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SoFi personal loans require a high credit score, but come with unusual perks like unemployment protection

SoFi; Alyssa Powell/Business Insider   A high minimum credit score requirement makes a SoFi Personal Loan harder to qualify for than the typical personal loan.  However, these loan.....»»

Category: topSource: businessinsiderAug 1st, 2020

OneMain Financial personal loans allow anyone to apply, with no minimum credit score

OneMain financial; Alyssa Powell/Business Insider   A OneMain Financial Personal loan is available to people with all.....»»

Category: topSource: businessinsiderJul 30th, 2020

Online lender Earnest offers low-interest personal loans, and looks at more than just your credit score when you apply

Hero Images/Getty Images Earnest offers fixed-r.....»»

Category: topSource: businessinsiderJan 4th, 2020

People think opening a credit card is bad for your credit score, but that"s a myth — using it responsibly can actually make your credit better

Crystal Cox/Business Insider A high credit score can open lots of doors, from getting you more favorable interest rates to helping you get approved for mortgages and other loans. It's a commonly hel.....»»

Category: topSource: businessinsiderDec 19th, 2019

Earnest offers low-interest personal loans, and looks at more than just your credit score when you apply

Earnest offers fixed-rate personal loans that can be used for debt consolidation, home improvements, etc.  Unlike some other lenders, Earnest reviews factors other than credit score in making personal loan determinations. .....»»

Category: topSource: businessinsiderNov 21st, 2019

I started using business credit cards to maximize my spending, but as a side benefit my personal credit score increased by 50 points

Hero Images/Getty Images There are a lot of great reasons to consider applying for a business credit card, including high sign-up bonuses and comprehensive cardholder benefits. Plus, putting purchases on a business credit car.....»»

Category: topSource: businessinsiderNov 12th, 2019

Is using a personal loan to pay off credit card debt a good move?

Personal loans often have relatively high interest rates, but many people take them out to consolidate credit card debt that carried even hi.....»»

Category: topSource: usatodayMar 16th, 2019

5 Tips to Get Approved for a Personal Loan for Debt Consolidation

If you need relief from your high-interest loans or credit card debt, you may be considering a personal loan. Offered by many banks and credit unions, personal loans let you consolidate or refinance your debt into a lower-interest .....»»

Category: topSource: moneycentralMay 15th, 2018

Personal Loans Have Surged to a Record $120 Billion High

Personal loans are the fastest-growing U.S. consumer-lending category, according to data from credit bureau TransUnion. He.....»»

Category: europeSource: fortuneJul 3rd, 2018

FICO Plans Big Shift in Credit-Score Calculations

Fair Isaac’s UltraFICO Score, launching in 2019, is meant to boost the number of borrowers approved for credit cards and personal loans by factoring in how consumers manage their bank accounts......»»

Category: smallbizSource: wsjOct 22nd, 2018

My credit score has reached an all-time high during quarantine — and it"s because I"m spending less

gradyreese/Getty Images   Consumer spending is down due to COVID-related concerns and closures. Lowering your spending on credit cards also lowers your credit utilization ra.....»»

Category: smallbizSource: nytJul 14th, 2020

How many jobs has the Paycheck Protection Program saved? SBA didn’t require borrowers to say

Thousands of Paycheck Protection Program loans were approved without any estimate of how many jobs the aid would save. Experts say that raises a number of issues, including around loan forgiveness......»»

Category: topSource: bizjournalsJul 12th, 2020

How many jobs has PPP saved? SBA didn’t require borrowers to say.

Thousands of Paycheck Protection Program loans were approved in California without any estimate of how many jobs the aid would save. Experts say that raises a number of issues, including around loan forgiveness......»»

Category: topSource: bizjournalsJul 10th, 2020

What"s Trending Post-COVID for Homeowners

TLDR; Homeowners are turning to HELOC’s or cash-out refinance’s instead of personal loans and credit cards. Kick ‘em When They’re Down... (your credit card and personal loan debt, that is.) read more.....»»

Category: blogSource: benzingaJun 18th, 2020

8. SoFi

SoFi is a personal finance company that provides student loan refinancing, mortgages and personal loans, as well as investing and banking services that are catered to millennials......»»

Category: realestateSource: cnbcJun 16th, 2020

The average personal loan interest rate is 9.63%, but your rate could vary based on your credit score, where you live, and who you"re borrowing from

Maskot/Getty The average interest rate for a 24-month personal loan was 9.63% in the first quarter of 2020, according to data from the Federal Reserve.  But, the interest rate you'll see on your personal loan could look different, dependin.....»»

Category: dealsSource: nytJun 5th, 2020

Chibib leaves VC firm Silverton Partners to join startup C-suite

The unusual moves comes as demand for the company's credit-builder loans has increased during the pandemic, said founder and CEO James Garvey. Self Financial closed a $20 million funding round a few months ago, as well......»»

Category: topSource: bizjournalsMay 18th, 2020

LightStream offers low, competitive personal loan interest rates for borrowers with good credit

Lightstream; Alyssa Powell/Business Insider   For anyone with good credit, low interest rates from LightStream make this lender's personal loans stand out again.....»»

Category: topSource: businessinsiderMay 10th, 2020

"It"s not what you think it is": The government"s bailout loans are failing small businesses like mine, says Farmgirl Flowers" CEO

Farmgirl Flowers Christina Stembel founded her floral company, Farmgirl Flowers, in her dining room in 2010, using her personal savings and a cash-back credit card to cover business expenses. Th.....»»

Category: topSource: businessinsiderApr 30th, 2020

Feds pressure Potbelly, Ruth’s Chris, other public companies to give back small-business loans

New Paycheck Protection Program loan guidelines require .....»»

Category: topSource: chicagotribuneApr 24th, 2020

Tennessee business score billions in rescue loans — but those PPP funds are drying up fast

More than two-thirds of the Paycheck Protection Program's $349 billion pot of money is gone, and local bankers expect it will run out completely in the coming days absent action from Congress......»»

Category: topSource: bizjournalsApr 15th, 2020