 90% of their pre-pandemic staffing levels, representing a trend persisting for at least four consecutive quarters. IHOP alone is adjusting by reducing operating hours in nearly a quarter of its US locations due to a shortage of overnight shift workers. Despite recent improvements in hiring, the industry remains approximately 635,000 workers short compared to pre-pandemic levels, constituting a 5.1% deficit as of July. In response to labor shortages, restaurant chains are implementing technological solutions and operational adjustments. For instance, Marco’s Pizza has integrated machines to expedite dough preparation, significantly reducing the time needed for this task. Additionally, Chili’s Grill & Bar is reevaluating kitchen processes to optimize labor efficiency, potentially saving millions in operating costs annually. To read more about automation in other industries, see the Industries Being Revolutionized By AI and Automation Technologies. It is also worth noting that the culinary profession often fosters a sense of passion and creativity, leading to job satisfaction and loyalty. Additionally, many chefs benefit from structured career advancement opportunities, such as promotions and skill development, which incentivize long-term commitment. This also explains why workers in the food industry exhibit high retention rates, with positions like sous chef (11.18%), executive chef (16.16%), and head chef (17.19%), according to recent data from Indeed.com. Chefs are known to have the happiest jobs in the world.  The highest paid job of a chef is that of an executive chef and the average salary for an Executive Chef is $85030 per year in US. Two of the highest paying companies for chefs in the US are Brinker International, Inc (NYSE:EAT) and Darden Restaurants, Inc (NYSE:DRI). Brinker International, Inc (NYSE:EAT) is a renowned casual dining restaurant company that has an extensive global presence with over 1,600 restaurants across 29 countries and two US territories. Among its celebrated brands are Chili’s Grill & Bar, Maggiano’s Little Italy, and the virtual brand It’s Just Wings. Established in Dallas, Texas, in 1975, Chili’s revolutionized casual dining with its bold flavors, quality ingredients, and Texas-sized portions, all served in a welcoming “come as you are” atmosphere. This ethos remains ingrained in Brinker International, Inc (NYSE:EAT)’s culture, ensuring guests feel at home in every visit. Chefs within Brinker International, Inc (NYSE:EAT) enjoy lucrative salaries, thanks to the company’s success and demand for skilled culinary professionals. With over 100,000 team members worldwide, Brinker International, Inc (NYSE:EAT)  offers ample opportunities for growth and advancement. The company’s commitment to quality extends beyond its flagship brands, as evidenced by the launch of It’s Just Wings in 2020, a virtual brand operating out of existing Chili’s and Maggiano’s locations. Furthermore, Brinker International, Inc (NYSE:EAT) has a strong focus on sustainability and community engagement, reflecting its dedication to making a positive impact beyond the dining experience. Through its scratch kitchens and family-style dining options at Maggiano’s, the company fosters an environment where guests can celebrate life’s special moments.  On the other hand, Darden Restaurants, Inc (NYSE:DRI) has been a highly trusted name when it comes to culinary experience. The company reported a strong growth in its Q2 Fiscal 2024 earnings, with total sales increasing by 9.7% to $2.7 billion and adjusted diluted net earnings per share rising by 21.1% to $1.84.  Darden Restaurants, Inc (NYSE:DRI)  also announced a raised quarterly dividend of $1.31 per share and repurchased $181 million of its common stock. The company updated its fiscal 2024 outlook, projecting total sales of approximately $11.5 billion and adjusted diluted net earnings per share from continuing operations of $8.75 to $8.90, signaling confidence in its performance despite industry challenges. Segment-wise, Olive Garden and LongHorn Steakhouse saw significant same-restaurant sales growth, while the Fine Dining and Other Business segments experienced declines. Darden Restaurants, Inc (NYSE:DRI)’s strong financial performance was reflected in positive segment profit across the board. A busy restaurant kitchen with a chef carefully plating a meal. Methodology To list the highest paying countries for chefs, we identified the countries with the highest demand for chefs and then made a list for 25 countries with the average salaries for chefs. Of those 25, the 15 with the highest average salaries were selected and have been ranked. We acquired the data for average salaries of chefs for each country from the Economic Research Institute (ERI). The list is presented in ascending order. By the way, Insider Monkey is an investing website that uses a consensus approach to identify the best stock picks of more than 900 hedge funds investing in US stocks. The website tracks the movement of corporate insiders and hedge funds. Our top 10 consensus stock picks of hedge funds outperformed the S&P 500 stock index by more than 140 percentage points over the last 10 years (see the details here). So, if you are looking for the best stock picks to buy, you can benefit from the wisdom of hedge funds and corporate insiders. 15. Finland Average Salary: $47,173 Finland’s reputation as one of the highest-paying countries for chefs can be attributed to several factors deeply rooted in its culture and culinary evolution. Traditional Finnish cuisine with stews, root vegetables, and locally sourced ingredients, has evolved over centuries, blending influences from Swedish and Russian governance periods. Recent decades saw an increase in gastronomic innovation, with Helsinki boasting seven Michelin-starred restaurants and a burgeoning fine dining scene. 14. Canada Average Salary: $47,613 In Canada, the demand for chefs has been notably high, with projected job openings totaling 33,800 from 2022 to 2031. However, this demand is overshadowed by an influx of 44,900 new job seekers during the same period. This surplus of potential workers is expected to shift the occupation from a previous shortage to balanced conditions. Nevertheless, owing to the high quality of life and work-life balance, Canada is one of the best countries for chefs. 13. United Arab Emirates Average Salary: $48,874 The UAE is one of the highest paying countries for chefs in Asia owing to its flourishing hospitality industry, characterized by luxury hotels and ambitious projects. The region’s relentless pursuit of culinary excellence demands top-tier talent, driving up salaries for skilled chefs. Grand hotels like the Burj Al Arab and Atlantis, the Palm, are global examples of world-class dining experiences, necessitating highly trained culinary professionals.  Owing to the country’s emphasis on culinary experiences, the UAE is one of best countries for chef courses. 12. Ireland Average Salary: $49,342 In response to shortages, Ireland is offering diverse chef courses. For example,  Ulster University’s Culinary Arts Management course prepares for roles like Head Chef, Executive Chef. Owing to the high salaries and an excellent culinary industry, Ireland is one of the best countries for chef jobs. 11. Iceland Average Salary: $49,376 Iceland presents a unique opportunity for chefs owing to its emphasis on fresh and locally sourced ingredients such as abundant seafood and geothermally grown produce. The country’s culinary scene is burgeoning, with a growing number of acclaimed restaurants showcasing innovative Nordic cuisine. It is one of the best places to work as a chef. 10. Netherlands Average Salary: $50,849 The Netherlands has a rich culinary heritage, with its traditional dishes like stamppot and stroopwafels, alongside a vibrant street food culture influenced by its multicultural society. Furthermore, the Netherlands’ commitment to sustainability extends to its food industry, promoting organic farming and reducing food waste. This emphasis on ethical sourcing aligns with modern culinary trends and attracts chefs aspiring to make a positive impact through their cuisine. It is one of the countries with the best paying chef jobs. 9. Austria Average Salary: $51,172 Recently, the Austrian Airlines reintroduced its Flying Chefs for premium long-haul passengers, enhancing the dining experience with Austrian cuisine and hospitality. Dubbed “Tastefully Austrian,” the upgraded menu features expanded options including Viennese coffee service and a cheese trolley in business class.  Austria is one of the countries where chefs get paid the most in the world. 8. Norway Average Salary: $51,925 Norway’s culinary industry thrives on its rich seafood offerings and commitment to sustainable practices, inspiring chefs worldwide. Renowned chefs like Eyvind Hellstrom, celebrated for his innovative Nordic cuisine, and Christopher Haatuft, known for his farm-to-table approach at Lysverket, exemplify Norway’s culinary excellence.  7. Germany Average Salary: $52,348 Germany is popular for its high-paying chef positions owing to its strong culinary culture and demand for skilled professionals. Notable hotels like Hotel Adlon Kempinski and Brenners Park-Hotel & Spa in Baden-Baden are known for offering competitive salaries to chefs.  Renowned chefs such as Tim Raue and Heinz Beck have also contributed to Germany’s culinary reputation. It is one of the highest paying countries for chefs in Europe. 6. Australia Average Salary: $52,759 The culinary profession holds the record for the largest pool of applicants awaiting their PR visas, totaling 1,923 individuals in Australia. This trend highlights a rising demand for hospitality experts within the country. Australia’s culinary sector has been notably impacted by the pandemic, resulting in a dearth of skilled chefs and prompting an immediate requirement for proficient and seasoned professionals to address the vacancies. Moreover, according to the latest Labour Market Update report from Jobs and Skills Australia, Chefs have secured the 8th position among the highly demanded occupations in the country. Click here to see the 5 Highest Paying Countries for Chefs. Suggested Articles: 30 Highest Paying Jobs In The World In The Future 30 Highest Paying Jobs That Don’t Require a Degree or Experience 15 Highest Paying Countries For Physiotherapists in the World Disclosure: None. 15 Highest Paying Countries for Chefs is originally published on Insider Monkey......»»

Category: topSource: insidermonkey9 hr. 9 min. ago Related News

15 States That Don’t Tax Retirement Pension Payouts

This article takes a look at the 15 states that don’t tax retirement pension payouts. If you wish to skip our detailed analysis on navigating retirement taxes, you may go to 5 States That Don’t Tax Retirement Pension Payouts. Navigating Retirement Taxes: From Strategic Planning to State Choices If you think taxes are going to […] This article takes a look at the 15 states that don’t tax retirement pension payouts. If you wish to skip our detailed analysis on navigating retirement taxes, you may go to 5 States That Don’t Tax Retirement Pension Payouts. Navigating Retirement Taxes: From Strategic Planning to State Choices If you think taxes are going to leave you alone in retirement, think again. Contrarily, they do exist even in your golden period, underscoring the importance of proactive planning to navigate their impact effectively. According to The Charles Schwab Corporation (NYSE:SCHW), there are two “unknowns” looming in retirement: the taxable portion of your income, and their tax rate. Even though these unknowns exist, The Charles Schwab Corporation (NYSE:SCHW) asserts that it is still possible to plan for a “potentially better tax outcome”. “One approach is to use accounts with a variety of tax treatments so you can better control your taxable income in retirement”. -Rob Williams, managing director of financial planning, retirement income, and wealth management at the The Charles Schwab Corporation (NYSE:SCHW) Center for Financial Research. The four main account types—tax-deferred, Roth, taxable, and health savings accounts (HSAs)—offer unique tax advantages. Employing strategies such as capturing employer matches, utilizing HSAs for medical expenses, maximizing tax-advantaged savings, investing tax-efficiently, and considering Roth conversions can offer a diversified and flexible approach to managing taxes in retirement. “Anticipating future tax rates is always a bit of a guessing game, but with several account types at your disposal, there’s potential to build in flexibility and a surprising level of control over future tax bills.” – Rob Williams Employing this approach can indeed provide a measure of control over your retirement taxes. Yet, a significant number of retirees are also leveraging an alternative strategy: moving states. That’s right, a large number of homebuyers have been actively moving states in the past many years, many of whom are retirees. For the fourth consecutive year, California leads U-Haul Holding Company (NYSE:UHAL)’s Growth Index as the state with the highest number of outbound moves, according to a study conducted by U-Haul Holding Company (NYSE:UHAL). California is notorious for its high cost of living, and it is no surprise that homebuyers are looking to move out and into states that offer nicer weather, and lower cost of living. The U-Haul Holding Company (NYSE:UHAL) Report claims that their growth index “is an effective gauge of how well states and cities are attracting and maintaining residents”, even though it does not directly correlate to economic or population increases. So where are potential retirees moving anyway? Apparently, Texas, Florida, and the Carolinas are the most popular states that individuals are moving to. Texas and Florida are not only revered for their warm climate, but also because of their attractive cost of living. Moreover, both of these states don’t tax social security. Since retirees have fixed incomes to depend on, they are increasingly favoring states that have a lower tax burden, a lower-than-average cost of living, and a warm climate to ensure they can lead a comfortable life. This article delves into the tax landscape for retirees, specifically focusing on states that offer the advantage of not taxing retirement pension payouts. Understanding the tax landscape can significantly impact financial decisions and contribute to a more secure and informed retirement. Therefore, let us embark on this exploration to uncover how much a retiree can benefit by choosing a state that doesn’t tax retirement pension payouts. Copyright: javenlin1018 / 123RF Stock Photo Methodology To compile the list of states that don’t tax retirement pension payouts, we have filtered out all the states that tax pension incomes. Next, we ranked the states on their cost of living index and tax friendliness. Cost of living has been sourced from the Missouri Economic Research & Information Center, whereas tax-friendliness has been sourced from Smart Asset. Scores were summed up and places were ranked in ascending order from the lowest to the highest Insider Monkey Score. By the way, Insider Monkey is an investing website that tracks the movements of corporate insiders and hedge funds. By using a similar consensus approach, we identify the best stock picks of more than 900 hedge funds investing in US stocks. The top 10 consensus stock picks of hedge funds outperformed the S&P 500 Index by more than 140 percentage points over the last 10 years (see the details here). Whether you are a beginner investor or a professional one looking for the best stocks to buy, you can benefit from the wisdom of hedge funds and corporate insiders. Here are all the states that don’t tax retirement pension payouts: 15. Hawaii Insider Monkey Score: 2 Cost of Living Index: 180.3   Tax Friendliness: Moderately Tax-Friendly Hawaii is considered a moderately tax-friendly state that doesn’t tax Social Security benefits or income from public and private pensions. However, other types of retirement income, such as withdrawals from retirement accounts, are charged at a high-income tax rate. The combined sales tax rate for the state is 4.4%, and even groceries are taxed. Prescription drugs, however, are tax-exempt. The average effective property tax rate is one of the lowest in the US at 0.29%, largely because home prices in the state are high. The cost of living in the state is a whopping 80.3% higher than the national average. Moderate tax-friendliness, high cost of living, and high home prices make Hawaii one of the worst states to retire to for taxes and cost of living. 14. Washington Insider Monkey Score: 6 Cost of Living Index: 116      Tax Friendliness: Tax-Friendly Another state that doesn’t tax your pension or social security is Washington. The state of Washington doesn’t tax any form of retirement income, which is why retirees can enjoy their fixed incomes tax-free in this state. This is good news even for the retiree who wishes to work after retirement, as they can enjoy tax-free income in the state. Property taxes in the state are also less than the national average, with the average effective property tax rate standing at 0.94%. However, the one tax this state relies on heavily for its revenue is the sales tax, which is 6.5%. The combined sales tax rate can be as high as 10.5%, whereas the cost of living is also 16% higher than the national average. 13. New Hampshire Insider Monkey Score: 7 Cost of Living Index: 114.1   Tax Friendliness: Tax Friendly New Hampshire is another state that doesn’t tax retirement pension payouts. The state doesn’t tax social security benefits either. However, dividends and interests are taxed for the current tax year at 5% and will continue to be taxed until it’s phased out by December 2024. According to the NH Department of Revenue Administration, the I&D (Interests and Dividends) tax shall be repealed for taxable periods beginning after December 31, 2024. The state doesn’t have a sales tax, either. However, property taxes are some of the highest in the country. 12. Pennsylvania Insider Monkey Score: 10 Cost of Living Index: 95.6     Tax Friendliness: Tax-Friendly Next up on our list of states that don’t tax retirement pension payouts is Pennsylvania. Social Security benefits are not taxed in the state, whereas payments from retirement accounts like 401(k)s and IRAs are also tax-exempt. Income from pensions is also tax-exempt for seniors who are aged 60 or older. Moreover, the cost of living is 4.4% lower than the national average. The average total sales tax rate is 6.17%, while property taxes are quite high. 11. Texas Insider Monkey Score: 11 Cost of Living Index: 92.7     Tax Friendliness: Tax-Friendly Texas doesn’t tax retirement income or pension payouts since there is no income tax in the state. The cost of living is also favorable for retirees, which is 7.3% lower than the national average. While the cost of living and taxes are favorable for the average retiree, the state does however earn its revenue from the high sales and property taxes in the state. The average effective property tax rate in the state is 1.9%, which is one of the highest in the country. On the other hand, the sales tax rate is about 6.25%, and the local sales tax can be as high as 2%. 10. Alaska Insider Monkey Score: 12 Cost of Living Index: 125.2   Tax Friendliness: Very Tax-Friendly Alaska may be known for its crazy high cost of living, but the state doesn’t tax retirement income or social security. There is no sales tax, no estate tax, and no inheritance tax either. However, there is a property tax, which stands at 1.17%. Alaska may be very tax-friendly for retirees, but the high cost of living and harsh weather tend to offset this financial advantage. No wonder it is one of the worst states to retire on social security. 9. Iowa Insider Monkey Score: 13 Cost of Living Index: 90.3     Tax Friendliness: Moderately Tax-Friendly Iowa is a moderately tax-friendly state to retire to, with a favorable cost of living. The living expenses in this state are 9.7% lower than the national average. Regarding taxes on retirement income, all retirement income is exempt for taxpayers who are at least 55 years old. The sales tax rate is 6%, while the combined rate can be as high as 7%. Certain exemptions are available such as on food, prescription drugs, and some types of non-prescription medication. 8. Illinois Insider Monkey Score: 14 Cost of Living Index: 92.1     Tax Friendliness: Tax-Friendly Another state that doesn’t tax retirement pension payouts is Illinois. The state of Illinois charges a flat individual income tax rate of 4.95%. However, seniors don’t have to pay taxes on retirement income. Income from most retirement plans is exempt from taxes, which includes payments from qualified employee benefit plans (401(k) plans and traditional pensions), government retirement plans, military pensions, and IRAs. Earnings from other sources, such as investment income, are taxable. 7. Nevada Insider Monkey Score: 15 Cost of Living Index: 101      Tax Friendliness: Very Tax-Friendly The state of Nevada is very tax-friendly for retirees, and the cost of living is a tad bit high (1% higher than the national average). This is because the state doesn’t have an income tax, and retirees get to receive their income tax-free. Property taxes in the state are low as well, whereas sales taxes are a little higher than the national average. 6. Tennessee Insider Monkey Score: 15 Cost of Living Index: 90.3     Tax Friendliness: Tax-Friendly The state of Tennessee doesn’t have an income tax either. This means that at the state level, retirement income isn’t taxed for retirees. property taxes in the state are quite low as well. The average effective property tax rate is 0.65%, while the sales tax rate is 9.61%. Nevertheless, the cost of living is an advantage of retiring here, which is 9.7% lower than the national average. Click to continue reading and see the 5 States That Don’t Tax Retirement Pension Payouts. Suggested Articles: 16 Best Mountain Towns for Retirement Real Estate Investing For Beginners: 11 Best Stocks To Buy 15 Countries With Economic Growth or Debt Problems in 2024 Disclosure: None. 15 States That Don’t Tax Retirement Pension Payouts is published on Insider Monkey......»»

Category: topSource: insidermonkey9 hr. 9 min. ago Related News

S&P 500 Price Prediction in 2030: Bull, Base & Bear Forecasts

The future can be notoriously hard to predict, especially where the stock market is concerned. However, that doesn’t stop experts from trying! Out of all the stocks out there, the S&P 500’s (NYSE: SPY) price looms large. As one of the major indexes, everyone has something to say about its future price. We’ll explore some […] The post S&P 500 Price Prediction in 2030: Bull, Base & Bear Forecasts appeared first on 24/7 Wall St.. The future can be notoriously hard to predict, especially where the stock market is concerned. However, that doesn’t stop experts from trying! Out of all the stocks out there, the S&P 500’s (NYSE: SPY) price looms large. As one of the major indexes, everyone has something to say about its future price. We’ll explore some expert opinions and analyze historical trends in this article. Of course, even with all the expert opinions in the world, predicting the future is still next to impossible. Let’s dive into the potential factors that may shape the S&P 500’s journey into 2030. S&P 500’s Performance Last Decade The S&P 500 has seen steady growth over the last decade, but that doesn’t necessarily predict future success. The S&P 500 had a strong decade from 2014 to 2023. The index saw significant growth. However, it also experienced periods of volatility. It wasn’t always shooting for the stars. The index saw an impressive return of 163% over the last decade, which is an annualized growth of around 10.26%. This performance was around the historic performance of the index, though. While 163% may seem like a lot, it isn’t that surprising. The trend overall was positive. However, the market did experience significant periods of volatility over the last decade, with some huge corrections. This return assumes that the dividends were reinvested, though. In other words, they were used to purchase additional sales, amplifying the return. Returns would be a bit lower if the dividend was pocketed. 3 Key Drivers of the S&P 500’s Performance Through 2030 The Federal Reserve’s policies can significantly impact the country’s economic growth. Predicting the future of the S&P 500 is inherently challenging. After all, no one has a crystal ball. However, understanding some key drivers can help us make more accurate predictions: 1. Economic Growth A strong, sustained economy both at home and abroad is vital to support growth for the companies in the S&P 500. Because these companies are so large, much of the growth potential is directly linked to how well the economy is doing. These companies tend to have higher stock prices when the economy is improving. On the other hand, an economic slowdown could harm the stock’s growth. Of course, lots of factors affect the overall economy, like political stability and global trade politics. All of these factors also affect the S&P 500. 2. Technological Innovation Many of the stocks in the S&P 500 are tech-focused companies. Therefore, the development and adoption of new technologies greatly impact the S&P 500’s stock price. If we continue to see breakthroughs in artificial intelligence, automation, and renewable energy, the whole index may see continued growth. However, technological investments can also be hit-or-miss. These investments don’t always work out and can hit a company’s bottom line. Plus, other industries may see disruption because of these advancements. This may impact the companies in the S&P 500 or affect the underlying stock price. 3. Monetary Policy The monetary policy of the United States government also impacts the stock market, including the S&P 500. Specifically, interest rates set by the Federal Reserve could impact investment decisions. Lower interest rates make stocks more attractive than bonds, increasing stock prices. Rising interest rates may lead to increased interest in fixed-income options, though. S&P 500 Price Prediction in 2030: Bull, Bear & Base Predicting the stock market is exceptionally hard, so you should always be prepared for a loss. Don’t invest money you can’t afford to lose. We predict the S&P 500 will increase around 60-80% from its current levels by 2030. However, there is always the chance that unforeseen events could affect these numbers. There is also a small chance that all the factors we discussed above may turn out positively or negatively. Let’s take a look at the bull, bear, and base case a bit closer: Bull Case for S&P 500 Prices A bull case for the S&P 500 would include 80-120% growth. This very optimistic scenario assumes that a lot goes right and very little goes wrong. There would need to be a strong economic boom beyond the usual steady growth. Technological breakthroughs and a surge in consumer spending may fuel this boom. Either way, corporate earnings would need to be exceedingly strong. Likely, there would also be disruptive innovations. These changes may create entirely new industries or change existing ones. The companies in the S&P 500 would probably change as some industries see tons of growth while others shrink. Companies at the forefront of innovation would likely see the highest amount of growth. On top of this innovation, the S&P 500 must-see supportive government policies. Stable global relations and little political tension would be required to encourage a thriving economy and keep investor outlooks high. Base Case for S&P 500 Prices The base case shows a 60-80% growth in the S&P 500. This scenario assumes moderate and sustained global economic growth, which will increase the value of stocks accordingly. Corporate earnings will continue to grow steadily. The exact factors that lead to this growth are less important. Stable trade policies, increasing global trade, and lowered inflation could all play a role. However, in the end, the only thing that matters is steady growth. Continued development in artificial intelligence and automation could drive innovation and increase stock prices, too. Innovation can be a key driving role in company valuations, which will increase the S&P 500’s price. This scenario also assumes that there are relatively stable interest rates. There is some room for up-and-down movement as the economy shifts. However, exceptionally high and exceptionally low interest rates could lead to more or less growth. Bear Case for S&P 500 Price The bear case could see lower-than-average growth of under 60%. In a very rare case, the S&P 500 may even see a decline of up to 20%. However, a few very big things would need to go poorly. For instance, a significant economic downturn would likely drag the S&P 500 down. A global recession, trade wars, or other financial hardships would need to occur. These events would lead to declined corporate earnings. There would also be plenty of geopolitical tensions, leading to instability. Investors tend to be less confident when global politics become spicy, which would impact the price of the S&P 500. Significant interest rate hikes may also lower the growth of the S&P 500. However, other factors would also need to be at play for the growth to be slowed substantially for a long period. Sponsored: Want to Retire Early? Here’s a Great First Step Want retirement to come a few years earlier than you’d planned? Or are you ready to retire now, but want an extra set of eyes on your finances? Now you can speak with up to 3 financial experts in your area for FREE. By simply clicking here you can begin to match with financial professionals who can help you build your plan to retire early. And the best part? The first conversation with them is free. Click here to match with up to 3 financial pros who would be excited to help you make financial decisions. The post S&P 500 Price Prediction in 2030: Bull, Base & Bear Forecasts appeared first on 24/7 Wall St.......»»

Category: blogSource: 247wallst9 hr. 11 min. ago Related News

US stocks climb after latest inflation data to end February with strong gains

The Dow hit a four-month streak of gains. The S&P 500 and the Nasdaq Composite closed at record highs to close out February. US stocks just capped off a winning February.AP Photo/Richard Drew US stocks traded higher on Thursday following the latest PCE data. The Dow hit four consecutive monthly gains, while the S&P 500 and the Nasdaq closed at records.  The Fed's preferred inflation gauge was in line with expectations.  US stocks climbed on Thursday, cementing a winning month for investors and continuing this year's strong rally. Major averages ended the day higher, and the S&P 500 and the Nasdaq Composite closed at record highs. The Dow Jones Industrial Average notched a four-month winning streak for the first time since May 2021, while the S&P 500 climbed more than 4.5% during the month, bringing its year-to-date gain to about 6.8%.Investors took in fresh inflation data before markets opened, with the US Department of Commerce reporting the personal consumption expenditures price index rose 0.3% month-over-month, and 2.4% year-over-year, matching consensus estimates.Core PCE also fell in line with expectations, rising 0.4% month-over-month and 2.8% compared to a year ago. Economists at Macquarie wrote in a note that the latest data suggest gradual disinflation remains likely."There is no change to our FOMC baseline call with this release," the economists wrote in a Thursday note."We continue to expect the first rate cut in July, a total of 50 bps of cuts in 2024, and a further 50 bps in 2025."Bitcoin on Thursday continued its rise back toward all-time highs. The coin traded as much as 6% higher during the day before paring gains. It spiked again late in the day after Bloomberg reported that Wells Fargo and Bank of America would begin offering clients access to the approved spot ETFs. Bitcoin traded at $62,280 late Thursday afternoon. In the housing market, new data on pending home sales showed an unexpected drop in January as mortgage rates continue to hover near 7%.Still, the US housing market is starting to show some signs of moderate easing as new listings of homes for sale climbed 12.9% compared to a year ago, good for the biggest jump in almost three years, per Redfin. Here's where US indexes stood as the market closed at 4:00 p.m. on Thursday: S&P 500: 5,095.88, up 0.52%Dow Jones Industrial Average: 38,994.29, up 0.12% (-45.27 points)Nasdaq Composite: 16,091.92, up 0.9%Here's what else is going on: The record rally in stocks hasn't yet ignited a speculative FOMO mentality among day traders.The bitcoin ETF boom marks the crypto's "IPO moment," one investment chief said.The head of the European Commission said profits from frozen Russian assets should be used to help buy weapons for Ukraine.C3.ai stock surged double-digits after its strong earnings beat.BlackRock's bitcoin ETF took in $520 million in a single day this week.In commodities, bonds, and crypto: Oil prices fell, with West Texas Intermediate down 0.37% to $78.25 a barrel. Brent crude, the international benchmark, traded about flat at $83.62 a barrel.Gold edged higher 0.4% to $2,052.60 per ounce.The 10-year Treasury yield slipped three basis points to 4.244%.Bitcoin climbed 3.0% to $62,084.Read the original article on Business Insider.....»»

Category: smallbizSource: nyt9 hr. 27 min. ago Related News

30 Worst Countries for Women’s Rights

In this article we are going to take a look at the 30 worst countries for women’s rights. History demonstrates that being a woman has never been simple, and this is still the case today with issues like income disparities, discrimination based on religion, and gender inequality, particularly in these 30 worst countries for women’s […] In this article we are going to take a look at the 30 worst countries for women’s rights. History demonstrates that being a woman has never been simple, and this is still the case today with issues like income disparities, discrimination based on religion, and gender inequality, particularly in these 30 worst countries for women’s rights. Even though it is common knowledge that women work in teams, manage teams, attend schools, teach others, drive cars, own homes, have full control over their bodies, and so forth, there are countless locations worldwide where this is not the case or where it is not even considered a possibility. These actions aren’t conceivable primarily because of religious beliefs, and they occur in places where radical interpretations of holy texts are practiced, mostly for the benefit of national leaders. 30 worst countries for women’s rights Puberty is often seen as a sign to restrict a girl’s freedom of movement, education, social interactions, sexuality, and life experiences. Because of societal expectations around gender roles, teenage females may also be disproportionately affected by household chores, pressure to be married, early pregnancy risks, and acts of sexual and gender-based abuse in these 30 worst countries for women’s rights. As per the reports of UNICEF, Adolescent females between the ages of 10 and 14 are twice as likely as boys of the same period to devote excessive amounts of time—at least 21 hours a week—to home duties globally. Across the globe, 24% of teenage females between the ages of 15 and 19 are not in education, employment, or training (NEET), whereas just 12% of boys in the same age range are. Approximately thirteen million adolescent girls between the ages of 15 and 19—one in every 20—have at some point engaged in forced sex, one of the most severe types of sexual abuse that may occur in a woman or a girl. Approximately one in three females between the ages of 15 and 19 who have nationally representative statistics have experienced female genital mutilation (FGM). The three criteria of inclusion, justice, and security were used by the Women, Peace, and Security Index to rank the situation of women in 177 different nations in 2023. The Central African Republic, the Democratic Republic of the Congo, South Sudan, Yemen,  Burundi, Syria, Eswatini (previously Swaziland), Somalia, and Iraq are on the list of the 30 worst countries for women’s rights. Developed countries performed well overall in the rating. The country with the best ratings was Denmark, known for gender equality in the workplace, childcare, and educational settings. Switzerland, Sweden, Finland, Iceland, Luxembourg, Norway, Austria, the Netherlands, and New Zealand were other countries that tied for first place. According to the ranking, women in sub-Saharan Africa have the lowest status worldwide, followed by those in the Middle East and North Africa. Nevertheless, the United Arab Emirates defies this pattern, surpassing a few emerging nations, including the U.S. No nation has yet attained complete gender parity, according to the 2023 Global Gender Gap Index. However, the top nine—Iceland, Norway, Finland, New Zealand, Sweden, Germany, Nicaragua, Namibia, and Lithuania—have reduced at least 80% of their gaps. Iceland (91.2%) holds the top spot for the fourteenth consecutive year. Furthermore, it is the only nation to have reduced the gender gap by more than 90%. Methodology We looked through the most recent data and trends on Google News to determine the rating of the 30 worst countries for women’s rights. We also considered these articles from the Insider Monkey database: 1, 2, 3, 4 and 5. We have ranked these countries based on current issues that are still going on and, on the criteria, used by the Women’s Peace and Security Index in 2023. We have ranked the countries in descending order. Let’s have a look at the 30 worst countries for women’s rights. 30 Worst Countries for Women’s Rights – Dangerous Countries for Women 30- Comoros There are 217 pregnancy-related deaths per 100,000 live births in the Comoros. In the Comoros, the maternal mortality ratio decreased from 456 in 2000 to 217 in 2020. The Comoros have a lower maternal death rate than the average for the area. Compared to Sub-Saharan Africa, the Comoros has a lower adult female literacy rate. In the Comoros, the percentage of males and females in the labour force is 55.1% and 33.3%, respectively, for 2022. 29- Kenya Kenya’s gender gap index score in 2023 was 0.71, which indicated that women had a roughly 27% lower chance of having the same opportunities as men. The majority of measures with higher gender differences focused on political empowerment. In Sub-Saharan Africa, Kenya came in at fifteen out of thirty-six countries. 28- Congo The Republic of Congo’s laws, according to the OECD’s Social Institutions & Gender Index, disproportionately punish women for adultery, which is illegal, do not grant women the same rights as men in marriage, divorce, or inheritance, and they continue to allow child marriage of girls even though the law forbids it. Approximately 1 in 3 women experience violence at the hands of an intimate partner. 27- Mauritania The biggest barrier to girls’ empowerment is the high percentage of females dropping out of school (18%) and child marriages (39%) caused by adolescent pregnancies. Women continue to participate in the labor market at a disproportionately low rate, with the majority of them working in the unorganized sector. They also have major obstacles regarding business, financing availability, and land and property ownership. 26- Madagascar In Madagascar, 32% of women said that males had the right to abuse their wives or partners. There are hardly 4% of women in Madagascar’s political arena. Women’s Rights in Madagascar, where 24% of women experience abuse and are frequently shut out of the social, political, and economic arenas, education addresses the gender gap. Per the Women’s Peace and Security Index, it is among the 30 worst countries for women’s rights. 25- Djibouti Although female genital mutilation has been prohibited in this East African nation that borders Ethiopia, Somalia, and Eritrea since the 1980s, 78% of women and girls still undergo the procedure, according to UNICEF. Even in the poorest nations, just 41% of women in the country have access to a cell phone. This is an exceptionally low percentage. Approximately 27% of women have experienced violence from an intimate relationship. 24- Liberia Gender-based violence, or GBV, is pervasive and frequently perceived as a personal, family issue. The Liberia Demographic and Health Survey for 2019–2020 reports that 9% of women aged 15–49 and 60% of women who have suffered physical violence have also experienced sexual violence. Of the women who have endured sexual or physical abuse, less than half (42%) have ever sought assistance. 23- Papua New Guinea Compared to men, women and girls have much less access to health care and educational resources. In addition, women are significantly underrepresented in politics at all levels of government (there are only three female lawmakers out of 111). Girls and women are frequently seen as commodities that may be traded for cash, presents, or to settle tribal conflicts. 22- Guinea-Bissau Nonetheless, gender equality in Guinea-Bissau still needs effort. Of the women in the 20–24 age group, 25.7% had been married or in a partnership before turning 18. In 2017, 84 births per 1,000 women aged 15 to 19 decreased from 106.4 births per 1,000 in 2012. Women had just 13.7% of the parliamentary seats as of February 2021. 21- Palestine Amnesty International notes that although apartheid is still practised in Palestine through “Israeli military occupation and discriminatory rule,” the human rights organization also highlights discrimination and internal corruption in the West Bank and Gaza Strip. Women had worse rights than males in 2021 when it came to divorce, child custody, inheritance, and violence against women. Women who refused to give up their heritage or who fought for additional rights related to their status and received insufficient support from the government were assaulted by relatives. 20- Burkina Faso Almost half of Burkinabe believe that marriage before the age 18 is appropriate, and nearly half of all women are married before that age. 90% of individuals think women should be responsible for providing unpaid care, and 70% do not think this labour should be shared. Less than 10% of Burkinabe women are represented in the national parliament, significantly less than the global average of 23.3%, indicating that they still need to be more represented in politics. 19- Mali Women only earn around half as much as men, women’s literacy rates are just 29%, while men’s rates are approximately 48%. These are among the several factors contributing to the chart’s decline. In a nation where women have been able to vote since 1956, just 16 % of cabinet seats and only 9 % of parliamentary chairs are held by women. It makes Mali one of the 30 worst countries for women’s rights to live in. 18- Pakistan Pakistan is also on the list of the 30 worst countries for women’s rights. Pakistan’s position in the WPS index is 158th out of 177. In Pakistan, Women’s financial inclusion is low (7%). Less than four years of education for female students. A little over 21% of women are employed. Significantly biased societal and legal structures, together with elevated rates of violence against intimate partners. 17- Cameroon 3.9 million People needed humanitarian aid in 2022. In addition, 979,000 individuals—94% of whom were women and girls—need services related to gender-based violence (GBV). With a 2019 HDI score of 0.563, the nation is ranked 153rd out of 189 countries in the “Average human development” category. With a 2019 Gender Inequality Index score of 0.560, Cameroon is ranked 141st out of 162 nations. 16- Nigeria According to the Inter-Parliamentary Union’s (IPU) global rating of women in national parliaments, Nigeria ranked 184th out of 187 nations. Before this, in 2016, Senate Deputy Minority Leader Emmanuel Bwacha (Taraba South) cautioned women to understand the boundaries of their freedom, seemingly quoting the Bible: “Every woman who has freedom must know that such freedom has limitations.” She has to be aware that a man is in charge of her. 15- Chad Chad is one of the 30 worst countries for women’s rights. According to U.N. Women, around 18% of Chadian women had access to contemporary family planning techniques, and over 61% of women in the country’s 20–24 age group were married before turning 18. With an average attendance duration of about 1.3 years, women in this north-central African nation have some of the lowest rates of schooling in the whole globe, and just 37% of Chadian women use cell phones, which is among the lowest percentages in the world. 14- Sudan According to the organization, “armed militia attacks on women farmers in conflict areas are resulting in increased levels of violence against them, including killing, injuries, and rape while they are farming or gathering wood and water.” 2.7 million Women and girls in Sudan require assistance for response, mitigation, and protection against violence. 10% of Sudanese women have a bank account, while only 25% are employed. 13- Myanmar In Myanmar, where war and economic desperation have left women and girls vulnerable to being enticed to China with false promises and sold as “brides,” trafficking of women and girls is still a major issue. The Myanmar Anti-Human Trafficking Police Force recorded 94 incidents of trafficking involving 140 victims between January and September of last year, of which 68 were forced marriage trafficking into China. 12- Niger Regretfully, even in situations of rape, girls and young women are frequently forced to marry the men who impregnate them, according to Human Rights Watch. According to statistics from the U.N. Women, 76% of Niger’s 20–24-year-old women were married before turning 18. Nigerian women use cell phones at an abnormally low rate—just 44%—even by developing country norms, making it as one of the 30 worst countries for women’s rights. 11- Haiti Haiti is next on the list of 30 worst countries for women’s rights. There is no particular law against sexual harassment, domestic abuse, or other types of violence directed towards women and girls until June 2022. It was not until 2005 that rape was made a clear crime by ministerial order. Previously, abortion was illegal under any conditions. In addition, the penal law only permits abortions to be performed legally until the age of 18, lowering the legal age for consenting sex to 15. 10- Iraq The 2023 WPS Index shows that, at 45%, Iraq, one of the 30 worst countries for women’s rights, has the highest rate of violence against women committed by an intimate relationship. Even though just 10% of Iraqi women work, almost all have mobile phones—a very high percentage for a nation with similar development rates. One rule that the London School of Economics and Political Science described as discriminatory against women in Iraq establishes the husband’s authority to punish the wife, even if the punishment—domestic violence, in many cases—was meted out “with honorable motives.” 9- Somalia Nearly all Somali girls and women between the ages of 15 and 49 have undergone female genital mutilation, according to research by the U.N. Only over 1 in 5 women is estimated to be working on the WPS Index, and almost the same number report having experienced violence at the hands of an intimate partner. 2020 saw the parliament of Somalia create turmoil by passing a measure allowing forced and underage marriages in place of regulations protecting women and children from harm. Somalia is categorized as low on our list of 30 worst countries for women’s rights. 8- Eswatini The majority of people living in this tiny landlocked country are Swazis. Only 46% of Eswatini women hold a job, and 19% of them say they have experienced domestic abuse at the hands of a close partner. According to a 2007 poll, one-third of females between the ages of 13 and 17 reported having been sexually abused before turning 18. This makes it 30 worst countries for women’s rights. 7- Syrian Arab Republic Part of the reason Syria is ranked so low on our list of 30 worst countries for women’s rights is the ongoing “worst humanitarian disaster of our time.” Gender-based violence is normalized, and there is constant hunger, routine rape, and torture in hidden jails. Only 16.9% of Syrian women feel secure in their neighbourhoods, and 75 out of every 100,000 are assassinated by organized violence. Georgetown University reports that just 25% of women say intimate partner abuse. 6- Burundi It is the fourth poorest country in the world which is still getting over a violent civil war that ended ten years ago. In that case, women and girls are more vulnerable to gender-based violence, losing the educational opportunities they have worked so hard to get and eventually being cut off from a better life. This is especially true in Burundi. It was placed 172nd out of 177 countries in the WPS Index for women’s security and rights in 2023. It makes Burundi one of the 30 worst countries for women’s rights. 5- South Sudan South Sudan is one of the 30 worst countries for women’s rights, with detrimental gender stereotypes originating from a patriarchal culture. Women have relatively little capacity to make decisions in the home and are consistently excluded from political participation and decision-making. South Sudan was placed 173rd out of 177 countries in the WPS Index for women’s security and rights in 2023. Less than 5% of women in communities and society are financially included, and every 4th South Sudanese woman reports experiencing intimate partner abuse. 4- Democratic Republic of the Congo Congo is next on the list of the 30 worst countries for women’s rights. According to the WPS, 25% of national laws are biased in favor of males. 51% of women in Congo are expected to face violence from an intimate partner. 37% of Congolese women have reported being married before turning 18. In the DRC, 124 females out of every 1,000 will become mothers between 15 and 19. Men are over twice as likely as women to complete secondary education (65.8% of men against 36.7% of women)......»»

Category: topSource: insidermonkey11 hr. 11 min. ago Related News

Dividend Stocks To Buy That Pay Huge Monthly Payouts

Investors looking for monthly passive income must check out six top companies that pay dividends every 30 days, like clockwork. The post Dividend Stocks To Buy That Pay Huge Monthly Payouts appeared first on 24/7 Wall St.. Investors love dividend stocks because they provide dependable income and give investors a great opportunity for solid total return. Total return includes interest, capital gains, dividends, and distributions realized over time. In other words, the actual return on an investment or a portfolio has income and stock appreciation. Most stocks pay quarterly dividends, which is acceptable for many who reinvest dividends. However, many investors rely on dividends as part of an income stream. For that, getting a monthly dividend payout is more beneficial. Typically, real estate investment trusts, business development companies, and closed-end funds are among the investment vehicles that pay distributions monthly. We screened our 24/7 Wall St. research database, looking for companies rated Buy at major Wall Street firms that paid monthly dividends. We found six that look like great ideas for passive income-oriented investors looking for upside appreciation. What are Dividends? In short, a dividend is a monthly to quarterly payout as a reward for holding a company’s stock. By just simply holding onto the stock, the investor will get a check based on the amount of shares they hold. For example, if an investor were to buy $1000 of stock in a dividend-paying company at the market average of 2.2% that would get roughly $22 every month. 6. AGNC Investment Ticker Symbol: NASDAQ: AGNC Dividend Yield: 14.72% Industry: Housing Specialist In Mortgages This company has paid solid monthly dividends for years, and the current yield is 14.72%. AGNC Investment Corp. (NASDAQ: AGNC) operates as a real estate investment trust (REIT) in the United States. The company invests in residential mortgage pass-through securities and collateralized mortgage obligations for which the principal and interest payments are guaranteed by the United States government-sponsored enterprise or by the United States government agency. AGNC funds its investments primarily through collateralized borrowings structured as repurchase agreements. The company has elected to be taxed as a REIT under the Internal Revenue Code 1986. It would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. 5. EPR Properties Ticker Symbol:NYSE: EPR Dividend Yield: 7.32% Industry: Real Estate and Entertainment Big Into Vacations The company focuses on real estate venues that create value by facilitating out-of-home leisure and recreation experiences where consumers spend their time and money. The company has nearly $5.7 billion in total investments across 44 states. They adhere to rigorous underwriting and investing criteria centered on key industry, property, and tenant-level cash flow standards. Senior management believes their focused approach provides a competitive advantage and the potential for stable and attractive returns. 4. Gladstone Commercial Ticker Symbol: NASDAQ: GOOD Dividend Yield: 8.97% Industry: Industrial Real Estate Office Building Owners Gladstone owns a diversified portfolio of 121 office and industrial properties in 27 states and leased to 106 tenants. The company has grown its portfolio consistently, disciplined at 18% per year since the IPO in 2003. They match long-term leased properties with long-term debt to lock in the spread to create a durable, stable cash flow stream to fund monthly distributions to shareholders. Current occupancy stands at 96.5%, and occupancy has never dipped below 95.0% since our IPO in 2003. Most importantly for investors, Gladstone has a track record of success, exhibited by a history of solid distribution yields, consistent occupancy greater than 95.0%, and 10+ years of paying continuous monthly cash distributions. 3. Main Street Capital Ticker Symbol: NASDAQ: MAIN Dividend Yield: 6.52% Industry: Private Equity Funding Innovation Main Street Capital Corp. is a private equity firm specializing in equity capital for lower-middle market companies. The firm also provides debt capital to medium-market companies for acquisitions, management buyouts, growth financings, recapitalizations, and refinancing. The firm seeks to partner with: Entrepreneurs Business owners Management teams Typically, the company provides “one-stop” financing alternatives within its lower middle market portfolio. Main Street Capital typically invests in lower middle market companies, generally with annual revenues between $10 million and $150 million. The firm’s medium market debt investments are made in businesses generally more significant than its lower middle market portfolio companies. 2. Realty Income Ticker Symbol: NYSE: O Dividend Yield: 5.45% Industry: Real Estate Commercial Real Estate Holding The company is structured as a REIT, and the cash flow from over 13,250 real estate properties owned under long-term lease agreements with commercial tenants support its monthly dividends. The company has declared 640 consecutive common stock monthly dividends throughout its 54-year operating history and increased the dividend 122 times since Realty Income’s public listing in 1994. It is a top real estate member of the S&P 500 Dividend Aristocrats index. 1. SL Green Realty Ticker Symbol: NYSE: SLG Dividend Yield: 6.67% Industry: Commercial Owns The Manhattan Land This is a leading large-cap office REIT that top analysts on Wall Street prefer now and is a solid (and somewhat) contrarian play. SL Green Realty Group is a fully integrated REIT that focuses primarily on acquiring, managing, and maximizing the value of Manhattan commercial properties. As of September 30, 2023, SL Green held interests in 59 buildings totaling 32.5 million square feet. This included ownership interests in 28.8 million square feet of Manhattan buildings and 2.8 million square feet securing debt and preferred equity investments. Sponsored: Want to Retire Early? Here’s a Great First Step Want retirement to come a few years earlier than you’d planned? Or are you ready to retire now, but want an extra set of eyes on your finances? Now you can speak with up to 3 financial experts in your area for FREE. By simply clicking here you can begin to match with financial professionals who can help you build your plan to retire early. And the best part? The first conversation with them is free. Click here to match with up to 3 financial pros who would be excited to help you make financial decisions. The post Dividend Stocks To Buy That Pay Huge Monthly Payouts appeared first on 24/7 Wall St.......»»

Category: blogSource: 247wallst11 hr. 11 min. ago Related News

The Top County to Live In Each State

The United States is a large country, not only in population but in land mass. The nation has almost 4 million square miles of land, with more than 3,000 counties spread throughout, which can make choosing an area to reside all the more difficult. Add to this is the fact that not all areas are […] The post The Top County to Live In Each State appeared first on 24/7 Wall St.. The United States is a large country, not only in population but in land mass. The nation has almost 4 million square miles of land, with more than 3,000 counties spread throughout, which can make choosing an area to reside all the more difficult. Add to this is the fact that not all areas are equal – the quality of life is often higher in some areas, offering its residents an ideal place to call home. A way to gauge which areas are better is to look at their economic output, which is a measure of the prosperity and productive capacity of an area or the total monetary value of all goods and services produced in a given area. By this measure, the United States is by far the wealthiest country in the world. Gross domestic product in the U.S. was slightly more than $27.3 trillion in 2023, an increase from the previous year. (Here is a look at the richest countries on Earth.) GDP alone is both a flawed and limited metric. While it is useful, it doesn’t, for example, say anything about a population’s overall well-being and it is not necessarily a direct reflection of development. To address these shortcomings, the United Nations Development Programme created the Human Development Index, or HDI. The HDI’s intended purpose is to provide a more comprehensive measure, one that centers on the capabilities and quality of life of individuals within a given country or region. The three main components of the HDI are life expectancy at birth, educational attainment, and financial stability. Applying these measures at the local level across the United States reveals that quality of life is far higher in some parts of the country than in others. Using an index inspired by the HDI, 24/7 Wall St. identified the top county or county equivalent to live in each state. Counties are ranked on a combination of three measures – average life expectancy at birth, the share of adults with a bachelor’s degree, and the poverty rate.  The percentage of adults who have a bachelor’s degree or higher is 33.7 nationwide, 12.6% of the population live below the poverty line, and average life expectancy at birth stands at 79.1 years. In the vast majority of states – even those where these indicators lag well behind the national average – there is at least one county, or county equivalent, where the population is healthier, better educated, and more financially secure than the U.S. population as a whole.  Many of the locations listed here share common features, even though they are spread across the country. These counties often excel in other socioeconomic measures beyond those used in the index. For instance, in the majority of these places, the median household income exceeds $69,021, which is what the typical American household earns annually.  Additionally, many of these counties either contain a major city or are close to one. Cities that are within commuting distance of counties on this list include Atlanta, Boston, Chicago, Kansas City, Minneapolis, New York, San Francisco, and Washington D.C. These major urban areas have high concentrations of job opportunities that contribute to greater financial security among residents and require a well-educated workforce. (This is how America’s 20 richest cities compare to China’s.) Here is the top county to live in each state. Alabama: Shelby County Poverty rate: 7.0% (state: 15.8%) Adults with a Bachelor’s degree: 44.8% (state: 26.7%) Life expectancy at birth: 80.5 years (state: 75.7 years) Median household income: $82,592 (state: $54,943) County seat: Columbiana Shelby County, just outside of downtown Birmingham, ranks as the best county to live in in the state. A college education is linked to longer life expectancies, greater financial security, and a stronger sense of control over one’s life — and in Shelby County, 44.8% of the adult population have a Bachelor’s degree, the largest share of any of Alabama’s 67 counties. Additionally, with a life expectancy at birth of 80.5 years, half a decade longer than the average across Alabama, Shelby County also has some of the best health outcomes in the state. Located in the foothills of the Appalachian Mountains, the county offers a range of outdoor recreation activities as well as access to places like Oak Mountain State Park and the Heart of Dixie Railroad Museum. Alaska: Juneau city and borough Poverty rate: 7.2% (state: 10.4%) Adults with a Bachelor’s degree: 40.1% (state: 30.6%) Life expectancy at birth: 82.0 years (state: 79.9 years) Median household income: $90,126 (state: $80,287) County seat: N/A The borough of Juneau, conterminous with the city of Juneau, the state capital, ranks as the best place to live in Alaska. Life expectancy in the borough is over two years longer than the statewide average. Juneau residents are also less likely to live below the poverty line and more likely to have a four-year college degree than the typical Alaskan. Juneau residents have access to a variety of outdoor recreation, including the Tongass National Rainforest that surrounds the city. Arizona: Maricopa County Poverty rate: 12.0% (state: 13.5%) Adults with a Bachelor’s degree: 34.4% (state: 31.2%) Life expectancy at birth: 80.0 years (state: 79.5 years) Median household income: $72,944 (state: $65,913) County seat: Phoenix Home to the city of Phoenix, Maricopa is by the most populous county in Arizona – and also the best to live in in the state. One reason for the county’s rank is the area’s relatively low poverty rate of 12.0%, which is nearly the lowest of any county in the state and below the 13.5% poverty rate in Arizona as a whole. Additionally, life expectancy in the county is half a year longer than it is across the state as a whole. Arkansas: Benton County Poverty rate: 8.1% (state: 16.0%) Adults with a Bachelor’s degree: 34.6% (state: 24.3%) Life expectancy at birth: 79.8 years (state: 76.2 years) Median household income: $76,887 (state: $52,123) County seat: Bentonville Benton County ranks as the best county to live in in the state. Only 8.1% of the local population lives below the poverty line, well below the 16.0% poverty rate across Arkansas. Additionally, the typical household in the country earns well above the median household income across the state. The county is home to Walmart’s corporate headquarters, which provides the area with over 14,000 jobs. California: Marin County Poverty rate: 6.9% (state: 12.3%) Adults with a Bachelor’s degree: 60.1% (state: 35.3%) Life expectancy at birth: 85.3 years (state: 81.5 years) Median household income: $131,008 (state: $84,097) County seat: San Rafael Marin County ranks as California’s best county to live in and one of the best places to live nationwide. Life expectancy at birth in the coastal county, located just across the Golden Gate Bridge from San Francisco, is well above both the state and national averages of 81.5 years and 79.1 years, respectively. Health outcomes tend to be better in areas with well-educated, financially secure populations. In Marin County, 60.1% of adults have a Bachelor’s degree or higher, and only 6.9% of the population live below the poverty line, compared to California’s 35.3% Bachelor’s degree attainment rate and 12.3% poverty rate. Colorado: Pitkin County Poverty rate: 5.2% (state: 9.6%) Adults with a Bachelor’s degree: 62.3% (state: 42.8%) Life expectancy at birth: 91.3 years (state: 80.0 years) Median household income: $92,708 (state: $80,184) County seat: Aspen Pitkin County, southwest of Denver in the Rocky Mountains, ranks as the state’s best county to live in. With an estimated life expectancy at birth that’s over a decade longer than the national average, the county has one of the healthiest populations in the United States. Health outcomes tend to be better in areas with well-educated, financially secure populations. In Pitkin County, 62.3% of adults have a Bachelor’s degree or higher, and only 5.2% of the population live below the poverty line, compared to Colorado’s 42.8% Bachelor’s degree attainment rate and 9.6% poverty rate. Home to the ski resort town of Aspen, Pitkin County is a popular destination for the wealthy and appeals to outdoor lovers at all levels. In addition to skiing and other winter sports, recreational opportunities in the area include hiking, climbing, biking, fishing, and more. Connecticut: Fairfield County Poverty rate: 9.2% (state: 10.0%) Adults with a Bachelor’s degree: 49.2% (state: 40.6%) Life expectancy at birth: 83.2 years (state: 81.1 years) Median household income: $101,194 (state: $83,572) County seat: Bridgeport Fairfield County, located along Long Island Sound in the southwestern corner of Connecticut, ranks as the best place to live in the state. Life expectancy at birth in the county is two years above the statewide average. Additionally, only 9.2% of county residents live below the poverty line, compared to 10.0% of the state population. Fairfield’s economy benefits from being within commuting distance of New York City, one of the largest job markets in the country, and many of those jobs are well-paying. The county’s cities of Greenwich and Stamford are home to many major investment firms and other high-end financial groups. Delaware: New Castle County Poverty rate: 10.6% (state: 11.4%) Adults with a Bachelor’s degree: 37.5% (state: 33.6%) Life expectancy at birth: 78.3 years (state: 78.3 years) Median household income: $78,428 (state: $72,724) County seat: Wilmington A geographically small state, Delaware has only three counties. As a result, even though New Castle County ranks as the best county to live in in the state, its advantage over the state as a whole in several key socio-economic indicators is not especially pronounced. The county’s poverty rate of 10.6% is only slightly lower than the 11.4% state rate. Additionally, at 78.3 years, life expectancy at birth in New Castle County is in line with the statewide average. However, adults living in New Castle are considerably more likely to have a four-year college degree than the typical adult in Delaware. An estimated 37.5% of the county’s 25 and older population have a Bachelor’s degree, compared to 33.6% of the state’s 25 and older population. Florida: Collier County Poverty rate: 10.6% (state: 13.1%) Adults with a Bachelor’s degree: 37.9% (state: 31.5%) Life expectancy at birth: 85.3 years (state: 79.4 years) Median household income: $75,543 (state: $61,777) County seat: East Naples Collier County is located in southwestern Florida along the Gulf Coast. With a well-educated, healthy, and financially secure population, it ranks as the best county to live in in the state. An estimated 37.9% of the county’s adult population have a Bachelor’s degree or higher, compared to 31.5% of all adults in Florida. Financial security and health outcomes tend to improve with educational attainment, and in Collier County, only 10.6% of the population lives below the poverty line, compared to 13.1% of all Florida residents. And at 85.3 years, life expectancy at birth is nearly six years longer than it is across the state. Georgia: Forsyth County Poverty rate: 5.3% (state: 13.9%) Adults with a Bachelor’s degree: 55.9% (state: 33.0%) Life expectancy at birth: 82.2 years (state: 78.0 years) Median household income: $120,999 (state: $65,030) County seat: Cumming Forsyth County in north-central Georgia ranks as the best county to live in in the state. It is located within the Atlanta metropolitan area, giving residents access to employment opportunities in one of the largest cities in the United States. Job availability has translated to greater financial security. The county’s poverty rate is less than half that across Georgia. Conditions associated with poverty can contribute to negative health outcomes, while health outcomes tend to improve with education – and over half of all adults in Forsyth County have a Bachelor’s degree, compared to a third of adults across the state. These factors may help explain why Forsyth County’s population appears to be far healthier than average. Life expectancy at birth in the county is 82.2 years, over four years longer than the average across the state. Hawaii: Honolulu County Poverty rate: 8.6% (state: 9.5%) Adults with a Bachelor’s degree: 36.2% (state: 34.3%) Life expectancy at birth: 82.1 years (state: 81.9 years) Median household income: $92,600 (state: $88,005) County seat: Honolulu Hawaii is a geographically small state consisting of only five counties, and as a result, variations in socio-economic outcomes between a given county and the state as a whole are relatively small. Still, based on several key measures, Honolulu County, coterminous with the Island of O’ahu, ranks ahead of the other counties in the state. The local poverty rate is the lowest among the counties in Hawaii and slightly below the state rate. Additionally, at 82.1 years, life expectancy at birth in the county is slightly higher than the statewide average life expectancy. Idaho: Teton County Poverty rate: 8.1% (state: 11.4%) Adults with a Bachelor’s degree: 46.6% (state: 29.1%) Life expectancy at birth: 82.7 years (state: 79.2 years) Median household income: $75,837 (state: $63,377) County seat: Driggs Teton County, in southeastern Idaho along the Wyoming border, ranks as the state’s best county to live in. With a local poverty rate of 8.1%, Teton County residents are far less likely to face serious financial hardship than the typical residents of Idaho, where the poverty rate stands at 11.4%. Life expectancy in Teton County is also about three and a half years longer than the state average. Illinois: DuPage County Poverty rate: 6.1% (state: 11.8%) Adults with a Bachelor’s degree: 50.7% (state: 36.2%) Life expectancy at birth: 82.7 years (state: 79.6 years) Median household income: $100,292 (state: $72,563) County seat: Wheaton DuPage County, just west of downtown Chicago, ranks as the best county to live in in Illinois. Slightly more than half the adults in the county have a Bachelor’s degree, the largest share of any of the 102 counties in the state. With a well-educated labor force and access to jobs in the largest city in the Midwest, serious financial hardship is not common in DuPage County. Only 6.1% of the local population live below the poverty line, nearly half the statewide rate. Indiana: Hamilton County Poverty rate: 4.0% (state: 12.5%) Adults with a Bachelor’s degree: 60.5% (state: 27.8%) Life expectancy at birth: 81.9 years (state: 77.1 years) Median household income: $104,858 (state: $61,944) County seat: Noblesville Hamilton County ranks as Indiana’s best county to live in, partially because its 4.0% poverty rate is the lowest of the 92 counties in Indiana and less than one-third of the 12.5% state poverty rate. Also, at 81.9 years, life expectancy in the county is nearly five years longer than the state average. Health outcomes and financial security tend to improve with educational attainment, and in Hamilton County, 60.5% of the adult population have a Bachelor’s degree, more than double the share of adults across Indiana who do. Like many counties with similarly strong socio-economic indicators, Hamilton is close to a major city. Located north of Indianapolis, well within commuting distance, Hamilton County offers its population access to jobs and cultural attractions in one of the Midwest’s largest cities. Iowa: Dallas County Poverty rate: 5.7% (state: 11.0%) Adults with a Bachelor’s degree: 50.4% (state: 29.7%) Life expectancy at birth: 82.3 years (state: 79.1 years) Median household income: $93,492 (state: $65,429) County seat: Adel Due to several key socio-economic indicators, Dallas County, located just west of Des Moines, ranks as the best county to live in in Iowa. The local poverty rate of 5.7% is nearly half the 11.0% poverty rate across the state. Additionally, at 82.3 years, life expectancy at birth in the county is more than three years greater than it is in Iowa as a whole. Kansas: Johnson County Poverty rate: 5.1% (state: 11.5%) Adults with a Bachelor’s degree: 56.3% (state: 34.4%) Life expectancy at birth: 81.7 years (state: 78.4 years) Median household income: $96,059 (state: $64,521) County seat: Olathe Johnson County, in the Kansas City metropolitan area, ranks as the best county to live in in the state. An estimated 56.3% of adults in the area have a Bachelor’s degree or higher, well above the average across the state. In Johnson County, life expectancy at birth is nearly 82 years, over three years greater than the state average. Additionally, the local poverty rate of 5.1% is less than half the 11.5% statewide rate. Kentucky: Oldham County Poverty rate: 4.2% (state: 16.3%) Adults with a Bachelor’s degree: 44.4% (state: 25.7%) Life expectancy at birth: 79.7 years (state: 75.8 years) Median household income: $109,815 (state: $55,454) County seat: La Grange Kentucky is one of the poorest states in the country, with a poverty rate of 16.3%. Not all parts of the state have such high rates of financial insecurity, however. In Oldham County, only 4.2% of the population lives below the poverty line. The reduced likelihood of financial insecurity is likely due in part to greater educational attainment. An estimated 44.4% of the county’s adult population have a Bachelor’s degree, well above the attainment rate statewide. As is the case with many counties on this list, Oldham is close to an urban area – in this case, Louisville. Louisiana: St. Tammany Parish Poverty rate: 11.7% (state: 18.8%) Adults with a Bachelor’s degree: 36.4% (state: 25.5%) Life expectancy at birth: 78.1 years (state: 75.7 years) Median household income: $70,986 (state: $53,571) County seat: Covington St. Tammany Parish, located just across Lake Pontchartrain from New Orleans, ranks as the state’s best parish (as counties are called in the state) to live in. While the poverty rate across Louisiana of 18.8% is well above the 12.6% national rate, in St. Tammany, only 11.7% of the population live below the poverty line. Conditions associated with poverty can contribute to negative health outcomes, and the greater financial security in St. Tammany Parish may partially explain why the population appears to be far healthier than average. Life expectancy at birth in the area is over two years longer than the average across the state. Maine: Cumberland County Poverty rate: 7.8% (state: 11.0%) Adults with a Bachelor’s degree: 49.8% (state: 33.6%) Life expectancy at birth: 80.2 years (state: 78.7 years) Median household income: $80,679 (state: $63,182) County seat: Portland Cumberland County, which encompasses the city of Portland along the Atlantic coast, ranks as the best county to live in in Maine. To begin with, it’s the best-educated county in the state, with about half the adults in the area having a Bachelor’s degree, compared to a third in the whole state. In addition, life expectancy at birth is 80.2 years, about a year and a half greater than the state average – and the local poverty rate is considerably lower than the rate statewide. Maryland: Howard County Poverty rate: 5.5% (state: 9.2%) Adults with a Bachelor’s degree: 63.6% (state: 41.6%) Life expectancy at birth: 83.0 years (state: 79.3 years) Median household income: $129,549 (state: $91,431) County seat: Ellicott City Howard County, located in central Maryland between Baltimore and Washington D.C., ranks as its state’s best county to live in. Almost two-thirds of adults in the county have a Bachelor’s degree, the largest share of any of the 24 counties and county-equivalents in the state. With a well-educated labor force and access to jobs in two major cities, only 4.4% of the county’s labor force is unemployed. As is typically the case in well-educated areas near major cities, Howard County has a high-earning, financially secure population. Only 5.5% of the population lives below the poverty line, compared to 9.2% of the state population. Massachusetts: Middlesex County Poverty rate: 7.4% (state: 9.9%) Adults with a Bachelor’s degree: 57.8% (state: 45.2%) Life expectancy at birth: 81.9 years (state: 80.3 years) Median household income: $111,790 (state: $89,026) County seat: Lowell Middlesex County, located north of Boston, stretching from Cambridge up to the New Hampshire border, ranks as the best county to live in in the state. The county is home to several colleges and universities, including Harvard and MIT, and also has one of the best-educated populations in the country, with 57.8% of the adult population having earned a Bachelor’s degree or higher. In Middlesex County, life expectancy at birth is 81.9 years, nearly two years greater than the state average. Additionally, the poverty rate is considerably lower than the statewide average. Michigan: Leelanau County Poverty rate: 6.4% (state: 13.3%) Adults with a Bachelor’s degree: 47.3% (state: 30.6%) Life expectancy at birth: 82.6 years (state: 78.0 years) Median household income: $72,709 (state: $63,202) County seat: Suttons Bay Leelanau County, Michigan, extends into Lake Michigan in the northeastern part of the Lower Peninsula, just outside Traverse City. The county’s poverty rate is less than half the statewide rate. Additionally, at 82.6 years, life expectancy at birth is the highest of all of Michigan’s 83 counties and more than years above the state average. Minnesota: Carver County Poverty rate: 3.8% (state: 9.2%) Adults with a Bachelor’s degree: 49.7% (state: 37.6%) Life expectancy at birth: 82.8 years (state: 80.6 years) Median household income: $107,890 (state: $77,706) County seat: Chaska Carver County ranks in first place as a desirable place to live partially because its 3.8% poverty rate is the lowest of the 87 counties in Minnesota. At 82.8 years, life expectancy in the county is also over two years longer than the state average. Also, about half the adult population have a Bachelor’s degree, well above the 37.6% statewide average. Like many counties with similarly strong socio-economic indicators, Carver is close to a major city, situated southwest of downtown Minneapolis and well within commuting distance. Mississippi: Rankin County Poverty rate: 9.6% (state: 19.4%) Adults with a Bachelor’s degree: 31.5% (state: 23.2%) Life expectancy at birth: 78.8 years (state: 74.7 years) Median household income: $72,326 (state: $49,111) County seat: Brandon Mississippi is the only state in the country where over 19% of the population lives below the poverty line. Though it ranks as the poorest state, not all parts of Mississippi experience financial hardship. In Rankin County, located just west of Jackson across the Pearl River, 9.6% of the population live below the poverty line, less than half the state poverty rate – one of the reasons Rankin ranks as the best county to live in in the state. The likelihood of poverty is considerably lower for Americans with a college education, and in Rankin County, 31.5% of the adult population have a Bachelor’s degree, one of the higher shares of all 82 counties in Mississippi and well above the statewide Bachelor’s degree attainment rate. Missouri: Platte County Poverty rate: 6.0% (state: 12.8%) Adults with a Bachelor’s degree: 44.4% (state: 30.7%) Life expectancy at birth: 80.7 years (state: 77.5 years) Median household income: $85,031 (state: $61,043) County seat: Platte City Platte County, in northwestern Missouri within the Kansas City metropolitan area, ranks as the state’s best county to live in. The local 6.0% poverty rate is less than half the statewide average, and 44.4% of the adult population have a Bachelor’s degree, compared to 30.7% of adults overall in Missouri. Montana: Gallatin County Poverty rate: 10.4% (state: 12.5%) Adults with a Bachelor’s degree: 52.2% (state: 33.7%) Life expectancy at birth: 82.2 years (state: 78.7 years) Median household income: $76,208 (state: $60,560) County seat: Bozeman Gallatin County, which includes the city of Bozeman, is where you’d want to live in Montana. Of all 56 counties in the state, Gallatin is the only one where over half the adults have a four-year college degree or higher. In addition, the county’s life expectancy of 82.2 years is about three-and-a-half years longer than the state average. Nebraska: Sarpy County Poverty rate: 5.6% (state: 10.3%) Adults with a Bachelor’s degree: 41.1% (state: 32.9%) Life expectancy at birth: 81.4 years (state: 79.5 years) Median household income: $88,408 (state: $66,644) County seat: Papillion Sarpy County ranks as the best county to live in in the state. The best educated of all 93 counties and county-equivalents in Nebraska, Sarpy County’s Bachelor’s degree attainment rate is well above the state average. County residents are about half as likely to live below the poverty line as the typical Nebraska resident, and life expectancy at birth in the county is 81.4 years, nearly two years longer than the state average. It doesn’t hurt that like many of the best counties on this list, Sarpy is close to a major city – located south of downtown Omaha and well within commuting distance. Nevada: Storey County Poverty rate: 12.0% (state: 12.9%) Adults with a Bachelor’s degree: 28.3% (state: 26.1%) Life expectancy at birth: 83.7 years (state: 79.1 years) Median household income: $66,713 (state: $65,686) County seat: Virginia City Of the 17 counties and equivalents in Nevada, Storey County, located just east of Reno and north of Carson City, ranks as the best to live in, with a life expectancy more than four-and-a-half years higher than it is across Nevada as a whole. Residents of Storey County are also more likely to be financially secure than the typical Nevada resident, too, though the poverty rate of 12.0% is a bit below the 12.9% statewide average. New Hampshire: Rockingham County Poverty rate: 4.9% (state: 7.4%) Adults with a Bachelor’s degree: 42.8% (state: 38.2%) Life expectancy at birth: 80.4 years (state: 79.4 years) Median household income: $101,683 (state: $83,449) County seat: Brentwood Rockingham County, located along New Hampshire’s only stretch of Atlantic coastline between Massachusetts and Maine, ranks as the best county in the state to live in. Of all 10 counties in New Hampshire, Rockingham’s population is the best educated, most financially secure, and among the healthiest. Life expectancy at birth in the county is a year longer than the state average, and the county’s poverty rate of 4.9% is well below the 7.4% statewide rate. New Jersey: Hunterdon County Poverty rate: 3.7% (state: 9.8%) Adults with a Bachelor’s degree: 54.3% (state: 41.5%) Life expectancy at birth: 83.5 years (state: 80.6 years) Median household income: $123,373 (state: $89,703) County seat: Flemington Life expectancy at birth in Hunterdon County, New Jersey, is 83.5 years, nearly three years longer than the state average. The county, located directly west of New York City and partially along the Pennsylvania state border, also has the lowest poverty rate of any county in New Jersey. New Mexico: Los Alamos County Poverty rate: 4.2% (state: 18.3%) Adults with a Bachelor’s degree: 68.5% (state: 28.5%) Life expectancy at birth: 83.9 years (state: 78.3 years) Median household income: $123,677 (state: $54,020) County seat: Los Alamos Los Alamos County leads New Mexico in several key socio-economic indicators. Of the 33 counties in the state, Los Alamos’ population is the healthiest, best educated, and most financially secure. Life expectancy at birth in the county is 83.9 years, over five years longer than the state average, and the county’s poverty rate of 4.2% is a fraction of the 18.3% statewide rate. The county’s local economy is supported by the Los Alamos National Laboratory. The lab, funded by the federal government, has a $4 billion annual budget and employs over 14,000 people in a range of programs, including weapons development and security. New York: New York County Poverty rate: 15.6% (state: 13.5%) Adults with a Bachelor’s degree: 62.6% (state: 38.1%) Life expectancy at birth: 85.1 years (state: 81.4 years) Median household income: $93,956 (state: $75,157) County seat: Manhattan New York County is coterminous with the borough of Manhattan in New York City. Ranking as the best county to live in New York State, New York County has a life expectancy at birth of 85.1 years, the highest of any of the state’s 62 counties and nearly four years longer than the state average. The county is also the best educated in the state with a 61.3% Bachelor’s degree attainment rate. New York County does not lead the state in every key socio-economic measure, however. The county’s poverty rate of 15.6% is higher than the 13.5% rate across all of New York state. North Carolina: Orange County Poverty rate: 12.6% (state: 13.7%) Adults with a Bachelor’s degree: 61.3% (state: 33.0%) Life expectancy at birth: 82.1 years (state: 78.2 years) Median household income: $79,205 (state: $60,516) County seat: Hillsborough Orange County ranks as the best county to live in in North Carolina. The area, home to Chapel Hill and the University of North Carolina, is part of the state’s so-called Research Triangle, known for its concentration of tech companies and skilled labor force. In the county, 61.3% of adults have a Bachelor’s degree, the largest share of the 100 counties in the state, and the typical household earns nearly $20,000 more than is typical in North Carolina. Orange County also has a healthy population. Life expectancy at birth is about four years longer than it is across the state. North Dakota: Golden Valley County Poverty rate: 5.9% (state: 10.7%) Adults with a Bachelor’s degree: 23.5% (state: 31.1%) Life expectancy at birth: 83.1 years (state: 79.0 years) Median household income: $83,295 (state: $68,131) County seat: Beach Golden Valley County, located in western North Dakota along the Montana border, ranks as the best county to live in in the state. The local poverty rate is well below that across the state as a whole. Additionally, at 83.1 years, average life expectancy at birth is the highest of all 53 counties in the state. Areas with low poverty and higher-than-average life expectancy are often home to well-educated populations – but Golden Valley is a notable exception. Only 23.5% of adults in the county have a Bachelor’s degree, compared to over 30% of adults across the state. Ohio: Delaware County Poverty rate: 4.6% (state: 13.4%) Adults with a Bachelor’s degree: 57.1% (state: 29.7%) Life expectancy at birth: 82.1 years (state: 77.0 years) Median household income: $116,284 (state: $61,938) County seat: Delaware Delaware County, located just north of downtown Columbus, ranks as Ohio’s best county to live in. Well over half the adults in the area have a Bachelor’s degree or higher, the largest share of all 88 counties in Ohio. Health outcomes and financial security follow suit. In Delaware County, life expectancy at birth is 82.1 years, over five years greater than the state average. Additionally, the local poverty rate is less than half the statewide rate. Oklahoma: Cleveland County Poverty rate: 12.3% (state: 15.2%) Adults with a Bachelor’s degree: 34.7% (state: 26.8%) Life expectancy at birth: 79.0 years (state: 76.1 years) Median household income: $67,068 (state: $56,956) County seat: Norman Cleveland County, located in central Oklahoma and including parts of Oklahoma City, ranks as the best county to live in in the state. The county is one of only three in the state where more than one in every three adults has a Bachelor’s degree. Life expectancy at birth is 79.1 years, nearly three years greater than the state average. Additionally, the local poverty rate of 12.3% is less than the 15.2% statewide rate. Oregon: Washington County Poverty rate: 8.0% (state: 12.1%) Adults with a Bachelor’s degree: 45.6% (state: 35.0%) Life expectancy at birth: 82.4 years (state: 79.6 years) Median household income: $92,025 (state: $70,084) County seat: Hillsboro Life expectancy at birth in Washington County, is 82.4 years, nearly three years longer than the statewide average. The best county to live in in the state, Washington also has a well-educated, financially stable population. The local Bachelor’s degree attainment rate of 45.6% is well above the 35.0% rate across Oregon, and only 8.0% of the local population live below the poverty line, compared to 12.1% of the state population. Washington is just west of downtown Portland, and well within commuting distance. Pennsylvania: Chester County Poverty rate: 6.1% (state: 11.8%) Adults with a Bachelor’s degree: 55.2% (state: 33.1%) Life expectancy at birth: 81.5 years (state: 78.7 years) Median household income: $109,969 (state: $67,587) County seat: West Chester Of the 67 counties in Pennsylvania, Chester County, located just outside of Philadelphia, ranks as the best to live in. The county’s poverty rate of 6.1% is nearly half the 11.8% rate across the state as a whole. Life expectancy at birth in the county, at 81.5 years, nearly three years longer than it is across Pennsylvania. Chester is also one of only two counties in Pennsylvania where over half of all adults have a Bachelor’s degree. Rhode Island: Newport County Poverty rate: 8.3% (state: 11.3%) Adults with a Bachelor’s degree: 50.7% (state: 35.3%) Life expectancy at birth: 81.3 years (state: 79.5 years) Median household income: $90,435 (state: $74,489) County seat: Newport A geographically small state, Rhode Island has only five counties. Of them, Newport County, which borders Massachusetts in the southeastern corner of the state, ranks as the best to live in. The county’s poverty rate of 8.3% is well below the 11.3% rate across the state as a whole. Life expectancy at birth is nearly two years longer than it is across Rhode Island. The county’s adults also have the largest share of higher education degrees of any county in the state and well above the 35.3% share across Rhode Island. South Carolina: Beaufort County Poverty rate: 10.1% (state: 14.5%) Adults with a Bachelor’s degree: 42.4% (state: 29.8%) Life expectancy at birth: 82.4 years (state: 76.8 years) Median household income: $74,199 (state: $58,234) County seat: Beaufort Beaufort County is located in the southern part of the state along the Atlantic coast. Home to the resort community of Hilton Head Island, it ranks as the best county to live in in the state. Of all 46 counties in South Carolina, Beaufort has the longest life expectancy at birth, which, at 82.4 years, is nearly six years longer than the state average. The county also ranks as the best to live in the state because of the relative lack of serious financial hardship, with a poverty rate far lower than the state average. South Dakota: Lincoln County Poverty rate: 4.7% (state: 12.5%) Adults with a Bachelor’s degree: 41.3% (state: 30.0%) Life expectancy at birth: 83.6 years (state: 78.7 years) Median household income: $87,560 (state: $63,920) County seat: Canton Lincoln County, located near the southeast corner of South Dakota just outside Sioux Falls, ranks as the best county to live in in the state. Life expectancy at birth in the county is about half a decade longer than it is across the state as a whole, and only 4.7% of residents live below the poverty line, less than half the 12.5% statewide poverty rate. Tennessee: Williamson County Poverty rate: 3.9% (state: 14.3%) Adults with a Bachelor’s degree: 61.9% (state: 29.0%) Life expectancy at birth: 81.7 years (state: 75.8 years) Median household income: $116,492 (state: $58,516) County seat: Franklin Life expectancy at birth in Williamson County, Tennessee, is 81.7 years, nearly six years longer than the statewide average. The best county to live in in the state, Williamson County also has a well-educated, financially stable population, with a Bachelor’s degree attainment rate of 61.9%, more than double the rate across Tennessee, and only 3.9% of the local population living below the poverty line. Williamson is also within commuting distance of Nashville. Texas: Collin County Poverty rate: 6.5% (state: 14.0%) Adults with a Bachelor’s degree: 53.4% (state: 31.5%) Life expectancy at birth: 82.4 years (state: 78.9 years) Median household income: $104,327 (state: $67,321) County seat: McKinney Collin County, in the Dallas-Fort Worth metropolitan area, ranks as the best county to live in in the state. Of all 254 counties that make up the Lone Star State, Collin County has the best-educated population, with a Bachelor’s degree attainment rate of 53.4%. In addition, the 6.5% poverty rate is less than half the 14.0% state poverty rate, and the life expectancy at birth in the county is three-and-a-half years longer than it is across Texas. Utah: Summit County Poverty rate: 5.3% (state: 8.8%) Adults with a Bachelor’s degree: 55.2% (state: 35.4%) Life expectancy at birth: 83.6 years (state: 79.9 years) Median household income: $116,351 (state: $79,133) County seat: Coalville Based on key socio-economic indicators, Utah’s Summit County, located just outside Salt Lake City, outranks all 28 other counties in the state as the best place to live. At 83.6 years, life expectancy at birth in the county is more than three years longer than it is across the state as a whole and the poverty rate is well below the national average. Summit County is by far the best-educated county in the state, with more than half of its adults having attained a Bachelor’s degree. Vermont: Chittenden County Poverty rate: 11.3% (state: 10.5%) Adults with a Bachelor’s degree: 54.1% (state: 40.9%) Life expectancy at birth: 81.8 years (state: 79.9 years) Median household income: $81,957 (state: $67,674) County seat: Burlington Chittenden County, located in northwestern Vermont along the shore of Lake Champlain, is far and away the most populated county in the state, with over 160,000 residents. With a relatively healthy, educated population, it also ranks as the best of the state’s 14 counties to live in. Life expectancy at birth in Chittenden County is 81.8 years, about two years longer than the state average. Additionally, Chittenden is the only county in the state where over half of all adults have a Bachelor’s degree or higher. Virginia: Arlington County Poverty rate: 6.5% (state: 9.9%) Adults with a Bachelor’s degree: 76.3% (state: 40.3%) Life expectancy at birth: 85.5 years (state: 79.6 years) Median household income: $128,145 (state: $80,615) County seat: Arlington Of the 133 counties and county-equivalents in Virginia, Arlington County, located across the Potomac River from Washington D.C., ranks as the best place to live. It’s one of the best-educated counties in the United States, where over three-quarters of adults in the area have a Bachelor’s degree or higher. With a well-educated labor force and access to employment opportunities in the nation’s capital, Arlington has a high-earning and financially secure population. The typical area household earns $128,145 a year, well above the median earnings statewide. Washington: San Juan County Poverty rate: 10.9% (state: 10.0%) Adults with a Bachelor’s degree: 51.3% (state: 37.3%) Life expectancy at birth: 84.4 years (state: 80.1 years) Median household income: $68,577 (state: $82,400) County seat: Friday Harbor San Juan County is made up of a cluster of islands near the northwestern corner of Washington state. Of the 39 counties in the state, San Juan ranks as the best to live in, largely because of health outcomes among local residents. At 84.4 years, life expectancy at birth in the county is over four years longer than the statewide average. San Juan also has a well-educated population. An estimated 51.3% of adults in the county have a Bachelor’s degree or higher. West Virginia: Monongalia County Poverty rate: 19.3% (state: 16.9%) Adults with a Bachelor’s degree: 46.4% (state: 21.8%) Life expectancy at birth: 80.0 years (state: 75.4 years) Median household income: $56,466 (state: $50,884) County seat: Morgantown Monongalia County, located in northern West Virginia, along the Pennsylvania border, ranks as the best county to live in the state. The county’s ranking is largely due to its well-educated population. An estimated 46.4% of local adults have a Bachelor’s degree or higher, by far the largest share of the 55 counties in the state. Health outcomes tend to improve with educational attainment, and at 80 years, life expectancy at birth in the county is nearly half a decade longer than it is across the state as a whole. Despite these positive socio-economic indicators, serious financial hardship is more common in Monongalia County than average. The local poverty rate of 19.3% is well above the 16.9% poverty rate in West Virginia as a whole, and West Virginia itself has the nation’s highest poverty rate of any state.. Wisconsin: Ozaukee County Poverty rate: 4.0% (state: 10.7%) Adults with a Bachelor’s degree: 50.4% (state: 31.5%) Life expectancy at birth: 82.0 years (state: 79.5 years) Median household income: $86,915 (state: $67,080) County seat: Port Washington Of Wisconsin’s 72 counties, Ozaukee County ranks as the best place to live. Residents of the area, located just north of Milwaukee along the shore of Lake Michigan, are less than half as likely to live below the poverty line as the typical Wisconsin resident. Life expectancy at birth in the county is also about three and a half years longer than it is across the state as a whole. The local Bachelor’s degree attainment rate of 50.4% is considerably higher than the statewide average. Wyoming: Teton County Poverty rate: 7.1% (state: 10.7%) Adults with a Bachelor’s degree: 57.9% (state: 28.5%) Life expectancy at birth: 85.9 years (state: 79.0 years) Median household income: $94,498 (state: $68,002) County seat: Jackson Teton County, located in northwestern Wyoming, covers parts of both Yellowstone and Grand Teton National Parks. The county is home to the healthiest and best-educated population of all 23 counties in the state. An estimated 57.9% of adults in the county have a Bachelor’s degree or higher, and at 85.9 years, life expectancy at birth in the county is nearly seven years longer than it is across the state. Methodology To determine the best county to live in every state, 24/7 Wall St. constructed an index of three measures: poverty, bachelor’s degree attainment among adults, and average life expectancy at birth. The selection of these three measures was inspired by the United Nations Human Development Index. Data on the share of individuals living below the poverty line, as well as the share of adults 25 and older with at least a bachelor’s degree came from the 2021 U.S. Census Bureau’s American Community Survey and are five-year estimates. Data on average life expectancy at birth came from the Institute for Health Metrics and Evaluation of the University of Washington and are for 2019. Supplemental data on population, median household income, and uninsured rate are five-year estimates from the ACS.  Sponsored: Want to Retire Early? Here’s a Great First Step Want retirement to come a few years earlier than you’d planned? Or are you ready to retire now, but want an extra set of eyes on your finances? Now you can speak with up to 3 financial experts in your area for FREE. By simply clicking here you can begin to match with financial professionals who can help you build your plan to retire early. And the best part? The first conversation with them is free. Click here to match with up to 3 financial pros who would be excited to help you make financial decisions. The post The Top County to Live In Each State appeared first on 24/7 Wall St.......»»

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AMZN Stock’s Dow Debut: Unleashing a New Growth Trajectory or a Market Jinx?

InvestorPlace - Stock Market News, Stock Advice & Trading Tips Inclusion in the DJIA index shows just how integral AMZN stock is to the U.S. economy but it first needs to overcome the "Dow jinx." The post AMZN Stock’s Dow Debut: Unleashing a New Growth Trajectory or a Market Jinx? appeared first on InvestorPlace. More From InvestorPlace The #1 AI Investment Might Be This Company You’ve Never Heard Of “America’s Top Trader” Issues A.I. Code Red: Act Now or Miss Out It doesn’t matter if you have $500 or $5 million. Do this now......»»

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3 Funds to Add to Your Portfolio Amid Sinking Consumer Confidence

Funds like EQTIX, NOIEX and PEYAX are a safe bet amid this ongoing market volatility. Americans appear to have lost some confidence lately. The Conference Board said on Feb 27 that the consumer confidence index unexpectedly fell to 106.7 in the month after three straight months of increases.Economists had expected consumer confidence to reach 115 in February after a reading of 110.9 in January, a two-year high. However, the sudden decline in February came amid growing concerns over the economy’s health.Consumers' expectations of inflation declined to 5.2%, hitting its lowest level since March 2020, after falling to 5.3% in January. However, inflation rose in January. The consumer price index (CPI) increased 3.1% year over year in January and 0.3% sequentially.Core CPI, which excludes the volatile energy and food costs, rose 3.7% year over year in January.The Federal Reserve earlier said that it is unlikely that the central bank would be ready for the first rate cut in March as inflation remains above its 2% target. Rising inflation has further dimmed hopes of a rate cut anytime soon.Also, the minutes of the Federal Reserve’s last FOMC meeting suggest that officials would be ready for a rate cut only after they are confident that inflation has cooled further. Market participants are now expecting the first rate cut to get delayed till June.Higher interest rates increase borrowing costs, which may keep markets volatile for a longer period.Given the situation, a savvy investor might consider investing in large-cap value funds as a strategy to manage risks. Large-cap stocks, recognized for their historical stability, are generally perceived as more dependable compared to mid- or small-cap stocks.Also, value funds, comprising stocks typically priced below fundamental metrics like earnings, book value and debt-to-equity ratios, while offering dividend payments, offer an appealing option for investors seeking lucrative investment opportunities.3 Best ChoicesWe've identified three such large-cap value mutual funds that have demonstrated impressive annualized returns over both 3-year and 5-year periods. These funds also hold a Zacks Mutual Fund Rank of #1 (Strong Buy), require an initial investment of no more than $5,000, and have a low expense ratio.The question here is: why should investors consider mutual funds? Reduced transaction costs and diversification of portfolio without several commission charges that are associated with stock purchases are primarily why one should be parking money in mutual funds (read more: Mutual Funds: Advantages, Disadvantages, and How They Make Investors Money).Shelton Equity Income Investor EQTIX fund seeks to achieve a high level of income and capital appreciation by investing primarily in income-producing U.S. equity securities. EQTIX invests primarily in securities, which generate a relatively high level of dividend income and have the potential for capital appreciation. Shelton Equity Income Investor fund also invests at least 80% of its total assets in stocks.EQTIX’s 3-year and 5-year annualized returns are 10.4% and 10.7%, respectively. Shelton Equity Income Investor fund has a Zacks Mutual Fund Rank #1 and an annual expense ratio of 0.69%.To see how this fund performed compared to its category, and other 1 and 2 Ranked Mutual Funds, please click here.Northern Income Equity NOIEX fund seeks to provide a high level of current income with long-term capital appreciation as a secondary objective. NOIEX’s approach is to identify the securities of companies that generate high current yields and offer prospects for growth and possible capital appreciation. In pursuing its objective, the Northern Income Equity fund invests at least 65% of its total assets in a mix of income-producing equity securities, with no limit on the fund's ability to invest in non-investment grade fixed income and convertible debt securities.NOIEX’s 3-year and 5-year annualized returns are 10.7% and 12.1%, respectively. Northern Income Equity fund has a Zacks Mutual Fund Rank #1 and an annual expense ratio of 0.49%.To see how this fund performed compared to its category, and other 1 and 2 Ranked Mutual Funds, please click here.Putnam Large Cap Value A PEYAX fund seeks current income. Capital growth is a secondary objective when consistent with seeking current income. PEYAX invests mainly in common stocks of U.S. companies, with a focus on value stocks that offer the potential for current income and also for capital growth.PEYAX’s 3-year and 5-year annualized returns are 12.9% and 13%, respectively. Putnam Large Cap Value A fund has a Zacks Mutual Fund Rank #1 and an annual expense ratio of 0.90%.To see how this fund performed compared to its category, and other 1 and 2 Ranked Mutual Funds, please click here.Want key mutual fund info delivered straight to your inbox?Zacks' free Fund Newsletter will brief you on top news and analysis, as well as top-performing mutual funds, each week. Get it free >> Top 5 ChatGPT Stocks Revealed Zacks Senior Stock Strategist, Kevin Cook names 5 hand-picked stocks with sky-high growth potential in a brilliant sector of Artificial Intelligence. By 2030, the AI industry is predicted to have an internet and iPhone-scale economic impact of $15.7 Trillion. Today you can invest in the wave of the future, an automation that answers follow-up questions … admits mistakes … challenges incorrect premises … rejects inappropriate requests. As one of the selected companies puts it, “Automation frees people from the mundane so they can accomplish the miraculous.”Download Free ChatGPT Stock Report Right Now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Get Your Free (EQTIX): Fund Analysis Report Get Your Free (PEYAX): Fund Analysis Report Get Your Free (NOIEX): Fund Analysis ReportTo read this article on Zacks.com click here.Zacks Investment Research.....»»

Category: topSource: zacks12 hr. 42 min. ago Related News

5 U.S. Bigwigs With Solid Potential for Short-Term Upside

We have narrowed our search to five U.S. corporate behemoths with strong earnings growth potential for 2024. These are AMZN, TAP, ET, RCL and GM. Wall Street’s dream run continues in 2024 after an astonishing performance in 2023. Year to date, the three major stock indexes — the Dow, the S&P 500 and the Nasdaq Composite — have advanced 3.3%, 6.9% and 8%, respectively.The primary reasons for the northward journey so far this year are expectations of an interest rate cut by the Fed, better-than-expected fourth-quarter 2023 earnings and massive growth of generative artificial intelligence (AI) worldwide.Consequently, several stocks have rallied year to date even after skyrocketing in 2023. A few of these stocks are large-cap (market capital >$15 billion) U.S. stocks with a favorable Zacks Rank. Moreover, a handful of stocks under this category currently enjoy strong potential for short-term price appreciation.Our Top PicksBased on the abovementioned criteria, we have narrowed our search to five stocks with strong earnings growth potential for 2024. These stocks have seen positive earnings estimate revisions in the past 30 days. Finally, each of our picks currently sports a Zacks Rank #1 (Strong Buy). You can see the complete list of today’s Zacks #1 Rank stocks here.The chart below shows the price performance of our five picks in the past three months.Image Source: Zacks Investment ResearchAmazon.com Inc. AMZN has benefited from Prime and AWS’s momentum. The strengthening AWS services portfolio and its growing adoption rate contributed to the performance of AMZN. Ultrafast delivery services and an expanding content portfolio have been beneficial. Strengthening relationships with third-party sellers also favored the company. AMZN’s robust advertising business contributed as well.Notably, improving Alexa skills along with robust smart home product offerings continue to act as a tailwind. AMZN’s strong global presence and solid momentum among small and medium businesses remain positives. Growing capabilities in grocery, pharmacy, healthcare and autonomous driving are the other catalysts. Also, its deepening focus on generative AI is a major plus.Amazon has an expected revenue and earnings growth rate of 11.5% and 40%, respectively, for the current year. The Zacks Consensus Estimate for current-year earnings has improved 0.7% over the past seven days.The Zacks Consensus Estimate currently shows the average short-term price target for Amazon at $202.26. The forecast ranges from a low of $123 to a high of $230. The average price target represents an increase of 16.8% from the last closing price of $173.16.Royal Caribbean Cruises Ltd. RCL has been benefiting from strong cruising demand from new and loyal guests and robust booking trends. Also, the strength in consumer spending onboard and pre-cruise purchases bode well.RCL emphasized investing in a modern digital travel platform to streamline the vacation booking process for customers and expand wallet share. Also, RCL emphasized new innovative ships and onboard experiences to boost its offerings and deliver superior yields and margins.Royal Caribbean Cruises has an expected revenue and earnings growth rate of 14.4% and 45.9%, respectively, for the current year. The Zacks Consensus Estimate for current-year earnings has improved 1.3% over the past seven days.The Zacks Consensus Estimate currently shows the average short-term price target for RCL at $136.71. The forecast ranges from a low of $100 to a high of $174. The average price target represents an increase of 12% from the last closing price of $122.09.General Motors Co.’s GM compelling electric vehicle (EV) and internal combustion engine portfolio, displaying strong demand for its quality pickups and SUVs, bodes well. GM retained the U.S. auto sales crown in 2023. Its massive EV push is commendable.GM plans to roll out 30 fresh EV models by 2025-end. General Motors’ Ultium Drive system and battery plants in Ohio, Tennessee and Lansing are likely to scale up its e-mobility prowess. GM is on track to deliver on its $2 billion net cost reduction program by 2024 end. Its superior liquidity profile and investor-friendly moves bode well.General Motors has an expected revenue and earnings growth rate of 1.8% and 17.2%, respectively, for the current year. The Zacks Consensus Estimate for current-year earnings has improved 14.8% over the past 30 days.The Zacks Consensus Estimate currently shows the average short-term price target for General Motors at $49.67. The forecast ranges from a low of $28 to a high of $95. The average price target represents an increase of 22.2% from the last closing price of $40.63.Molson Coors Beverage Co.’s TAP has been benefiting from brand strength and strong performances across its portfolio and both geographical segments. Also, Tap’s revitalization plan and the premiumization of the global portfolio bode well.For 2024, net sales of TAP are projected to grow in the low single digits year over year on a constant-currency basis, while underlying earnings per share are likely to rise in the mid-single digits. The underlying EBT of TAP is likely to grow in mid-single digits year over year.Molson Coors Beverage has an expected revenue and earnings growth rate of 1.3% and 4.2%, respectively, for the current year. The Zacks Consensus Estimate for current-year earnings has improved 2.9% over the past 30 days.The Zacks Consensus Estimate currently shows the average short-term price target for Molson Coors Beverage at $68.63. The forecast ranges from a low of $63 to a high of $77. The average price target represents an increase of 9.1% from the last closing price of $62.89.Energy Transfer LP ET owns and operates diversified portfolios of energy assets primarily in the United States. ET is a publicly traded limited partnership whose core operations include complementary natural gas midstream, intrastate and interstate transportation and storage assets, crude oil, natural gas liquids and refined product transportation and terminalling assets, NGL fractionation, and various acquisition and marketing assets.Energy Transfer has an expected revenue and earnings growth rate of 19.9% and 18.4%, respectively, for the current year. The Zacks Consensus Estimate for current-year earnings has improved 10.3% over the past 30 days.The Zacks Consensus Estimate currently shows the average short-term price target for ET at $17.71. The forecast ranges from a low of $14 to a high of $22. The average price target represents an increase of 21.9% from the last closing price of $14.53. Top 5 ChatGPT Stocks Revealed Zacks Senior Stock Strategist, Kevin Cook names 5 hand-picked stocks with sky-high growth potential in a brilliant sector of Artificial Intelligence. By 2030, the AI industry is predicted to have an internet and iPhone-scale economic impact of $15.7 Trillion. Today you can invest in the wave of the future, an automation that answers follow-up questions … admits mistakes … challenges incorrect premises … rejects inappropriate requests. As one of the selected companies puts it, “Automation frees people from the mundane so they can accomplish the miraculous.”Download Free ChatGPT Stock Report Right Now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Amazon.com, Inc. (AMZN): Free Stock Analysis Report Royal Caribbean Cruises Ltd. (RCL): Free Stock Analysis Report Molson Coors Beverage Company (TAP): Free Stock Analysis Report General Motors Company (GM): Free Stock Analysis Report Energy Transfer LP (ET): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment Research.....»»

Category: topSource: zacks12 hr. 42 min. ago Related News

Stock Market News for Feb 29, 2024

U.S. stocks ended sharply lower on Wednesday as investors analyzed Q4 GDP data and awaited crucial inflation data that could impact the Federal Reserve's interest rate strategies. Market NewsU.S. stocks ended sharply lower on Wednesday as investors analyzed Q4 GDP data and awaited crucial inflation data that could impact the Federal Reserve's interest rate strategies. Investors also evaluated the recent Q4 releases. All three major indexes ended in negative territory.How Did the Benchmarks Perform?The Dow Jones Industrial Average (DJI) fell 0.1%, or 23.39 points, to close at 38,949.02. Notably, 12 components of the 30-stock index ended in negative territory, while 18 were in green.The tech-heavy Nasdaq slid 0.6% or 87.56 points to finish at 15,947.74.The S&P 500 slipped 0.2% to end at 5,069.76. Four out of the 11 broad sectors of the benchmark ended in negative territory, while seven were in the positive zone. The Communication Services Select Sector SPDR (XLC), the Healthcare Select Sector SPDR (XLV) and the Technology Select Sector SPDR (XLK) gained 0.7%, 0.5% and 0.5%, respectively. The Real Estate Select Sector SPDR (XLRE) advanced 1.3%.The fear gauge CBOE Volatility Index (VIX) increased 3.1% to 13.84. Decliners outnumbered advancers on the NYSE by a 1.21-to-1 ratio. On the Nasdaq, a 1.72-to-1 ratio favored declining issues. The S&P 500 posted 67 new 52-week highs and one new low, and the Nasdaq Composite recorded 173 new highs and 95 new lows.Q4 GDP ReleaseInvestors have assessed the latest update from the Bureau of Economic Analysis. There has been a revision in the GDP growth rate for the fourth quarter of 2023, indicating an expansion of 3.2%. Although this growth is positive, it falls short of the initially reported 3.3% and lags 4.9% growth seen in the third quarter.Investors are eagerly anticipating Thursday's release of the personal consumption expenditures (PCE) data, which is a measure of inflation preferred by the Federal Reserve. This forthcoming report on inflation holds importance as policymakers at banks consider potential adjustments to interest rates this year.Based on data from the CME FedWatch tool, market indicators now suggest a 100% probability that the Federal Reserve will maintain its current interest rates at its upcoming March policy meeting. This marks a shift from one month ago when there was only a 52% chance of interest rates remaining unchanged.Solid Q4 EarningsNRG Energy, Inc. NRG reported fourth-quarter 2023 adjusted earnings of $1.14 per share, beating the Zacks Consensus Estimate of $0.09 per share. The power company generated total revenues of $6.81 billion, missing the Zacks Consensus Estimate of $7.76 billion.First Solar, Inc. FSLR reported fourth-quarter 2023 adjusted earnings of $3.25 per share, beating the Zacks Consensus Estimate of $3.19 per share. The solar company generated total revenues of $1.16 billion, missing the Zacks Consensus Estimate of $1.31 billion.The ODP Corporation ODP reported fourth-quarter 2023 adjusted earnings of $0.92 per share, beating the Zacks Consensus Estimate of $0.76 per share. The office supply retailer generated total revenues of $1.81 billion, missing the Zacks Consensus Estimate of $1.84 billion.Consequently, shares of NRG Energy, First Solar and The ODP Corporation rose 1.2%, 2.9% and 3.7%, respectively. Each of these companies carries a Zacks Rank #3 (Hold). You can see the complete list of today’s Zacks #1 Rank (Strong Buy) stocks here.Economic DataFor the week ended Feb 23, U.S. commercial crude oil inventories (excluding those in the Strategic Petroleum Reserve) increased by 4.2 million barrels from the previous week. Top 5 ChatGPT Stocks Revealed Zacks Senior Stock Strategist, Kevin Cook names 5 hand-picked stocks with sky-high growth potential in a brilliant sector of Artificial Intelligence. By 2030, the AI industry is predicted to have an internet and iPhone-scale economic impact of $15.7 Trillion. Today you can invest in the wave of the future, an automation that answers follow-up questions … admits mistakes … challenges incorrect premises … rejects inappropriate requests. As one of the selected companies puts it, “Automation frees people from the mundane so they can accomplish the miraculous.”Download Free ChatGPT Stock Report Right Now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report NRG Energy, Inc. (NRG): Free Stock Analysis Report First Solar, Inc. (FSLR): Free Stock Analysis Report The ODP Corporation (ODP): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment Research.....»»

Category: topSource: zacks12 hr. 42 min. ago Related News

MSCI (MSCI) Down 5.1% Since Last Earnings Report: Can It Rebound?

MSCI (MSCI) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues. It has been about a month since the last earnings report for MSCI (MSCI). Shares have lost about 5.1% in that time frame, underperforming the S&P 500.Will the recent negative trend continue leading up to its next earnings release, or is MSCI due for a breakout? Before we dive into how investors and analysts have reacted as of late, let's take a quick look at its most recent earnings report in order to get a better handle on the important catalysts. MSCI Q4 Earnings Beat, Recurring Subscriptions Rise Y/YMSCI’s fourth-quarter 2023 adjusted earnings of $3.68 per share beat the Zacks Consensus Estimate by 11.85% and jumped 29.6% year over year.Revenues increased 19.8% year over year to $690.1 million and beat the consensus mark by 5.04%. Organic revenues increased 14.7% year over year.Recurring subscriptions of $505.4 million increased 16.8% year over year and accounted for 73.2% of revenues.Asset-based fees of $145.1 million increased 15.9% year over year and contributed 21% of revenues.Non-recurring revenues of $39.6 million surged 114.4% year over year and contributed 5.7% of revenues.At the end of the reported quarter, average assets under management (AUM) were $1.468 trillion in ETFs linked to MSCI indexes.The total retention rate was 93.6% in the quarter under review.Top-Line DetailsIn the fourth quarter, Index revenues of $388 million beat the Zacks Consensus Estimate by 6.43% and increased 17.8% year over year. Recurring subscriptions, asset-based fees and non-recurring revenues increased 10.9%, 15.9% and 128.5% on a year-over-year basis, respectively.Growth in recurring subscription revenues was primarily driven by strong growth from market-cap-weighted Index products.Revenues from ETFs linked to MSCI equity indexes, mainly driven by an increase in average AUM, drove more than half of the increase in revenues attributable to asset-based fees. The balance of the increase was contributed by non-ETF indexed funds linked to MSCI indexes, driven by an increase in average AUM, as well as an increase in average basis point fees.Analytics operating revenues of $164.7 million beat the consensus mark by 3.71%, and increased 10% year over year. Excluding the impact of foreign currency exchange rate fluctuations, Analytics’ operating revenue growth was 10.2%.Recurring subscriptions and non-recurring revenues increased 8.9% and 71.5% on a year-over-year basis, respectively.The increase in Analytics revenues was primarily driven by growth from recurring subscriptions related to both Equity Analytics and Multi-Asset Class products.More than half of the growth in non-recurring revenues was driven by a large number of implementations that were completed in the quarter, and the remainder was driven by one-time deals related to Multi-Asset Class products.ESG and Climate segment’s operating revenues of $76.3 million lagged the consensus mark by 1.16% but increased 20% year over year. Excluding the impact of foreign currency exchange rate fluctuations and the Trove acquisition, ESG and Climate operating revenue growth was 14.5%. Trove contributed $0.8 million of revenues in the reported quarter.Recurring subscriptions and non-recurring revenues increased 20.3% and 4.7% on a year-over-year basis, respectively.The increase was primarily driven by strong growth from recurring subscriptions related to Ratings, Climate and Screening products.All Other – Private Assets operating revenues, which primarily comprise the Real Assets operating segment and the Private Capital Solutions (formerly known as Burgiss), were $61.1 million, up 81.5% year over year. The figure beat the consensus mark by 9.02%.Operating DetailsAdjusted EBITDA increased 22.3% year over year to $414.6 million in the reported quarter. Adjusted EBITDA margin expanded 130 basis points (bps) on a year-over-year basis to 60.1%.Total operating expenses increased 19.4% on a year-over-year basis to $319.4 million.Adjusted EBITDA expenses were $75.5 million, up 16.1%, primarily reflecting higher compensation and incentive compensation expenses related to higher headcount.Operating income improved 20.1% year over year to $370.7 million. The operating margin expanded 10 bps on a year-over-year basis to 53.7%.Balance Sheet & Cash FlowTotal cash and cash equivalents, as of Dec 31, 2023, were $461.7 million compared with $928.6 million as of Sep 30, 2023.Total debt was $4.5 billion as of Dec 31, unchanged sequentially. The total debt-to-adjusted EBITDA ratio (based on trailing twelve-month-adjusted EBITDA) was 3 times, within the management’s target range of 3-3.5 times.Free cash flow was $367.1 million, up 24.5% year over year.MSCI had $0.8 billion outstanding under its share-repurchase authorization as of Jan 29, 2024.It paid out dividends worth $109.2 million in the fourth quarter. MSCI increased dividend payout by 15.9% to $1.60 per share for the first quarter of 2024.GuidanceFor 2024, MSCI expects total operating expenses in the range of $1.300-$1.340 billion.Adjusted EBITDA expenses are expected between $1.130 billion and $1.160 billion.Interest expenses are expected between $185 million and $189 million.Net cash provided by operating activities and free cash flow is expected to be $1.33-$1.38 billion and $1.225-$1.285 billion, respectively.How Have Estimates Been Moving Since Then?In the past month, investors have witnessed an upward trend in fresh estimates.VGM ScoresAt this time, MSCI has an average Growth Score of C, a grade with the same score on the momentum front. Charting a somewhat similar path, the stock was allocated a grade of D on the value side, putting it in the bottom 40% for this investment strategy.Overall, the stock has an aggregate VGM Score of D. If you aren't focused on one strategy, this score is the one you should be interested in.OutlookEstimates have been broadly trending upward for the stock, and the magnitude of these revisions indicates a downward shift. Notably, MSCI has a Zacks Rank #3 (Hold). We expect an in-line return from the stock in the next few months. Top 5 ChatGPT Stocks Revealed Zacks Senior Stock Strategist, Kevin Cook names 5 hand-picked stocks with sky-high growth potential in a brilliant sector of Artificial Intelligence. By 2030, the AI industry is predicted to have an internet and iPhone-scale economic impact of $15.7 Trillion. Today you can invest in the wave of the future, an automation that answers follow-up questions … admits mistakes … challenges incorrect premises … rejects inappropriate requests. As one of the selected companies puts it, “Automation frees people from the mundane so they can accomplish the miraculous.”Download Free ChatGPT Stock Report Right Now >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report MSCI Inc (MSCI): Free Stock Analysis ReportTo read this article on Zacks.com click here.Zacks Investment Research.....»»

Category: topSource: zacks12 hr. 42 min. ago Related News

5 Best-Performing Sector ETFs of February

The gains were broad-based and well spread out across various segments. We have highlighted some of the top performers in the ETF space from different sectors of the market. Wall Street has been on a remarkable rally, powered by strong quarterly earnings, economic resiliency and the technology sector surge. The latest phase of the rally is driven by Nvidia’s (NVDA) blockbuster earnings, which pushed the major indexes to key milestones last week.The blue-chip Dow Jones reached a new record high while the S&P 500 broke above 5,100 for the first time. The tech-heavy Nasdaq Composite Index also touched a new 52-week high. The gains were broad-based and well spread out across various segments.Some of the top performers in the ETF space from different sectors of the market are First Trust SkyBridge Crypto Industry & Digital Economy ETF CRPT, Range Cancer Therapeutics ETF CNCR, Themes Generative Artificial Intelligence ETF WISE, First Trust RBA American Industrial Renaissance ETF AIRR and Invesco Building & Construction ETF PKB.Nvidia surpassed $2 trillion in market capitalization following its robust results. It exceeded fourth-quarter earnings and revenue expectations. The company reported a staggering 265% increase in revenues and provided an optimistic outlook, indicating a surge in demand for AI hardware. This not only showcased Nvidia's robust position in the AI chip market but also signaled promising prospects for the semiconductor industry in 2025 and beyond (read: Nvidia ETFs to Tap for More Growth Post Blowout Q4 Earnings).The resilience of the U.S. economy has played a crucial role in the S&P 500's ascent, though it has reduced the likelihood of a near-term rate cut. Factors such as robust retail sales, consumer sentiment and a cooling trend in the producer price index indicate the possibility of the Fed achieving a soft landing, bringing inflation back to target without triggering a recession. This economic resilience, coupled with surging shares of big technology companies and optimism over artificial intelligence, has been a significant driver of the market's upward trajectory.ETFs in FocusLet’s dig into the details of the abovementioned ETFs:First Trust SkyBridge Crypto Industry & Digital Economy ETF (CRPT) – Up 60.8%The world's largest cryptocurrency hit a high of $63,968 — its first trip above $60,000 since November 2021 — with a monthly gain of more than 44%. This represents the biggest monthly gain for Bitcoin since December 2020. The surge primarily came on the back of a surging optimism that demand for the token is widening beyond committed digital-asset enthusiasts. First Trust SkyBridge Crypto Industry and Digital Economy ETF has been the biggest winner (read: Crypto Industry ETF Hits a New 52-Week High).It is designed to provide exposure to companies that SkyBridge believes are driving cryptocurrency, crypto assets and digital economies-related innovation. SkyBridge identifies securities primarily via “bottom up” research focused on finding companies leading in the crypto industry ecosystem. First Trust SkyBridge Crypto Industry & Digital Economy ETF holds 30 stocks in its basket and charges 85 bps in fees per year from investors. It has amassed $43.6 million in its asset base and trades in an average daily volume of 70,000 shares. Range Cancer Therapeutics ETF (CNCR) — Up 23.7%The healthcare sector is benefiting from cutting-edge medicines, new drug approvals, technological advancements, deal activities and strong earnings. In particular, investor enthusiasm in areas like weight-loss treatments boosted the sector.Range Cancer Therapeutics ETF offers exposure to a wide range of cancer therapeutic modalities. It follows the Range Cancer Therapeutics Index and holds 80 stocks in its basket. Range Cancer Therapeutics ETF has AUM of $18.8 million and charges 79 bps in annual fees. The fund trades in an average daily volume of 6,000 shares and has a Zacks ETF Rank #3 (Hold) with a High risk outlook.Themes Generative Artificial Intelligence ETF (WISE) – Up 14.6%The optimism over artificial intelligence has been driving the stock market higher, thereby benefiting the related ETFs. Themes Generative Artificial Intelligence ETF offers exposure to the companies that derive their revenues from either artificial intelligence, data analytics & big data, natural language processing, and artificial intelligence-driven services. It tracks the Solactive Generative Artificial Intelligence Index and holds 40 stocks in its basket.Themes Generative Artificial Intelligence ETF has accumulated $5.5 million in its asset base since its inception in December 2023. It charges 35 bps in annual fees and trades in average daily volume of 8,000 shares.First Trust RBA American Industrial Renaissance ETF (AIRR) – Up 14.3%Industrial is the second-best-performing sector of February, gaining 7%. It has emerged as a powerhouse, with nearly half of its S&P 500 components reaching all-time highs, propelled by stalwarts like Waste Management and Caterpillar, and new entrants like Uber Technologies in the Dow Jones Transportation Average.First Trust RBA American Industrial Renaissance ETF offers exposure to small and mid-cap securities in the industrial and community banking sectors by tracking the Richard Bernstein Advisors American Industrial Renaissance Index. It holds 47 stocks in its basket and charges 70 bps in annual fees. First Trust RBA American Industrial Renaissance ETF has $719.1 million in AUM and trades in a lower volume of around 80,000 shares per day on average. It has a Zacks ETF Rank #3 with a High risk outlook (read: 5 ETFs at All-Time Highs as S&P 500 Rally Continues).Invesco Building & Construction ETF (PKB) – Up 10.2%The U.S. housing sector has been performing well on solid demand and a lack of existing inventory. The recent decline in mortgage rates has prompted an increase in prospective buyers, leading to an uptick in sales and rising homebuilder confidence. Invesco Building & Construction ETF follows the Dynamic Building & Construction Intellidex Index, holding 3402 well-diversified stocks in its basket (read: Time for Housing ETFs This Spring?).Invesco Building & Construction ETF has amassed assets worth $339.7 million and sees a lower volume of roughly 25,000 shares per day on average. The expense ratio comes in at 0.62%. Invesco Dynamic Building & Construction ETF has a Zacks ETF Rank #3 with a High risk outlook. Want key ETF info delivered straight to your inbox? Zacks’ free Fund Newsletter will brief you on top news and analysis, as well as top-performing ETFs, each week.Get it free >>Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Invesco Building & Construction ETF (PKB): ETF Research Reports Range Cancer Therapeutics ETF (CNCR): ETF Research Reports First Trust RBA American Industrial Renaissance ETF (AIRR): ETF Research Reports First Trust SkyBridge Crypto Industry and Digital Economy ETF (CRPT): ETF Research Reports Themes Generative Artificial Intelligence ETF (WISE): ETF Research ReportsTo read this article on Zacks.com click here.Zacks Investment Research.....»»

Category: topSource: zacks12 hr. 42 min. ago Related News

Investors Finding It Increasingly Pointless To Be Bearish

Investors Finding It Increasingly Pointless To Be Bearish By Jan-Patrick Barnert and Michael Msika Investors are finding it increasingly pointless to be bearish as equity markets are about to lock in a fourth consecutive month of gains, the longest streak in Europe since the 2021 pandemic rally. Even February’s performance looks quite impressive, contrary to the usual seasonal pattern of weakness in the second half of the month. Also, number crunching signals good news ahead: when the S&P 500 Index advances during the four winter months, the remaining calendar year’s performance has never been negative, and the year showed average annual gains of 21%. And then there is the 1995 analogy that the Federal Reserve’s looming interest rate-cutting cycle may again allow the world’s largest economy to grow without stoking price pressures. If history serves as a guide, we could potentially be in for another massive bull ride. So while keeping one eye on the exit door just in case the overwhelming belief in this rally starts to weaken, more and more bears seem to be giving in now. HSBC strategists this week ended their tactical underweight stance in equities. The bank’s chief multi-asset strategist Max Kettner said that sentiment and positioning have been stretched and remain elevated but that “this isn’t enough to prompt a significant correction in risk assets” without a “clear catalyst.” And finding a shock event that would reverse the rally — and getting its timing right — is proving elusive. The macro backdrop and corporate earnings look fine, the US election is still a while away and it’s hard to see any candidate saying something so outrageous that it spooks investors. Geopolitics is one risk in investors’ minds, but unless there’s a serious escalation in the Middle-East, markets don’t seem to worry too much. China is busy tackling domestic issues, and while banks’ credit risk is in the spotlight, chances of contagion seem limited at this point. Some market watchers are noting that the velocity of pushing to new highs is actually a sign of caution. Point taken, yet timing the peak seems almost impossible if looking at the history of the Nasdaq index. Also, the pace of gains is slower than during the Internet bubble. Volatility is further adding fuel to the market — or at least not holding it back as the crowd of volatility sellers is stacking higher. Nomura strategists said that each month investors are selling $241 million of volatility, which helps compress market swings and keeps risk-on sentiment intact. That comes after $6 billion of inflows into ETFs using derivatives to create extra income over the first two months of the year, according to the bank. Nomura’s Charlie McElligott said that the current market backdrop has created an environment for volatility sellers to “collect extra yield.” Namely, US stocks that “only go up and simply refuse to pull back due to AI mania and the perception of US economic Goldilocks allowing for a soft-landing” while at the same time investors get the benefits of expected easing by the Fed later in 2024. The call wall — a significant resistance level for the market, sits just above the current spot price level. But there is very little to suggest this will cause big headaches anytime soon. The short gamma level, together with the CTA sell trigger, stand somewhere around 4,950/4,900 points for the S&P 500 Index. So we would need a sustained 4% move lower before even hitting this level, not to mention any pathway toward bigger declines. “Investor optimism is high and positioning is elevated, as a Goldilocks outcome or better has become consensus,” according to JPMorgan strategists led by Marko Kolanovic. More than half of the investors in the bank’s latest client survey see their equity positioning in the 40th to 60th percentile based on historical terms and 39% said they are still planning to increase equity exposure. Half of Goldman Sachs’ sentiment indicators are now over the 80th percentile versus their own history — lead by positioning. Flow indicators also improving and even the fact that investors are generally exposed to concentrated positions can be seen as a two-edged sword, according to Goldman strategists including Cecilia Mariotti. “On one side, this inevitably increases concerns around potential near-term setbacks in case of related shocks,” she wrote. “But on the other side it suggests there is space for bullish sentiment and positioning to be further supported, especially if we start seeing a more meaningful rotation out of cash and into risky assets and laggards within equities.” Tyler Durden Thu, 02/29/2024 - 12:40.....»»

Category: blogSource: zerohedge12 hr. 43 min. ago Related News